Updated September 29, 2026 · BrokerCue Editorial Team
bunq vs Markets.com
bunq vs Markets.com: the differences
| Compare |  bunq |  Markets.com |
|---|---|---|
| Minimum deposit | €10 | $100 |
| Markets | Stocks, ETFs, Crypto | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread bettingCovers more |
| Regulators | De Nederlandsche Bank, SIPC | CySEC, FCA, FSCA, ASIC |
| Platforms | Bunq app | Web Platform, Mobile App, MT4, MT5 |
| Stock trade fee | Not confirmed | $0 |
| Account fee | Not confirmed | $0 |
| Inactivity fee | Not confirmed | $10 |
| Retail accounts that lose money | Not confirmed | 72.4% |
| Currency conversion fee | Not confirmed | 0.6% |
| Deposit and withdrawal fees | Not confirmed | no deposit or withdrawal fees |
Same on both: Investor protection (EU ICS up to EUR 20,000).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Markets.com scores higher overall: 9.5 vs 8.9.
- Regulators: only bunq offers De Nederlandsche Bank, SIPC.
- Regulators: only Markets.com offers CySEC, FCA, FSCA.
- Markets.com is licensed in 2 more countries.
- Markets: only Markets.com offers Forex, CFDs, Bonds.
- Platforms: only bunq offers Bunq app.
- Platforms: only Markets.com offers Web Platform, Mobile App, MT4.
- Support channels: only Markets.com offers Phone.
- Features: only bunq offers Fractional shares.
- Features: only Markets.com offers Copy trading, Demo account.
Our verdict on each
bunq
bunq suits beginners who want a modest minimum deposit, fractional shares and a mobile app for stocks, ETFs and crypto. Its published minimum is €10, but investors wanting a broader market selection or more support channels may prefer an alternative.
Markets.com
Markets.com suits retail traders who want stocks, forex, cfds, crypto and spread betting under a single account with no commission charged on share dealing. Stock trades carry fees of $0 and the account fee is $0, though the $100 minimum deposit and an inactivity charge of $10 are the figures to weigh.
Score breakdown
| Area | bunq | Markets.com |
|---|---|---|
| Cost | 8.9 | 8.9Commission-free model: stock trades at fees of $0, account fee of $0, currency conversion of 0.6%. |
| Offer | 8.7 | 9.7Higher |
| Trust | 9.1 | 9.9Higher |
Where each is licensed and available
| Country | bunq | Markets.com |
|---|---|---|
| Australia | Not confirmed | |
| Cyprus | Not confirmed | |
| Netherlands | Not confirmed | |
| South Africa | Not confirmed | |
| United Kingdom | Not confirmed | FCA 481853 |
| United States | SIPC SIPC member 71344 | Not confirmed |
How they place
| Ranking | bunq | Markets.com |
|---|---|---|
| Stock and ETF brokers | 8 of 490 | 40 of 490 |
| Brokers for beginners | 5 of 88 | 14 of 88 |
Every fact side by side
| Fact | bunq | Markets.com |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app | Mobile app, Copy trading, Demo account, Crypto |
| Pricing model | Not confirmed | Commission free |
| Audience | Beginners | Beginners, ExperiencedCovers more |
| Legal entity | BUNQ US BD LLC | Finalto Financial Services Limited |
| Headquarters | Netherlands | Not confirmed |
| Founded | 2012 | Not confirmed |
| Support channels | Email, Help centre | Email, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | bunq | Markets.com | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Account fee | Not confirmed | $0at the median | $0 |
| Inactivity fee | Not confirmed | $10above the median | $0 |
| Retail accounts that lose money | Not confirmed | 72.4%above the median | 70.375% |
| Currency conversion fee | Not confirmed | 0.6%above the median | 0.4% |
Median across 81 listed brokers.
Pros and cons
bunq
Pros
- The minimum deposit is €10.
- The available features include fractional shares, crypto and a mobile app.
- Regulatory listings include De Nederlandsche Bank in NL and SIPC in the US.
Cons
- Support runs through email and help centre only.
- The available markets cover stocks, ETFs and crypto.
- The stated EU investor protection is EU ICS up to EUR 20,000.
Markets.com
Pros
- Stock trades carry fees of $0 on a commission-free model, so placing a share trade is not chargeable
- The account fee is $0, which ranks Markets.com at 1 of 138 brands on that measure
- Deposits and withdrawals carry no deposit or withdrawal fees, so moving money on and off the account stays cheap
Cons
- An inactivity charge of $10 catches dormant balances, placing Markets.com at 35 of 56 brands on that measure
- The minimum deposit of $100 is heavy, ranking at 148 of 213 brands, so a smaller opening balance rules it out
- A currency conversion fee of 0.6% sits on top of the commission-free model, so currency trades cost more than the share trades priced at $0
Who each suits
bunq
Who it suits
- Beginners comfortable investing through a mobile app.
- Investors interested in fractional shares.
- Retail investors focused on stocks, ETFs and crypto.
Who should look elsewhere
- Not for CFI users seeking a minimum deposit below €10.
- Not for eToro users seeking forex, CFDs or futures alongside the markets listed at stocks, etfs and crypto.
- Not for Vantage users seeking a minimum deposit below €10.
Markets.com
Who it suits
- Retail traders who want stocks, forex, cfds, crypto and spread betting inside a single account
- Investors who trade often enough to clear the $100 minimum and steer clear of the $10 inactivity charge
- UK residents who want the account run by Finalto Financial Services Limited under the FCA
Who should look elsewhere
- Anyone opening with a small balance, since the $100 minimum deposit compares with a site median of €4.64 while CFI takes $0 and Vantage takes $5
- Long term holders of an idle balance, because an inactivity charge of $10 applies
- Traders who mainly want forex and the lowest way in, since CFI and Vantage set minimum deposits at $0 and $5
Current offers
bunq
Current offer
First period offer
No fees for buying or selling stocks for first 3 months: 0% for 3 months
Up to €100,000 in completed buy and sell orders
Source, checked September 26, 2026
Questions about each
bunq
What is bunq's minimum deposit?+
bunq lists a minimum deposit of €10. This makes the platform relevant to readers comparing entry requirements for stock, ETF and crypto investing.
Which markets are available on bunq?+
bunq offers stocks, etfs and crypto. Its market choice therefore centres on shares, funds tracking baskets of assets and digital assets through the app.
Markets.com
Does Markets.com charge commission on shares?+
The pricing model is commission-free, and stock trades carry fees of $0 on the trade itself. Currency conversion of 0.6% and an inactivity charge of $10 sit outside that figure, so regular traders should build both into the running cost.
Is there a monthly or annual account fee?+
Fees run $0 on the account, which ranks Markets.com at 1 out of 138 brands on that measure. Deposits and withdrawals carry no deposit or withdrawal fees as well, so funding the account and taking money back out stay clear of extra charges.
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