Updated September 29, 2026 · BrokerCue Editorial Team
bunq vs Fidelity
What sets them apart
| Compare |  bunq |  Fidelity |
|---|---|---|
| Minimum deposit | €10 | $0 |
| Markets | Stocks, ETFs, Crypto | Stocks, ETFs, Options, Bonds, Funds, Futures, Forex |
| Regulators | De Nederlandsche Bank, SIPC | SEC, FINRA, SIPC |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Stock trade fee | Not confirmed | $0 |
| Account fee | Not confirmed | $0 |
| Inactivity fee | Not confirmed | $0 |
| Margin rate | Not confirmed | 12.375% |
| Options contract fee | Not confirmed | $0.65 |
| Platforms | Bunq app | Not confirmed |
| Account types | Not confirmed | IRA, Roth IRA, Joint |
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Key differences
- Fidelity scores higher overall: 9.5 vs 8.9.
- Regulators: only bunq offers De Nederlandsche Bank.
- Regulators: only Fidelity offers SEC, FINRA.
- Founded is lower at Fidelity: 1946 vs 2012.
- bunq is licensed in 1 more country.
- Markets: only bunq offers Crypto.
- Markets: only Fidelity offers Options, Bonds, Funds.
- Support channels: only bunq offers Email, Help centre.
- Support channels: only Fidelity offers Phone, Community.
- Features: only Fidelity offers Demo account, Options, Futures.
Our verdict on each
bunq
bunq suits beginners who want a modest minimum deposit, fractional shares and a mobile app for stocks, ETFs and crypto. Its published minimum is €10, but investors wanting a broader market selection or more support channels may prefer an alternative.
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
Score breakdown
| Area | bunq | Fidelity |
|---|---|---|
| Cost | 8.9 | 9.1HigherSite ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. |
| Offer | 8.7 | 9.5Higher |
| Trust | 9.1 | 9.8Higher |
Availability and regulation
| Country | bunq | Fidelity |
|---|---|---|
| United States | SIPC SIPC member 71344 | SIPC SIPC member 23292 |
| Netherlands | Not confirmed |
What each covers
| Markets | bunq | Fidelity |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | No |
| Bonds | No | Yes |
| Funds | No | Yes |
Sources behind this comparison
bunq
- bunq.com: 8 facts, checked September 26, 2026
- help.bunq.com: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Fidelity
- brokerage-review.com: 6 facts, checked September 26, 2026
- editorialge.com: 5 facts, checked September 26, 2026
- en.wikipedia.org: 4 facts, checked September 26, 2026
- fidelity.com: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
How they place
| Ranking | bunq | Fidelity |
|---|---|---|
| Stock and ETF brokers | 8 of 490 | 37 of 490 |
| Brokers for beginners | 5 of 88 | 12 of 88 |
Every fact side by side
| Fact | bunq | Fidelity |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app | Fractional shares, Demo account, Mobile app, Crypto, Options, FuturesCovers more |
| Pricing model | Not confirmed | Commission free |
| Audience | Beginners | Beginners, ExperiencedCovers more |
| Legal entity | BUNQ US BD LLC | FIDELITY BROKERAGE SERVICES LLC |
| Headquarters | Netherlands | United States |
| Founded | 2012 | 1946Lower |
| Support channels | Email, Help centre | Phone, Community |
Robo-advisors
| Fact | bunq | Fidelity |
|---|---|---|
| Portfolio types | Not confirmed | ETF, ESG, Crypto |
Where each stands against the rest
| Fact | bunq | Fidelity | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Account fee | Not confirmed | $0at the median | $0 |
| Inactivity fee | Not confirmed | $0at the median | $0 |
| Margin rate | Not confirmed | 12.375%highest quarter | 8.79% |
| Options contract fee | Not confirmed | $0.65above the median | $0.59 |
Median across 81 listed brokers.
Pros and cons
bunq
Pros
- The minimum deposit is €10.
- The available features include fractional shares, crypto and a mobile app.
- Regulatory listings include De Nederlandsche Bank in NL and SIPC in the US.
Cons
- Support runs through email and help centre only.
- The available markets cover stocks, ETFs and crypto.
- The stated EU investor protection is EU ICS up to EUR 20,000.
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
Who each suits
bunq
Who it suits
- Beginners comfortable investing through a mobile app.
- Investors interested in fractional shares.
- Retail investors focused on stocks, ETFs and crypto.
Who should look elsewhere
- Not for CFI users seeking a minimum deposit below €10.
- Not for eToro users seeking forex, CFDs or futures alongside the markets listed at stocks, etfs and crypto.
- Not for Vantage users seeking a minimum deposit below €10.
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
Current offers
bunq
Current offer
First period offer
No fees for buying or selling stocks for first 3 months: 0% for 3 months
Up to €100,000 in completed buy and sell orders
Source, checked September 26, 2026
Country by country
| Country | bunq | Fidelity |
|---|---|---|
| United States | No | Yes |
Questions about each
bunq
What is bunq's minimum deposit?+
bunq lists a minimum deposit of €10. This makes the platform relevant to readers comparing entry requirements for stock, ETF and crypto investing.
Which markets are available on bunq?+
bunq offers stocks, etfs and crypto. Its market choice therefore centres on shares, funds tracking baskets of assets and digital assets through the app.
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
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