Updated September 29, 2026 · BrokerCue Editorial Team
Axos Invest vs Trading 212
What sets them apart
| Compare | Axos Invest ReviewSee alternativesSee alternatives | Trading 212 ReviewSee alternativesSee alternatives |
|---|---|---|
| Stock trade fee | $0 | £0 |
| Markets | Stocks, ETFs, Options, Funds | Stocks, ETFs, Forex, CFDs |
| Regulators | SIPC | Financial Conduct Authority, Cyprus Securities and Exchange Commission, Cyprus Securities and Exchange Commission (CySEC) |
| Investor protection | SIPC up to USD 500,000 | FSCS up to GBP 85,000 |
| Account types | Joint, Roth IRA, IRA | ISA, SIPP, Joint |
| Minimum deposit | Not confirmed | £1 |
| Account fee | Not confirmed | £0 |
| Inactivity fee | Not confirmed | £0 |
| Options contract fee | $0.80 | Not confirmed |
| Platforms | Not confirmed | Trading 212 App, Web Platform |
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Key differences
- Trading 212 scores higher overall: 9.3 vs 8.8.
- Regulators: only Axos Invest offers SIPC.
- Regulators: only Trading 212 offers Financial Conduct Authority, Cyprus Securities and Exchange Commission, Cyprus Securities and Exchange Commission (CySEC).
- Trading 212 is licensed in 1 more country.
- Markets: only Axos Invest offers Options, Funds.
- Markets: only Trading 212 offers Forex, CFDs.
- Account types: only Axos Invest offers Roth IRA, IRA.
- Account types: only Trading 212 offers ISA, SIPP.
- Features: only Trading 212 offers Fractional shares, Demo account.
Our verdict on each
Axos Invest
Axos Invest suits US savers who want a managed ETF portfolio alongside self-directed trading in one account. It earns its place on protection, with SIPC up to USD 500,000, while the options contract fee of $0.80 is the cost to watch if you trade options often.
Trading 212
Trading 212 suits UK and European beginners who want flat costs: a stock trade fee of £0, an account fee of £0 and an ISA, SIPP and joint account. Forex and CFDs share the same menu, so the easy entry is the reason to look closer, not to trade heavily.
Score breakdown
| Area | Axos Invest | Trading 212 |
|---|---|---|
| Cost | 8.7The $100 entry point sits above the €25 site median, and the ranking on minimum investment is 43 of 82. | 9.3HigherCharges sit at the floor: £0 on a trade, £0 on the account, £0 when idle. |
| Offer | 8.9 | 9.2Higher |
| Trust | 8.7 | 9.5Higher |
Where each is licensed and available
| Country | Axos Invest | Trading 212 |
|---|---|---|
| Cyprus | Not confirmed | Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 21380045KC28948FNE32 |
| United Kingdom | Not confirmed | |
| United States | SIPC SIPC member 69507 | Not confirmed |
Positions in our rankings
| Ranking | Axos Invest | Trading 212 |
|---|---|---|
| Stock and ETF brokers | 172 of 471 | 83 of 471 |
Side by side, item by item
| Markets | Axos Invest | Trading 212 |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| CFDs | No | Yes |
| Options | Yes | No |
| Funds | Yes | No |
| Account types | Axos Invest | Trading 212 |
|---|---|---|
| ISA | No | Yes |
| SIPP | No | Yes |
| IRA | Yes | No |
| Roth IRA | Yes | No |
| Joint | Yes | Yes |
What we checked
Axos Invest
- axos.com: 7 facts, checked September 26, 2026
- sipc.org: 3 facts, checked September 26, 2026
Trading 212
- en.wikipedia.org: 13 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | Axos Invest | Trading 212 |
|---|---|---|
| Features | Mobile app | Fractional shares, Demo account, Mobile appCovers more |
| Pricing model | Commission free | Commission free |
| Audience | Not confirmed | Beginners |
| Legal entity | AXOS INVEST LLC | Trading 212 Markets Ltd |
| Headquarters | Not confirmed | Cyprus |
| Founded | Not confirmed | 2006 |
| Support channels | Chat, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Axos Invest | Trading 212 | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | £1below the median | £20 |
| Account fee | Not confirmed | £0at the median | £0 |
| Options contract fee | $0.80highest quarter | Not confirmed | $0.625 |
Median across 38 listed brokers.
Pros and cons
Axos Invest
Pros
- One platform covers the managed portfolio and self-directed dealing across stocks, etfs and options.
- The managed range is ETF based, listed as etf, so diversification comes from funds rather than hand-picked shares.
- A mobile app is included, listed under mobile app, for checking the portfolio away from a desktop.
Cons
- Support runs on chat and help centre only, so there is no phone line listed for account questions.
- Account choice stops at joint, roth ira and ira, so the wrappers offered by some rivals are not part of the platform.
- The managed entry point of $100 sits above the €25 site median, and options add $0.80 a contract on top.
Trading 212
Pros
- Nothing to pay for holding or for going quiet: the account fee reads £0 and the inactivity fee reads £0.
- Trading shares costs £0, the same stock trade fee eToro lists at $0, so the trade price is not the reason to move.
- The entry of £1 sits under the $5 Vantage asks for, which matters for a first transfer.
Cons
- The market list pairs shares and ETFs with forex and CFDs in stocks, etfs and forex, so a platform aimed at beginners, beginners, also carries leveraged products.
- The fee sheet is the easy part: retail accounts lose money at 70.15% across the brokers compared, and a £0 trade cost does not remove that risk.
- The money side runs through Trading 212 Markets Ltd in Cyprus, registered with the Cyprus Securities and Exchange Commission as MiCA CASP 21380045KC28948FNE32, so a UK saver is dealing with a Cyprus entity alongside the UK one.
Who each suits
Axos Invest
Who it suits
- US savers who want retirement wrappers, since the platform lists joint, roth ira and ira.
- Readers who keep trading costs down, since stock trades cost $0 and the pricing model is commission free.
- Couples investing together, since a joint account forms part of joint, roth ira and ira.
Who should look elsewhere
- Anyone who wants to begin with no outlay, since Acorns Checking asks $0.
- Readers who prefer a smaller euro ticket, since Vivid Standard opens at €2.
Trading 212
Who it suits
- Beginners and small regular investors who want a low bar to entry, since the minimum deposit is £1 and the app and demo account in fractional shares, demo account and mobile app support a cautious start.
- UK and European savers who care about holding cost, because the account fee of £0 and the inactivity fee of £0 leave the account free to sit and free to open.
- Savers who want a tax-wrapped and shared holding together, since isa, sipp and joint covers an ISA, a SIPP and a joint account under one provider.
Who should look elsewhere
- Not for forex and CFD traders who want a deeper market list: Trading 212 stops at stocks, etfs and forex, while eToro and Vantage cover more of the leveraged side.
- Not for anyone who needs a no-cost opening: CFI takes a minimum deposit of $0 against the £1 asked here.
- Not for savers who want a bigger spread of wrappers: the account range is listed as isa, sipp and joint, which does not stretch to every tax-sheltered account type.
Country by country
| Country | Axos Invest | Trading 212 |
|---|---|---|
| United States | Yes | No |
Questions about each
Axos Invest
What does it cost to trade stocks and options on Axos Invest?+
Axos Invest charges $0 for a stock trade on the self-directed side, and the pricing model is listed as commission free. Options carry a contract fee of $0.80, so a strategy leaning on options pays more per trade than one that only buys shares and funds.
How much do I need to start a managed portfolio?+
The managed portfolios start at $100, so a single transfer of that size opens the account. That is lighter than eToro, which asks $500 for its portfolios, and it leaves room to add money in stages rather than committing a large sum on day one.
Trading 212
What is the minimum deposit to open a Trading 212 account?+
The published minimum deposit is £1, low enough to open and fund in one step. That entry sits under the €4.64 level seen across the brokers compared here, and under the $5 Vantage asks for, so a small first transfer is enough to get going.
Does Trading 212 charge for keeping an account open or leaving it idle?+
The account fee reads £0 and the inactivity fee reads £0, so neither holding the account nor letting it sit dormant is billed on the published sheet. The €10 inactivity level across the brokers compared sits well above that floor, which is where dormant-account charges usually show up.
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