Updated September 28, 2026 · BrokerCue Editorial Team
Axos Invest vs Fineco Bank
Where Axos Invest and Fineco Bank differ
| Compare | Axos Invest ReviewSee alternativesSee alternatives |  Fineco Bank |
|---|---|---|
| Stock trade fee | $0Lower | $3.95 |
| Markets | Stocks, ETFs, Options, Funds | Stocks, ETFs, CFDs, Options, Futures, Crypto, Bonds |
| Regulators | SIPC | Bank of Italy, Consob |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Options contract fee | $0.80 | Not confirmed |
| Platforms | Not confirmed | FinecoX |
| Account types | Joint, Roth IRA, IRA | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Fineco Bank scores higher overall: 9.0 vs 8.8.
- Regulators: only Axos Invest offers SIPC.
- Regulators: only Fineco Bank offers Bank of Italy, Consob.
- Stock trade fee is lower at Axos Invest: $0 vs $3.95.
- Markets: only Axos Invest offers Funds.
- Markets: only Fineco Bank offers CFDs, Futures, Crypto.
- Features: only Axos Invest offers Mobile app.
- Features: only Fineco Bank offers Crypto.
Our verdict on each
Axos Invest
Axos Invest suits US savers who want a managed ETF portfolio alongside self-directed trading in one account. It earns its place on protection, with SIPC up to USD 500,000, while the options contract fee of $0.80 is the cost to watch if you trade options often.
Fineco Bank
Fineco Bank is an Italian bank with a brokerage attached, so money and trading sit under one roof. It suits investors who want shares, bonds and derivatives in a single account, and less suits anyone shopping on the stock trade fee, which stands at $3.95.
Score breakdown
| Area | Axos Invest | Fineco Bank |
|---|---|---|
| Cost | 8.7HigherThe $100 entry point sits above the €25 site median, and the ranking on minimum investment is 43 of 82. | 8.4The stock trade fee of $3.95 ranks 133 of 161 brands, above the site median of €0. |
| Offer | 8.9 | 9.1Higher |
| Trust | 8.7 | 9.5Higher |
Side by side, item by item
| Markets | Axos Invest | Fineco Bank |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| CFDs | No | Yes |
| Options | Yes | Yes |
| Futures | No | Yes |
| Crypto | No | Yes |
| Bonds | No | Yes |
| Funds | Yes | No |
Licences and countries
| Country | Axos Invest | Fineco Bank |
|---|---|---|
| Italy | Not confirmed | |
| United States | SIPC SIPC member 69507 | Not confirmed |
Additional countries for Axos Invest: 1. Additional countries for Fineco Bank: 1.
How they place
| Ranking | Axos Invest | Fineco Bank |
|---|---|---|
| Stock and ETF brokers | 172 of 471 | 139 of 471 |
| Options trading platforms | 59 of 103 | 51 of 103 |
Every fact side by side
| Fact | Axos Invest | Fineco Bank |
|---|---|---|
| Features | Mobile app | Crypto |
| Pricing model | Commission free | Not confirmed |
| Legal entity | AXOS INVEST LLC | FinecoBank S.p.A. |
| Headquarters | Not confirmed | Italy |
| Support channels | Chat, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Axos Invest | Fineco Bank | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | $3.95highest quarter | $0 |
| Options contract fee | $0.80highest quarter | Not confirmed | $0.625 |
Median across 91 listed brokers.
Pros and cons
Axos Invest
Pros
- One platform covers the managed portfolio and self-directed dealing across stocks, etfs and options.
- The managed range is ETF based, listed as etf, so diversification comes from funds rather than hand-picked shares.
- A mobile app is included, listed under mobile app, for checking the portfolio away from a desktop.
Cons
- Support runs on chat and help centre only, so there is no phone line listed for account questions.
- Account choice stops at joint, roth ira and ira, so the wrappers offered by some rivals are not part of the platform.
- The managed entry point of $100 sits above the €25 site median, and options add $0.80 a contract on top.
Fineco Bank
Pros
- One account covers stocks, etfs and cfds through the FinecoX platform
- Regulated by the Bank of Italy and Consob, with investor protection of EU ICS up to EUR 20,000
- The account is run by FinecoBank S.p.A., an Italian banking entity rather than a trading desk
Cons
- A stock trade fee of $3.95 puts it 133 of 161 brands on share dealing
- eToro's stock trade fee is $0, so per trade cost here is the weaker point
Who each suits
Axos Invest
Who it suits
- US savers who want retirement wrappers, since the platform lists joint, roth ira and ira.
- Readers who keep trading costs down, since stock trades cost $0 and the pricing model is commission free.
- Couples investing together, since a joint account forms part of joint, roth ira and ira.
Who should look elsewhere
- Anyone who wants to begin with no outlay, since Acorns Checking asks $0.
- Readers who prefer a smaller euro ticket, since Vivid Standard opens at €2.
Fineco Bank
Who it suits
- Investors who want shares, bonds and derivatives in one account rather than several platforms
- People who prefer their cash held by a licensed bank under EU investor protection
- Italian residents who want a bank relationship that includes a brokerage arm
Who should look elsewhere
- Traders shopping on the per trade cost, who would find eToro's $0 lighter than $3.95
- Readers wanting forex and metals in the same account, which points to Vantage and its forex, cfds and stocks
Country by country
| Country | Axos Invest | Fineco Bank |
|---|---|---|
| Italy | No | Yes |
| United States | Yes | No |
Questions about each
Axos Invest
What does it cost to trade stocks and options on Axos Invest?+
Axos Invest charges $0 for a stock trade on the self-directed side, and the pricing model is listed as commission free. Options carry a contract fee of $0.80, so a strategy leaning on options pays more per trade than one that only buys shares and funds.
How much do I need to start a managed portfolio?+
The managed portfolios start at $100, so a single transfer of that size opens the account. That is lighter than eToro, which asks $500 for its portfolios, and it leaves room to add money in stages rather than committing a large sum on day one.
Fineco Bank
What does it cost to buy shares?+
The stock trade fee is $3.95, which places Fineco Bank 133 of 161 brands on that measure. The site median for share dealing is €0, so this is a priced dealing model rather than a commission-free one. Small tickets feel the difference quickly.
Who regulates Fineco Bank?+
Fineco Bank is regulated by the Bank of Italy and by Consob, which is the pair listed under Bank of Italy and Consob. Both are Italian, so the account is supervised in Italy. A UK or European reader therefore opens an Italian bank's account, governed by Italian rules rather than a home market regime.
Other options to compare
Other matchups
- Axos Invest vs Betterment
- Axos Invest vs Public
- Axos Invest vs Trading 212
- Axos Invest vs Wealthyhood
- Axos Invest vs Saxo
- Axos Invest vs Acorns Checking
- Axos Invest vs Ellevest
- Axos Invest vs Webull
- Axos Invest vs Totality
- Axos Invest vs flatex Online-Broker (DE)
- Axos Invest vs IG
- Fineco Bank vs XTB
- Axos Invest vs NAGA
- Axos Invest vs Bitpanda
- Axos Invest vs Revolut
- Axos Invest vs Robinhood
- Fineco Bank vs Kraken
- Axos Invest vs Traders Place
- Axos Invest vs Lightyear