Axos Invest review

Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Axos Invest suits US savers who want a managed ETF portfolio alongside self-directed trading in one account. It earns its place on protection, with SIPC up to USD 500,000, while the options contract fee of $0.80 is the cost to watch if you trade options often.

Key facts

Best for
Readers who want a US robo portfolio and self-directed dealing under one roof.
Minimum investment
$100 (Source, checked September 26, 2026)
Regulators
SIPC (Source, checked September 26, 2026)
Investor protection
SIPC up to USD 500,000 (Source, checked September 26, 2026)
Account types
Joint, Roth-IRA, IRA (Source, checked September 26, 2026)
Portfolio types
ETF (Source, checked September 26, 2026)
Legal entity
AXOS INVEST LLC (Source, checked September 26, 2026)
Support channels
Chat, Help-centre (Source, checked September 26, 2026)
Official website
axos.com

Brokers

Stock trade fee
$0 (Source, checked September 26, 2026)
Markets
Stocks, ETFs, Options, Funds (Source, checked September 26, 2026)
Regulators
SIPC (Source, checked September 26, 2026)
Investor protection
SIPC up to USD 500,000 (Source, checked September 26, 2026)
Options contract fee
$0.80 (Source, checked September 26, 2026)
Account types
Joint, Roth-IRA, IRA (Source, checked September 26, 2026)
Legal entity
AXOS INVEST LLC (Source, checked September 26, 2026)
Support channels
Chat, Help-centre (Source, checked September 26, 2026)
Features
Mobile app
Pricing model
Commission-free

Pros and cons

Pros

  • One platform covers the managed portfolio and self-directed dealing across stocks, etfs and options.
  • The managed range is ETF based, listed as etf, so diversification comes from funds rather than hand-picked shares.
  • A mobile app is included, listed under mobile app, for checking the portfolio away from a desktop.
  • Account choice runs to joint, roth ira and ira, so retirement wrappers sit alongside a joint account.

Cons

  • Support runs on chat and help centre only, so there is no phone line listed for account questions.
  • Account choice stops at joint, roth ira and ira, so the wrappers offered by some rivals are not part of the platform.
  • The managed entry point of $100 sits above the €25 site median, and options add $0.80 a contract on top.

Ready to try Axos Invest?

Scored 8.8 / 10 by BrokerCue.

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Who it suits

  • US savers who want retirement wrappers, since the platform lists joint, roth ira and ira.
  • Readers who keep trading costs down, since stock trades cost $0 and the pricing model is commission free.
  • Couples investing together, since a joint account forms part of joint, roth ira and ira.

Who should look elsewhere

  • Anyone who wants to begin with no outlay, since Acorns Checking asks $0.
  • Readers who prefer a smaller euro ticket, since Vivid Standard opens at €2.

Account opening and funding

Axos Invest starts its managed portfolios at $100, a low enough entry for readers giving a robo service a try without a large first transfer. The account types on the platform are joint, roth ira and ira, so the portfolio can be held in your own name, jointly with another person, or inside an IRA or a Roth IRA. Retirement savers therefore get the same managed range as everyone else, under one set of portfolios.

How your money is protected

The only regulator named for Axos Invest is SIPC, and the US licence record reads SIPC member 69507. The stated investor protection is SIPC up to USD 500,000, which is the figure that matters if the firm were ever to fail. That scheme cover sits under a fixed cap, so balances above it are outside the stated figure and worth weighing before a large transfer goes in.

Portfolios and accounts

The managed side runs on etf, so the portfolios are built from funds rather than from a hand-picked list of individual shares. Accounts available are joint, roth ira and ira, which means the same ETF range can sit in a joint account, an IRA or a Roth IRA. That makes the platform a straightforward fit for US savers who want retirement wrappers, and for pairs who want one set of portfolios held jointly.

The company behind it

The entity named on the licence is AXOS INVEST LLC, and the licence itself reads SIPC member 69507, which is the place to confirm the firm behind the brand. Support runs on chat and help centre, so questions are handled in a live chat window or through the help centre rather than over the phone. For a robo service where the portfolio does the work, that is workable; for anything complicated around transfers, a written exchange is the route.

How Axos Invest compares

Where Axos Invest is available

Available
United States
Licence in United States
SIPC (SIPC member 69507), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to trade stocks and options on Axos Invest?+

Axos Invest charges $0 for a stock trade on the self-directed side, and the pricing model is listed as commission free. Options carry a contract fee of $0.80, so a strategy leaning on options pays more per trade than one that only buys shares and funds.

How much do I need to start a managed portfolio?+

The managed portfolios start at $100, so a single transfer of that size opens the account. That is lighter than eToro, which asks $500 for its portfolios, and it leaves room to add money in stages rather than committing a large sum on day one.

Is my money protected if Axos Invest fails?+

The listed regulator is SIPC, and the licence record reads SIPC member 69507. Stated investor protection is SIPC up to USD 500,000, so scheme cover sits under a fixed cap. Savers with larger balances should read that figure carefully before transferring a big sum.

Which account types can I open?+

The platform lists joint, roth ira and ira. That covers joint ownership plus an IRA and a Roth IRA, so retirement wrappers are part of the offering rather than an add-on. Readers in the UK after a tax-sheltered wrapper will find these account types are aimed at US savers.

What is inside the managed portfolios?+

The managed portfolios are ETF based, listed as etf, so the diversification comes from funds rather than a hand-picked set of individual shares. If you want to pick your own investments, that sits on the self-directed side, where the listed markets cover stocks, etfs and options.

Is there an app, and what can I trade?+

A mobile app is listed under mobile app, so you can check the portfolio and place self-directed trades away from a desktop. The self-directed side runs to stocks, etfs and options, and other asset classes such as forex or crypto are not part of that list.

How do I get help if something goes wrong?+

Support is listed as chat and help centre, which covers chat and a help centre. That suits routine questions about the portfolio and small account changes, and it means you are not waiting on a phone queue. Anything involving a large transfer or a tax question is likely to need a written exchange.

How does the minimum compare with eToro, Vivid Standard and Acorns?+

Axos Invest asks $100 to start a managed portfolio. eToro asks $500 for its portfolios, Vivid Standard opens at €2, and Acorns Checking has a minimum of $0, so it needs no first deposit at all.

Sources

  • sipc.org/list-of-members checked September 26, 2026

    Backs: Regulators, Legal entity, Investor protection, Licences

    “reportingFileNumber=69507; name=AXOS INVEST LLC”

  • axos.com/invest checked September 26, 2026

    Backs: Support channels, Features, Markets

    “Chat 24/7 with a virtual financial assistant.”

  • axos.com/invest/managed-portfolios checked September 26, 2026

    Backs: Portfolio types, Minimum investment

    “You choose which model and investment vehicle featuring ETFs, mutual funds, and stocks you want in your investment program.”

  • axos.com/invest/managed-portfolios/investing-details checked September 26, 2026

    Backs: Account types

    “Choose from options including Individual, joint, Roth IRA, and Traditional IRA accounts.”

  • axos.com/invest/self-directed-trading checked September 26, 2026

    Backs: Options contract fee, Stock trade fee, Pricing model

    “Options $0.80 per contract”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Management fee.

Axos Invest

Readers who want a US robo portfolio and self-directed dealing under one roof.

8.8/10See alternatives

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