Updated September 29, 2026 · BrokerCue Editorial Team
Axos Invest vs Bitpanda
What sets them apart
| Compare | Axos Invest ReviewSee alternativesSee alternatives |  Bitpanda |
|---|---|---|
| Stock trade fee | $0 | €1 |
| Markets | Stocks, ETFs, Options, Funds | Stocks, ETFs, Crypto, Metals |
| Regulators | SIPC | FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA), Federal Financial Supervisory Authority (BaFin), Malta Financial Services Authority (MFSA), AT FMA |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Minimum deposit | Not confirmed | €1 |
| Options contract fee | $0.80 | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | Free deposits |
| Account types | Joint, Roth IRA, IRA | Not confirmed |
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Key differences
- Bitpanda scores higher overall: 9.3 vs 8.8.
- Regulators: only Axos Invest offers SIPC.
- Regulators: only Bitpanda offers FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA).
- Bitpanda is licensed in 2 more countries.
- Markets: only Axos Invest offers Options, Funds.
- Markets: only Bitpanda offers Crypto, Metals.
- Support channels: only Axos Invest offers Chat.
- Features: only Bitpanda offers Crypto, Fractional shares, Demo account.
Our verdict on each
Axos Invest
Axos Invest suits US savers who want a managed ETF portfolio alongside self-directed trading in one account. It earns its place on protection, with SIPC up to USD 500,000, while the options contract fee of $0.80 is the cost to watch if you trade options often.
Bitpanda
Bitpanda suits retail investors in Europe who want one app for shares, ETFs, crypto and metals, starting from a minimum deposit of €1. Regulated in Austria, Germany and Malta, it charges €1 for a stock trade, a per-trade cost active traders will notice.
Score breakdown
| Area | Axos Invest | Bitpanda |
|---|---|---|
| Cost | 8.7The $100 entry point sits above the €25 site median, and the ranking on minimum investment is 43 of 82. | 8.9HigherA minimum deposit of €1 and stock trade fees of €1, with free deposits, sit well against the site medians. |
| Offer | 8.9Higher | 8.7 |
| Trust | 8.7 | 10.0Higher |
Where each is licensed and available
| Country | Axos Invest | Bitpanda |
|---|---|---|
| Austria | Not confirmed | Austrian Financial Market Authority (FMA) MiCA CASP 5493007WZ7IFULIL8G21 AT_FMA PSD_EMI AT_FMA_54966 |
| Germany | Not confirmed | Federal Financial Supervisory Authority (BaFin) MiCA CASP 9845005X9B7N610K0093 |
| Malta | Not confirmed | Malta Financial Services Authority (MFSA) MiCA CASP 984500DEID7B03J77118 |
| United States | SIPC SIPC member 69507 | Not confirmed |
How they place
| Ranking | Axos Invest | Bitpanda |
|---|---|---|
| Stock and ETF brokers | 172 of 471 | 11 of 471 |
Feature by feature
| Markets | Axos Invest | Bitpanda |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Options | Yes | No |
| Crypto | No | Yes |
| Funds | Yes | No |
| Metals | No | Yes |
Sources behind this comparison
Axos Invest
- axos.com: 7 facts, checked September 26, 2026
- sipc.org: 3 facts, checked September 26, 2026
Bitpanda
- bitpanda.com: 8 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | Axos Invest | Bitpanda |
|---|---|---|
| Features | Mobile app | Crypto, Fractional shares, Mobile app, Demo accountCovers more |
| Pricing model | Commission free | Not confirmed |
| Legal entity | AXOS INVEST LLC | Bitpanda GmbH |
| Headquarters | Not confirmed | Austria |
| Support channels | Chat, Help centreCovers more | Help centre |
Where each stands against the rest
| Fact | Axos Invest | Bitpanda | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | €1at the median | €1 |
| Options contract fee | $0.80highest quarter | Not confirmed | $0.625 |
Median across 44 listed brokers.
Pros and cons
Axos Invest
Pros
- One platform covers the managed portfolio and self-directed dealing across stocks, etfs and options.
- The managed range is ETF based, listed as etf, so diversification comes from funds rather than hand-picked shares.
- A mobile app is included, listed under mobile app, for checking the portfolio away from a desktop.
Cons
- Support runs on chat and help centre only, so there is no phone line listed for account questions.
- Account choice stops at joint, roth ira and ira, so the wrappers offered by some rivals are not part of the platform.
- The managed entry point of $100 sits above the €25 site median, and options add $0.80 a contract on top.
Bitpanda
Pros
- The minimum deposit is €1, low against the site median of €4.64
- A stock trade costs €1 and deposits are free
- Regulated by the FMA, BaFin and the MFSA, with investor protection stated as EU ICS up to EUR 20,000
Cons
- Stock trade fees of €1 are higher than a commission-free model, where eToro charges $0
- Support runs on help centre only
- A flat stock trade fee of €1 does not suit frequent small trades
Who each suits
Axos Invest
Who it suits
- US savers who want retirement wrappers, since the platform lists joint, roth ira and ira.
- Readers who keep trading costs down, since stock trades cost $0 and the pricing model is commission free.
- Couples investing together, since a joint account forms part of joint, roth ira and ira.
Who should look elsewhere
- Anyone who wants to begin with no outlay, since Acorns Checking asks $0.
- Readers who prefer a smaller euro ticket, since Vivid Standard opens at €2.
Bitpanda
Who it suits
- Beginners building a first portfolio in euro amounts
- Investors who want shares and crypto in one app
- Retail investors who value a low deposit of €1
Who should look elsewhere
- Active traders, since eToro charges $0 on a stock trade
- Anyone wanting phone or live chat help, as support runs on help centre
- Anyone wanting to start without funding, since CFI asks for a minimum deposit of $0 against €1 here
Country by country
| Country | Axos Invest | Bitpanda |
|---|---|---|
| United States | Yes | No |
Questions about each
Axos Invest
What does it cost to trade stocks and options on Axos Invest?+
Axos Invest charges $0 for a stock trade on the self-directed side, and the pricing model is listed as commission free. Options carry a contract fee of $0.80, so a strategy leaning on options pays more per trade than one that only buys shares and funds.
How much do I need to start a managed portfolio?+
The managed portfolios start at $100, so a single transfer of that size opens the account. That is lighter than eToro, which asks $500 for its portfolios, and it leaves room to add money in stages rather than committing a large sum on day one.
Bitpanda
What is the minimum deposit at Bitpanda?+
The minimum deposit is €1, below the site median of €4.64, and Bitpanda ranks at 75 of 213 brands on that measure. Money can also be added at no charge, since deposits are free.
How much does it cost to trade shares?+
A stock trade costs €1. That sits above a commission-free model, where eToro charges $0, and Bitpanda ranks at 116 of 161 brands on stock trade fees, so the cost per order is the figure to weigh.
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