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Broker Comparison

Trading 212 vs Wealthfront

Compare Trading 212 and Wealthfront side by side: fees, regulation, platforms.

Trading 212

Trading 212

Cost-conscious stock and ETF investors

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from £1, multi-currency ac…

VS
Wealthfront

Wealthfront

Hands-off long-term investors

Wealthfront combines automated investing, stock and ETF trading, a cash account, direct indexing and bond lad…

Head-to-head comparison

Trading 212 vs Wealthfront
Feature Trading 212 Wealthfront
Minimum deposit £1, €1, $1 —
Stock trading fee — Zero commissions on trades and $1 to start investing
Regulators FCA, BaFin, CySEC, ASIC SEC, FINRA, SIPC, FDIC
Best for Cost-conscious stock and ETF investors Hands-off long-term investors
Markets & account
Stocks
ETFs
CFDs
—
Bonds
—
Fractional Shares
Investment Plans
—
Ready Made Portfolios
Money Market Funds
—
Multi Currency
—
Isa
—
Sipp
—
Funds
—

Pros & cons

Trading 212

Trading 212

Pros

  • Free trading commission reduces dealing costs
  • Free custody keeps ongoing account costs low
  • Fractional shares start from £1
  • 0.15% FX fee on currency conversions
  • Free bank transfer deposits
  • Trading 212 does not charge withdrawal fees
  • Portfolio transfers are automatic, paperless and free
  • ATM withdrawals are free up to £400 per month

Cons

  • Card and wallet deposits cost 0.7% after £2,000 cumulative
  • Physical card costs £4.95
  • ATM withdrawals above £400 per month cost 1%
  • UK stamp duty is 0.5% on UK share purchases
  • PTM levy is £1.5 on UK share trades over £10,000
  • ADR fees may be $0.01-$0.05 per share each year
  • FINRA fee is $0.000195 per share on US share sales
Wealthfront

Wealthfront

Pros

  • Zero commissions on stock and ETF trades
  • $1 minimum for Stock Investing Account
  • Cash Account has zero account fees
  • Free 24/7 instant withdrawals to eligible accounts
  • Up to $8M FDIC insurance through program banks
  • S&P 500 Direct starts at $5,000 with a 0.09% fee
  • Automated Bond Ladder waives advisory fee for 3 months
  • Two out-of-network ATM reimbursements monthly, up to $7.50 each

Cons

  • Automated Investing Account starts at $500
  • S&P 500 Direct requires $5,000 to start
  • Automated Bond Ladder has a 0.15% annual advisory fee
  • 529 plan total fees are 0.39%-0.45%
  • Cash APY can change before or after account opening
  • APY Boost applies only up to a $150,000 balance
  • FDIC coverage starts only after cash reaches program banks
  • Stock Investing Account is not built for options or crypto trading
Trading 212

Trading 212

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from £1, multi-currency accounts, cash interest, ISA, SIPP and CFD access.

Visit Trading 212 Read review

Your capital is at risk. Other fees apply.

Wealthfront

Wealthfront

Wealthfront combines automated investing, stock and ETF trading, a cash account, direct indexing and bond ladders with low stated fees.

Visit Wealthfront Read review

Your capital is at risk. Other fees apply.

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