Bitpanda vs Trading 212 - BrokerCue
BrokerCue

Select your country to see eligible brokers

Account eligibility and broker availability depend on your country of residence. Setting this now allows us to hide brokers that do not accept clients from your country.

Broker Comparison

Bitpanda vs Trading 212

Compare Bitpanda and Trading 212 side by side: fees, regulation, platforms.

Bitpanda

Bitpanda

European multi-asset beginners

Bitpanda is a Vienna-based multi-asset platform offering 650+ cryptocurrencies, stocks, ETFs, and precious meโ€ฆ

VS
Trading 212

Trading 212

Cost-conscious stock and ETF investors

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from ยฃ1, multi-currency acโ€ฆ

Head-to-head comparison

Bitpanda vs Trading 212
Feature Bitpanda Trading 212
Minimum deposit - ยฃ1, โ‚ฌ1, $1
Stock trading fee EUR 1 flat fee per trade; custody fee: Free -
Regulators FMA, BaFin, MFSA, FCA, VARA FCA, BaFin, CySEC, ASIC
Best for European multi-asset beginners Cost-conscious stock and ETF investors
Markets & account
Stocks
ETFs
CFDs
-
Crypto
-
Fractional Shares
Investment Plans
Ready Made Portfolios
-
Money Market Funds
-
Multi Currency
-
Isa
-
Sipp
-

Pros & cons

Bitpanda

Bitpanda

Pros

  • No account opening or maintenance fee
  • No deposit or withdrawal fee on any payment method
  • No inactivity fee
  • Flat EUR 1 per stock and ETF trade with no custody fee
  • 650+ cryptocurrencies available
  • Stocks and ETFs available from EUR 1 via fractional shares
  • Automated savings plans for recurring investments
  • Multiple MiCAR licences and MiFID II investment services authorisation

Cons

  • Crypto spread on standard platform up to 2.49% on small-cap tokens
  • No demo account
  • Stocks and ETFs launched in January 2026 - shorter track record than crypto offering
  • Service limited to Europe, UK, and UAE - not available to US or Canadian residents
  • Standard platform lacks advanced charting and order types
  • No protection scheme covers crypto holdings
Trading 212

Trading 212

Pros

  • Free trading commission reduces dealing costs
  • Free custody keeps ongoing account costs low
  • Fractional shares start from ยฃ1
  • 0.15% FX fee on currency conversions
  • Free bank transfer deposits
  • Trading 212 does not charge withdrawal fees
  • Portfolio transfers are automatic, paperless and free
  • ATM withdrawals are free up to ยฃ400 per month

Cons

  • Card and wallet deposits cost 0.7% after ยฃ2,000 cumulative
  • Physical card costs ยฃ4.95
  • ATM withdrawals above ยฃ400 per month cost 1%
  • UK stamp duty is 0.5% on UK share purchases
  • PTM levy is ยฃ1.5 on UK share trades over ยฃ10,000
  • ADR fees may be $0.01-$0.05 per share each year
  • FINRA fee is $0.000195 per share on US share sales
Bitpanda

Bitpanda

Bitpanda is a Vienna-based multi-asset platform offering 650+ cryptocurrencies, stocks, ETFs, and precious metals with a flat EUR 1 stock-trade fee and no account or inactivity charges.

Your capital is at risk. Other fees apply.

Trading 212

Trading 212

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from ยฃ1, multi-currency accounts, cash interest, ISA, SIPP and CFD access.

Your capital is at risk. Other fees apply.

Not the right match?

Line up any two brokers side by side, or browse the full list to find your next platform.