Updated October 13, 2026 · BrokerCue Editorial Team
Nutmeg vs Totality
What sets them apart
| Compare |  Nutmeg |  Totality |
|---|---|---|
| Stock trade fee | £0 | $1 |
| Markets | ETFs, Funds, Stocks, Bonds | Stocks, ETFs, Forex, CFDs, Options, Futures, Crypto, Bonds |
| Platforms | Web, Mobile app | Totality Core, Totality Edge, Totality Apex |
| Account types | ISA, SIPP | Joint, Corporate |
| Minimum deposit | £500 | Not confirmed |
| Regulators | Financial Conduct Authority | Not confirmed |
| Investor protection | FSCS up to GBP 85,000 | Not confirmed |
| Options contract fee | Not confirmed | $0.75 |
| Deposit and withdrawal fees | no set-up, trading or exit fees | Not confirmed |
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Key differences
- Markets: only Nutmeg offers Funds.
- Markets: only Totality offers Forex, CFDs, Options.
- Platforms: only Nutmeg offers Web, Mobile app.
- Platforms: only Totality offers Totality Core, Totality Edge, Totality Apex.
- Account types: only Nutmeg offers ISA, SIPP.
- Account types: only Totality offers Joint, Corporate.
- Features: only Nutmeg offers Mobile app.
- Features: only Totality offers Demo account.
Our verdict on each
Nutmeg
Nutmeg suits UK investors who want a managed portfolio held in an ISA or SIPP rather than a self-directed dealing account. The cost of that convenience is a single management fee of 0.25% to 0.75%, with a £0 stock trade fee and FSCS protection of FSCS up to GBP 85,000 in place.
Totality
For active investors seeking international diversification, Totality operates as Australia's global investing infrastructure company with multi asset market access. It provides stocks, ETFs, bonds, options, futures, FX and CFDs through professional platforms for self directed investors, asset managers and institutions.
Score breakdown
| Area | Nutmeg | Totality |
|---|---|---|
| Cost | 9.0HigherManagement fees of 0.25% to 0.75% run above the robo-adviser median of 0.35%, and the entry floor is high. | 8.5 |
| Offer | 9.6Higher | 9.5 |
| Trust | 9.1 | Not confirmed |
Where each is licensed and available
| Country | Nutmeg | Totality |
|---|---|---|
| United Kingdom | Financial Conduct Authority 552016 | Not confirmed |
What each covers
| Markets | Nutmeg | Totality |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| CFDs | No | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | No | Yes |
| Bonds | Yes | Yes |
| Funds | Yes | No |
| Account types | Nutmeg | Totality |
|---|---|---|
| ISA | Yes | No |
| SIPP | Yes | No |
| Joint | No | Yes |
| Corporate | No | Yes |
How they place
| Ranking | Nutmeg | Totality |
|---|---|---|
| Stock and ETF brokers | 101 of 471 | 452 of 471 |
| Investment platforms and apps | 21 of 86 | 83 of 86 |
What we checked
Nutmeg
- nutmeg.com: 5 facts, checked September 26, 2026
- investing-reviews.co.uk: 3 facts, checked September 26, 2026
- register.fca.org.uk: 2 facts, checked September 26, 2026
- compareandinvest.co.uk: 1 fact, checked September 26, 2026
- jpm-personal-investing-marketing.cdn.prismic.io: 1 fact, checked September 26, 2026
Totality
- totality.com.au: 6 facts, checked September 26, 2026
Every fact side by side
| Fact | Nutmeg | Totality |
|---|---|---|
| Features | Mobile app | Demo account |
| Pricing model | Commission free | Not confirmed |
| Legal entity | J.P. Morgan Personal Investing Limited | Not confirmed |
| Headquarters | United Kingdom | Not confirmed |
| Founded | 2012 | Not confirmed |
| Support channels | Email, Chat, Phone, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Nutmeg | Totality | Median |
|---|---|---|---|
| Minimum deposit | £500highest quarter | Not confirmed | £20 |
| Options contract fee | Not confirmed | $0.75highest quarter | $0.625 |
Median across 38 listed brokers.
Pros and cons
Nutmeg
Pros
- One ongoing charge to read: management fees of 0.25% to 0.75%, with no set-up, trading or exit fees on top.
- Holdings span etfs, funds and stocks, so a managed basket can still cover a wide spread of asset types.
- Regulated by the Financial Conduct Authority, with FSCS protection of FSCS up to GBP 85,000 behind the account.
Cons
- Management fees of 0.25% to 0.75% sit above the robo-adviser median of 0.35%, and the cost rises as the balance grows.
- The opening deposit is £500 and later money goes in from £100 to £500, higher than the robo-adviser median of €60.06.
- The portfolio range is etf, esg and cash only, so there is no crypto or thematic option to tilt towards.
Totality
Pros
- More than 23000 global stocks accessible across 50 plus exchanges
- More than 7400 ETFs spanning broad index, sector and thematic ideas
- More than 2900 listed options with chain trading and risk analytics
Cons
- Crypto linked offering covers nine pairs alongside crypto ETP exposure
- Platform focus remains on institutional grade charting and automated signals
Who each suits
Nutmeg
Who it suits
- UK investors who want a managed portfolio inside an ISA or a SIPP and accept a single ongoing charge for the service.
- People who would rather not research individual funds, since the holdings run to etf, esg and cash approaches chosen and held for you.
- Investors who want a phone line as well as written support, since email, chat and phone includes phone, chat, email and a help centre.
Who should look elsewhere
- Anyone starting with a small first payment, since the £500 deposit is well above the robo-advisor lower quartile of €0, and Axos Invest begins at $100 in US dollars.
- Shoppers who want the lowest ongoing charge, since eToro runs a 0% management fee and Vivid Standard charges 0.5% to 1.5%, against Nutmeg's 0.25% to 0.75%.
- Investors who want accounts in US dollars, because Axos Invest takes $100 in dollars while Nutmeg's £100 to £500 sits in pounds.
Totality
Who it suits
- Self directed investors seeking performance and control
- Active traders thinking across global markets
- Asset managers and institutions needing scalable infrastructure
Who should look elsewhere
- Beginners wanting only simple domestic investing
Current offers
Nutmeg
Current offer
Bonus
Earn £100 when you invest £1,000: GBP 100 cash reward
Invest at least £1,000 in one payment into a General Investment Account, Stocks and Shares ISA, Lifetime ISA, Junior ISA or Personal Pension and keep it invested for at least 6 months; new contributions only, transfers excluded; reward paid as unallocated cash within 55 days; new clients only, cannot be combined with other new-client offers
Source, checked September 26, 2026
Country by country
| Country | Nutmeg | Totality |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
Nutmeg
What does Nutmeg charge to manage my money?+
The charge is a single management fee of 0.25% to 0.75%, which sits above the robo-adviser median of 0.35% in this group. There are no set-up, trading or exit fees to add on top. Money can go in from £100 to £500, so the cost is a percentage of what you hold rather than a price per deal.
How much do I need to open an account?+
The minimum deposit is £500, and once the account is open money can go in from £100 to £500. That first payment is the step most readers notice, and it sits above the lower quartile of €0 across robo-advisers here.
Totality
What markets can you trade with Totality?+
Totality covers global stocks, ETFs, bonds, options, futures, FX and CFDs from a single platform. It also provides exposure to crypto linked pairs and crypto ETPs without wallets or cold storage. Discovery, analysis and execution stay connected across asset classes.
Who is Totality designed for?+
Totality serves self directed investors who want performance, control and professional grade tools. It also serves asset managers, institutions and SMSF investors focused on flexibility and long term wealth. Technology supports wealth and advisory firms alongside aligned partners.
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