Updated September 28, 2026 · BrokerCue Editorial Team
Nutmeg vs Titan
Nutmeg vs Titan: the differences
| Compare |  Nutmeg |  Titan |
|---|---|---|
| Management fee | 0.25% to 0.75%Lower | 0.4% |
| Minimum investment | £100 to £500 | $500 |
| Regulators | Financial Conduct Authority | Securities and Exchange Commission (SEC) |
| Investor protection | FSCS up to GBP 85,000 | SIPC up to USD 500,000 |
| Portfolio types | ETF, ESG, Cash | Cash, Crypto |
| Account types | ISA, SIPP | Not confirmed |
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Key differences
- Nutmeg scores higher overall: 9.2 vs 8.5.
- Regulators: only Nutmeg offers Financial Conduct Authority.
- Regulators: only Titan offers Securities and Exchange Commission (SEC).
- Founded is lower at Nutmeg: 2012 vs 2017.
- Management fee is lower at Nutmeg: 0.25% to 0.75% vs 0.4%.
- Portfolio types: only Nutmeg offers ETF, ESG.
- Portfolio types: only Titan offers Crypto.
- Support channels: only Nutmeg offers Email, Chat, Phone.
Our verdict on each
Nutmeg
Nutmeg suits UK investors who want a managed portfolio held in an ISA or SIPP rather than a self-directed dealing account. The cost of that convenience is a single management fee of 0.25% to 0.75%, with a £0 stock trade fee and FSCS protection of FSCS up to GBP 85,000 in place.
Titan
Titan is a US robo-advisor for investors who want a portfolio run for them, with a single management fee of 0.4% across holdings in stocks, etfs and bonds. The trade-off is entry size: a minimum investment of $500 keeps small savers out, though the money sits under SIPC up to USD 500,000.
Score breakdown
| Area | Nutmeg | Titan |
|---|---|---|
| Cost | 9.0HigherManagement fees of 0.25% to 0.75% run above the robo-adviser median of 0.35%, and the entry floor is high. | 8.3Management fee of 0.4% matches the site median of 0.4%; minimum investment of $500 sits above €25. |
| Offer | 9.6Higher | 8.8 |
| Trust | 9.1Higher | 8.5 |
Where each is licensed and available
| Country | Nutmeg | Titan |
|---|---|---|
| United Kingdom | Financial Conduct Authority 552016 | Not confirmed |
| United States | Not confirmed |
Additional countries for Nutmeg: 1. Additional countries for Titan: 1.
Cost in a real example
10,000 invested for a year
Nutmeg
25 to 75
0.25% to 0.75% of 10,000
Titan
40
0.4% of 10,000
Nutmeg comes out 15 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Also worth a look
eToro has management fee at 0%, against 0.25% to 0.75% for Nutmeg and 0.4% for Titan.
eToro reviewHow they place
| Ranking | Nutmeg | Titan |
|---|---|---|
| Stock and ETF brokers | 101 of 471 | 215 of 471 |
| Robo-advisors | 32 of 151 | 94 of 151 |
Every fact side by side
| Fact | Nutmeg | Titan |
|---|---|---|
| Legal entity | J.P. Morgan Personal Investing Limited | Titan Global Capital Management USA LLC |
| Headquarters | United Kingdom | United States |
| Founded | 2012Lower | 2017 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Help centre |
Brokers
| Fact | Nutmeg | Titan |
|---|---|---|
| Minimum deposit | £500 | $500 |
| Stock trade fee | £0 | Not confirmed |
| Markets | ETFs, Funds, Stocks, Bonds | Stocks, ETFs, Bonds, Crypto, FundsCovers more |
| Features | Mobile app | Crypto, Mobile appCovers more |
| Pricing model | Commission free | Low fees |
| Deposit and withdrawal fees | no set-up, trading or exit fees | Not confirmed |
| Platforms | Web, Mobile app | Web, Mobile app |
Where each stands against the rest
| Fact | Nutmeg | Titan | Median |
|---|---|---|---|
| Management fee | 0.25% to 0.75%below the median | 0.4%above the median | 0.345 |
Median across 86 listed brokers.
Pros and cons
Nutmeg
Pros
- One ongoing charge to read: management fees of 0.25% to 0.75%, with no set-up, trading or exit fees on top.
- Holdings span etfs, funds and stocks, so a managed basket can still cover a wide spread of asset types.
- Regulated by the Financial Conduct Authority, with FSCS protection of FSCS up to GBP 85,000 behind the account.
Cons
- Management fees of 0.25% to 0.75% sit above the robo-adviser median of 0.35%, and the cost rises as the balance grows.
- The opening deposit is £500 and later money goes in from £100 to £500, higher than the robo-adviser median of €60.06.
- The portfolio range is etf, esg and cash only, so there is no crypto or thematic option to tilt towards.
Titan
Pros
- A single management fee of 0.4% covers the managed portfolio, so the running cost is easy to forecast.
- Regulated in the US by the Securities and Exchange Commission, with holdings under SIPC up to USD 500,000.
- Holdings span stocks, etfs and bonds, so crypto sits alongside the usual assets rather than needing a second provider.
Cons
- Minimum investment of $500 and minimum deposit of $500 sit well above the site median of €25.
- Support runs on help centre only, so there is no direct phone or email line for questions.
- Portfolio choice is narrow, limited to cash and crypto.
Who each suits
Nutmeg
Who it suits
- UK investors who want a managed portfolio inside an ISA or a SIPP and accept a single ongoing charge for the service.
- People who would rather not research individual funds, since the holdings run to etf, esg and cash approaches chosen and held for you.
- Investors who want a phone line as well as written support, since email, chat and phone includes phone, chat, email and a help centre.
Who should look elsewhere
- Anyone starting with a small first payment, since the £500 deposit is well above the robo-advisor lower quartile of €0, and Axos Invest begins at $100 in US dollars.
- Shoppers who want the lowest ongoing charge, since eToro runs a 0% management fee and Vivid Standard charges 0.5% to 1.5%, against Nutmeg's 0.25% to 0.75%.
- Investors who want accounts in US dollars, because Axos Invest takes $100 in dollars while Nutmeg's £100 to £500 sits in pounds.
Titan
Who it suits
- US investors who want a robo-managed portfolio and not to monitor it day to day.
- Savers who can start from $500 and hand the decisions to a manager.
- Investors comfortable with a cash sleeve alongside crypto.
Who should look elsewhere
- Small savers: CFI takes a minimum deposit of $0, against $500 here.
- Direct traders: eToro covers stocks, etfs and forex, wider than stocks, etfs and bonds.
- Small-account traders: Vantage asks $5 to get going.
Current offers
Nutmeg
Current offer
Bonus
Earn £100 when you invest £1,000: GBP 100 cash reward
Invest at least £1,000 in one payment into a General Investment Account, Stocks and Shares ISA, Lifetime ISA, Junior ISA or Personal Pension and keep it invested for at least 6 months; new contributions only, transfers excluded; reward paid as unallocated cash within 55 days; new clients only, cannot be combined with other new-client offers
Source, checked September 26, 2026
Country by country
| Country | Nutmeg | Titan |
|---|---|---|
| United Kingdom | Yes | No |
| United States | No | Yes |
Questions about each
Nutmeg
What does Nutmeg charge to manage my money?+
The charge is a single management fee of 0.25% to 0.75%, which sits above the robo-adviser median of 0.35% in this group. There are no set-up, trading or exit fees to add on top. Money can go in from £100 to £500, so the cost is a percentage of what you hold rather than a price per deal.
How much do I need to open an account?+
The minimum deposit is £500, and once the account is open money can go in from £100 to £500. That first payment is the step most readers notice, and it sits above the lower quartile of €0 across robo-advisers here.
Titan
What does Titan charge?+
The running cost is a management fee of 0.4% on the portfolio, the same as the site median of 0.4%. Because the account is managed for you, that fee is the line to compare rather than a price per trade.
Is Titan regulated and is my money protected?+
Titan Global Capital Management USA LLC is registered with the Securities and Exchange Commission in the US, and holdings sit under SIPC up to USD 500,000. That cover is a limit on broker failure, not a guarantee on what an account earns.
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