Updated September 29, 2026 · BrokerCue Editorial Team
NAGA vs Scalable Capital
NAGA vs Scalable Capital: the differences
| Compare |  NAGA |  Scalable Capital |
|---|---|---|
| Minimum deposit | €50 | €1Lower |
| Markets | Stocks, ETFs, Forex, CFDs, Futures, CryptoCovers more | Stocks, ETFs, Crypto |
| Regulators | Cyprus Securities and Exchange Commission | Federal Financial Supervisory Authority (BaFin) |
| Interest on cash | 2.4% | 2.6%Higher |
| Stock trade fee | €3 | Not confirmed |
| Retail accounts that lose money | 70.45% | Not confirmed |
| Deposit and withdrawal fees | No withdrawal fee | Not confirmed |
| Platforms | iOS, Android, Web, MetaTrader 5 | Not confirmed |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Scalable Capital scores higher overall: 9.0 vs 8.7.
- Regulators: only NAGA offers Cyprus Securities and Exchange Commission.
- Regulators: only Scalable Capital offers Federal Financial Supervisory Authority (BaFin).
- Minimum deposit is lower at Scalable Capital: €1 vs €50.
- Markets: only NAGA offers Forex, CFDs, Futures.
- Interest on cash is higher at Scalable Capital: 2.6% vs 2.4%.
- Features: only NAGA offers Crypto, Copy trading.
Our verdict on each
NAGA
NAGA suits mobile copy traders who want stocks, ETFs, forex, CFDs, futures and crypto alongside social features in the same app. Opening starts at €50, while stock trades carry €3, so active share buyers should weigh costs against broader choice.
Scalable Capital
Scalable Capital suits investors who want to start small and later hand a pot of money to a managed portfolio. The self-directed account takes a minimum deposit of €1, while the managed plan starts from €20 with fees of 0.245% to 0.375% a year.
Score breakdown
| Area | NAGA | Scalable Capital |
|---|---|---|
| Cost | 8.5Stock trades cost €3; withdrawals show No withdrawal fee. | 9.3Higher |
| Offer | 9.1Coverage spans stocks, ETFs and forex via iOS, Android and Web for desktop plus mobile. | 9.3HigherCash interest of 2.6%, a mobile app, and managed portfolios across etf and esg options. |
| Trust | 8.5Cover sits at EU ICS up to EUR 20,000 under Cyprus oversight. | 8.6Higher |
What we checked
NAGA
- naga.com: 5 facts, checked September 28, 2026
- nagamarkets.zendesk.com: 5 facts, checked September 28, 2026
Scalable Capital
- de.scalable.capital: 4 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
- scalable.capital: 2 facts, checked September 26, 2026
How they place
| Ranking | NAGA | Scalable Capital |
|---|---|---|
| Stock and ETF brokers | 4 of 471 | 147 of 471 |
Every fact side by side
| Fact | NAGA | Scalable Capital |
|---|---|---|
| Features | Crypto, Copy trading, Mobile appCovers more | Mobile app |
| Legal entity | Not confirmed | Scalable Capital Bank GmbH |
| Headquarters | Not confirmed | Germany |
| Founded | Not confirmed | 2014 |
| Support channels | Not confirmed | Phone, Chat, Email, Help centre |
Robo-advisors
| Fact | NAGA | Scalable Capital |
|---|---|---|
| Management fee | Not confirmed | 0.245% to 0.375% |
| Minimum investment | Not confirmed | €20 |
| Portfolio types | Not confirmed | ETF, ESG |
Where each stands against the rest
| Fact | NAGA | Scalable Capital | Median |
|---|---|---|---|
| Minimum deposit | €50above the median | €1at the median | €1 |
| Stock trade fee | €3above the median | Not confirmed | €1 |
| Retail accounts that lose money | 70.45%below the median | Not confirmed | 72.05% |
| Interest on cash | 2.4%below the median | 2.6%below the median | 3% |
Median across 47 listed brokers.
Pros and cons
NAGA
Pros
- Access stocks, ETFs and forex under a single login, covering shares through crypto for varied strategies.
- Trade via iOS, Android and Web, with MetaTrader 5 plus mobile apps for flexible order management.
- Withdrawals show No withdrawal fee, helped by No withdrawal fee for cost clarity.
Cons
- Stock trade fee sits at €3, which can weigh on frequent share buyers versus lower fee rivals.
- Support runs on help centre only, so help stays inside help centre without live chat or phone.
- Entry starts at €50, above ActivTrades at $0 for very small starters.
Scalable Capital
Pros
- A low entry point of €1 on the self-directed account
- Managed portfolios start from €20 with fees of 0.245% to 0.375%
- Regulated by the Federal Financial Supervisory Authority (BaFin) and deposits sit under EU ICS up to EUR 20,000
Cons
- Managed fees of 0.245% to 0.375% a year sit above the cheapest managed rivals
- Support runs on phone, chat and email only, with no branch or in-person service
- Managed portfolios are limited to etf and esg options, so there is no custom mandate
Who each suits
NAGA
Who it suits
- Social traders who follow others and want futures plus crypto alongside shares may prefer NAGA over eToro.
- Mobile led investors starting at €50 who accept €3 may prefer NAGA over ActivTrades.
Who should look elsewhere
- Cost sensitive share buyers who want lower ticket fees than €3 may prefer XTB.
- Traders wanting phone or live chat beyond help centre may prefer ActivTrades.
Scalable Capital
Who it suits
- New investors who want to build a portfolio in a mobile app from a small first deposit
- Savers with a lump sum who want a ready made ETF or ESG portfolio
- Investors who care more about a named regulator and deposit protection than the lowest management fee
Who should look elsewhere
- You want a wider choice of instruments, as stocks, etfs and crypto is a single market cluster rather than a full exchange list
- You need advice built around you, because managed portfolios cover only etf and esg options
- You are comparing the very lowest managed fee, since 0.245% to 0.375% is not the cheapest on the market
Country by country
| Country | NAGA | Scalable Capital |
|---|---|---|
| Austria | Yes | No |
| Belgium | Yes | No |
| Bulgaria | Yes | No |
| Croatia | Yes | No |
| Cyprus | Yes | No |
| Czechia | Yes | No |
| Denmark | Yes | No |
| Estonia | Yes | No |
8 of 30 countries where either is available.
Questions about each
NAGA
What does NAGA charge for stock trades and withdrawals?+
Stock orders carry €3 per trade, and funding shows No withdrawal fee for withdrawals. Share buyers who trade often should compare that ticket charge with rivals before committing, as frequent dealing lifts total cost over time.
What is the minimum deposit to open a NAGA account?+
Trading can start at €50, which keeps entry modest for newcomers testing markets. Withdrawals show No withdrawal fee, so moving funds out does not add a separate withdrawal charge under current terms.
Scalable Capital
What is the minimum deposit to start investing?+
The self-directed account takes a minimum deposit of €1, so you can open and fund it from a small amount. That entry point is well below the typical requirement, which is one of the reasons people try the app first. You can add to it as your savings grow.
How much does the managed portfolio cost?+
Management fees run at 0.245% to 0.375% a year on the managed side, charged on the portfolio rather than per trade. That sits above the cheapest managed plans elsewhere, so it pays to compare before committing a large lump sum. Smaller pots feel the percentage more.
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