Mintos vs SoFi Invest - BrokerCue
BrokerCue

Select your country to see eligible brokers

Account eligibility and broker availability depend on your country of residence. Setting this now allows us to hide brokers that do not accept clients from your country.

Broker Comparison

Mintos vs SoFi Invest

Compare Mintos and SoFi Invest side by side: fees, regulation, platforms.

Mintos

Mintos

Best for diversified, higher-yield investing beyond a savings account

Europe's largest retail investment marketplace for loans, bonds, ETFs, and Smart Cash. MiFID II regulated in …

VS
SoFi Invest

SoFi Invest

Beginners and all-in-one investors

SoFi Invest is a US brokerage offering commission-free stocks, ETFs, and options, a 0.25% robo-advisor, fract…

Head-to-head comparison

Mintos vs SoFi Invest
Feature Mintos SoFi Invest
Minimum deposit €50 -
Stock trading fee - Commission-free
Regulators Latvijas Banka FINRA, SIPC, SEC
Best for Best for diversified, higher-yield investing beyond a savings account Beginners and all-in-one investors
Markets & account
Stocks
-
ETFs
Crypto
Bonds
-
Options
-
Loans
-
Notes
-
Money Market Funds
Real Estate
-
Funds
-
Fractional Shares
-
Ready Made Portfolios
-
Margin
-

Pros & cons

Mintos

Mintos

Pros

  • MiFID II investment firm regulated by Latvijas Banka
  • Loans, bonds, ETFs, and Smart Cash in one account
  • Low €50 minimum with automated portfolios
  • Loans historically average around 11% per year

Cons

  • Loans carry real credit and default risk
  • 0.85% fee to sell early on the Secondary Market
  • No bank deposit guarantee; capital at risk
SoFi Invest

SoFi Invest

Pros

  • Commission-free stock, ETF, and options trading
  • No per-contract or exercise fee on options
  • Fractional shares from $5
  • IPO access at offering price
  • 1% IRA contribution match
  • Robo-advisor with no minimum beyond $50
  • Integrated banking, lending, and investing in one app
  • Access to Certified Financial Planners

Cons

  • Robo-advisor charges 0.25% annual fee (was free before November 2024)
  • Crypto trades carry a 1% spread on every buy and sell
  • Inactivity fee of $25 after 6 months without a login
  • $25 outgoing wire transfer fee and $100 ACAT transfer-out fee
  • No forex or futures trading
  • Limited research and charting tools compared to full-service brokers
  • No tax-loss harvesting in the robo-advisor
  • Crypto selection limited to around 25-30 coins with no advanced order types
Mintos

Mintos

Europe's largest retail investment marketplace for loans, bonds, ETFs, and Smart Cash. MiFID II regulated in Latvia, from €50.

Your capital is at risk. Other fees apply.

SoFi Invest

SoFi Invest

SoFi Invest is a US brokerage offering commission-free stocks, ETFs, and options, a 0.25% robo-advisor, fractional shares, IPO access, and crypto trading in one platform.

Your capital is at risk. Other fees apply.

Not the right match?

Line up any two brokers side by side, or browse the full list to find your next platform.