Updated September 29, 2026 · BrokerCue Editorial Team
Mintos vs tastytrade
What sets them apart
| Compare |  Mintos |  tastytrade |
|---|---|---|
| Minimum deposit | €50 | $0 |
| Markets | Bonds, ETFs, Crypto | Stocks, ETFs, Forex, Options, Futures, Crypto |
| Regulators | Latvijas Banka, LV LV | SIPC |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Platforms | Web, iOS, Android | Mobile, Desktop, Web |
| Stock trade fee | Not confirmed | $0 |
| Account fee | €0 | Not confirmed |
| Inactivity fee | €4.90 | Not confirmed |
| Currency conversion fee | 0.5% | Not confirmed |
| Options contract fee | Not confirmed | $1 |
| Deposit and withdrawal fees | Free bank transfer withdrawal; 2% card deposits | Not confirmed |
| Account types | Not confirmed | IRA, Joint |
| Interest on cash | 2.5% | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Regulators: only Mintos offers Latvijas Banka, LV LV.
- Regulators: only tastytrade offers SIPC.
- Markets: only Mintos offers Bonds.
- Markets: only tastytrade offers Stocks, Forex, Options.
- Platforms: only Mintos offers iOS, Android.
- Platforms: only tastytrade offers Mobile, Desktop.
Our verdict on each
Mintos
Mintos is a cheap, commission-free platform for lending money to businesses through their loan marketplace, with an account fee of €0 and a secondary market for exiting early. It suits investors who want lending exposure in euro-denominated loans rather than a share dealing account, and accept that the money carries borrower default risk.
tastytrade
tastytrade suits traders who want options, futures and crypto in the same account as shares and ETFs, and it suits anyone starting small. The minimum deposit is $0, share dealing costs $0 a trade, and options cost $1 a contract, so the bill grows only if you trade derivatives.
Score breakdown
| Area | Mintos | tastytrade |
|---|---|---|
| Cost | 8.9Account fee of €0, an inactivity fee of €4.90 and a minimum deposit of €50. | 9.1HigherThe commission free model keeps equity dealing cheap, but the options contract fee of $1 is the line heavy option traders watch. |
| Offer | 9.2Minimum investment of €50, target return of 9.2% and a secondary market. | 9.4Higher |
| Trust | 9.0Higher | 8.6 |
Where each is licensed and available
| Country | Mintos | tastytrade |
|---|---|---|
| Latvia | LV_LV PSD_EMI LV_FCMC!723 | Not confirmed |
| United States | Not confirmed | SIPC SIPC member 69649 |
Side by side, item by item
| Markets | Mintos | tastytrade |
|---|---|---|
| Stocks | No | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | Yes | No |
What we checked
Mintos
- mintos.com: 13 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
- help.mintos.com: 1 fact, checked September 26, 2026
tastytrade
- tastytrade.com: 8 facts, checked September 26, 2026
- sipc.org: 3 facts, checked September 26, 2026
How they place
| Ranking | Mintos | tastytrade |
|---|---|---|
| Stock and ETF brokers | 9 of 471 | 150 of 471 |
Every fact side by side
| Fact | Mintos | tastytrade |
|---|---|---|
| Features | Crypto, Mobile app | Crypto, Mobile app |
| Pricing model | Commission free | Commission free |
| Legal entity | SIA Mintos Payments | TASTYTRADE INC |
| Headquarters | Latvia | Not confirmed |
| Founded | 2015 | Not confirmed |
| Support channels | Email, Help centre, Community | Not confirmed |
P2P lending
| Fact | Mintos | tastytrade |
|---|---|---|
| Target return | 9.2% | Not confirmed |
| Minimum investment | €50 | Not confirmed |
| Secondary market | Yes | Not confirmed |
Where each stands against the rest
| Fact | Mintos | tastytrade | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Account fee | €0at the median | Not confirmed | €0 |
| Inactivity fee | €4.90above the median | Not confirmed | €2.45 |
| Currency conversion fee | 0.5%above the median | Not confirmed | 0.45% |
| Options contract fee | Not confirmed | $1highest quarter | $0.625 |
| Interest on cash | 2.5%below the median | Not confirmed | 3% |
Median across 91 listed brokers.
Pros and cons
Mintos
Pros
- The account fee is €0, and Mintos ranks at 1 of 138 brands on that measure
- Investing is commission-free, and the minimum investment is €50
- A secondary market is available, so loans can be sold before they mature
Cons
- Card deposits cost Free bank transfer withdrawal; 2% card deposits, so topping up is dearer than a bank transfer
- An inactivity fee of €4.90 applies, against an inactivity fee position of 33 of 56
- The minimum deposit of €50 sits far above a site minimum deposit median of €4.64
tastytrade
Pros
- Share dealing costs $0 a trade, and the account opens from $0.
- All of stocks, etfs and forex sit under the same account.
- Protection is recorded as SIPC up to USD 500,000, with membership logged as SIPC member 69649.
Cons
- Options cost $1 a contract, so regular contract buyers pay more than occasional ones.
- The recorded account types under ira and joint are an IRA and a joint account.
- In the stock comparison, 72.03% of retail accounts lose money.
Who each suits
Mintos
Who it suits
- Investors who want to lend to businesses and earn a target return of 9.2%
- Lenders who want a secondary market to sell a loan before it matures
- Euro-based investors who accept that defaults can reduce returns
Who should look elsewhere
- Share traders, who should look at eToro with a commission-free model and a wider market list
- Anyone wanting to start with a very small sum, since CFI takes a minimum deposit of $0
- Lenders who need a guaranteed buyback, as the return of 9.2% is a target rather than a promise
tastytrade
Who it suits
- Traders who want options and futures in the same account as shares and ETFs.
- Anyone starting small, since the minimum deposit is $0.
- People saving into an IRA who also want crypto and forex nearby.
Who should look elsewhere
- eToro if you want CFDs listed alongside the core markets: stocks, etfs and forex.
- CFI if you want the shorter list in stocks, etfs and forex, which ends at crypto.
- Vantage if you would rather start above the floor, since its minimum deposit is $5.
Country by country
| Country | Mintos | tastytrade |
|---|---|---|
| United States | No | Yes |
Questions about each
Mintos
What fees does Mintos charge on an account?+
The account fee is €0, and the platform is commission-free, so there is no dealing charge on an investment. The charges that apply are a currency conversion fee of 0.5%, card deposit costs set out as Free bank transfer withdrawal; 2% card deposits, and an inactivity fee of €4.90.
How much do I need to put in to start lending?+
The minimum deposit is €50, and the smallest single investment is €50. The two figures are close, so funding to the deposit minimum is enough to purchase a loan. For scale, the site median for a minimum investment is €25.
tastytrade
Is there a minimum deposit to open a tastytrade account?+
The minimum deposit is $0, so an account can be opened and funded with whatever you want to start on. Share dealing then costs $0 a trade, which keeps the running cost close to the opening balance.
What does an options contract cost?+
Options are charged per contract at $1. If you buy options often, that fee becomes the main line you track, while share dealing stays at $0. Traders who touch options now and then will feel it far less than regular contract buyers.
Other options to compare
Other matchups
- Mintos vs Afranga
- Mintos vs Nectaro
- Mintos vs Scalable Capital
- Mintos vs TradeStation
- Mintos vs Trading 212
- Mintos vs Charles Schwab
- Mintos vs Merrill Edge
- Mintos vs Plum
- Mintos vs Public
- Mintos vs Webull
- Mintos vs GO Markets
- Mintos vs Finhabits
- Mintos vs flatex Online-Broker (DE)
- Mintos vs IC Markets
- Mintos vs quirion
- Mintos vs Trade Nation
- Mintos vs CFI
- Mintos vs SoFi
- Mintos vs ActivTrades
- Mintos vs XTB
- Mintos vs NAGA
- Mintos vs UNest
- Mintos vs Linxea
- Mintos vs bunq
- Mintos vs Bitpanda
- Mintos vs Robinhood
- Mintos vs Kraken
- tastytrade vs EBC Financial Group
- Mintos vs CapTrader