Updated September 29, 2026 · BrokerCue Editorial Team
CapTrader vs Mintos
Where CapTrader and Mintos differ
| Compare |  CapTrader |  Mintos |
|---|---|---|
| Minimum deposit | $2,000 | €50 |
| Account fee | $0 | €0 |
| Inactivity fee | $0 | €4.90 |
| Markets | Stocks, ETFs, Forex, CFDs, Options, Futures, Crypto, Bonds, FundsCovers more | Bonds, ETFs, Crypto |
| Deposit and withdrawal fees | Free withdrawal, bank transfer deposits | Free bank transfer withdrawal; 2% card deposits |
| Platforms | Trader Workstation TWS, CapTrader Desktop, Trading App | Web, iOS, Android |
| Stock trade fee | $2 | Not confirmed |
| Regulators | Not confirmed | Latvijas Banka, LV LV |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
| Currency conversion fee | Not confirmed | 0.5% |
| Options contract fee | €2 | Not confirmed |
| Interest on cash | Not confirmed | 2.5% |
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Key differences
- Mintos scores higher overall: 9.0 vs 8.9.
- Markets: only CapTrader offers Stocks, Forex, CFDs.
- Platforms: only CapTrader offers Trader Workstation TWS, CapTrader Desktop, Trading App.
- Platforms: only Mintos offers Web, iOS, Android.
- Support channels: only Mintos offers Email, Community.
- Features: only CapTrader offers Demo account, Fractional shares.
- Features: only Mintos offers Crypto.
- Pricing model: only CapTrader offers Low fees.
- Pricing model: only Mintos offers Commission free.
Our verdict on each
CapTrader
CapTrader suits experienced traders who want stocks, forex, CFDs, options, futures, crypto, bonds and funds under one roof with no account or inactivity fee. The catch is the entry size: a minimum deposit of $2,000 puts it out of reach for a small first account.
Mintos
Mintos is a cheap, commission-free platform for lending money to businesses through their loan marketplace, with an account fee of €0 and a secondary market for exiting early. It suits investors who want lending exposure in euro-denominated loans rather than a share dealing account, and accept that the money carries borrower default risk.
Score breakdown
| Area | CapTrader | Mintos |
|---|---|---|
| Cost | 8.7Account fee and inactivity fee of $0 and $0 set against a $2,000 entry and $2 a trade. | 8.9HigherAccount fee of €0, an inactivity fee of €4.90 and a minimum deposit of €50. |
| Offer | 9.2 | 9.2Minimum investment of €50, target return of 9.2% and a secondary market. |
| Trust | Not confirmed | 9.0 |
Feature by feature
| Markets | CapTrader | Mintos |
|---|---|---|
| Stocks | Yes | No |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | No |
| Options | Yes | No |
| Futures | Yes | No |
| Crypto | Yes | Yes |
| Bonds | Yes | Yes |
| Funds | Yes | No |
Positions in our rankings
| Ranking | CapTrader | Mintos |
|---|---|---|
| Stock and ETF brokers | 19 of 471 | 9 of 471 |
Licences and countries
| Country | CapTrader | Mintos |
|---|---|---|
| Latvia | Not confirmed | LV_LV PSD_EMI LV_FCMC!723 |
Sources behind this comparison
CapTrader
- captrader.com: 7 facts, checked September 26, 2026
- brokerchooser.com: 4 facts, checked September 26, 2026
Mintos
- mintos.com: 13 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
- help.mintos.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | CapTrader | Mintos |
|---|---|---|
| Features | Demo account, Mobile app, Fractional shares | Crypto, Mobile app |
| Pricing model | Low fees | Commission free |
| Legal entity | Not confirmed | SIA Mintos Payments |
| Headquarters | Not confirmed | Latvia |
| Founded | Not confirmed | 2015 |
| Support channels | Help centre | Email, Help centre, CommunityCovers more |
P2P lending
| Fact | CapTrader | Mintos |
|---|---|---|
| Target return | Not confirmed | 9.2% |
| Minimum investment | Not confirmed | €50 |
| Secondary market | Not confirmed | Yes |
Where each stands against the rest
| Fact | CapTrader | Mintos | Median |
|---|---|---|---|
| Stock trade fee | $2highest quarter | Not confirmed | $0 |
| Currency conversion fee | Not confirmed | 0.5%above the median | 0.45% |
| Interest on cash | Not confirmed | 2.5%below the median | 3% |
Median across 91 listed brokers.
Pros and cons
CapTrader
Pros
- A single account covers stocks, etfs and forex, so instruments do not need splitting across brokers.
- Platform choice of Trader Workstation TWS, CapTrader Desktop and Trading App covers desktop terminals and mobile trading.
- Trading costs read plainly: $2 a stock trade and €2 an options contract.
Cons
- Minimum deposit of $2,000 ranks 197 of 213 on our data, against $0 at CFI and $5 at Vantage.
- Stock trade fee of $2 ranks 124 of 161, while eToro charges $0 a trade.
- Support runs on help centre only, with no phone or chat channel listed.
Mintos
Pros
- The account fee is €0, and Mintos ranks at 1 of 138 brands on that measure
- Investing is commission-free, and the minimum investment is €50
- A secondary market is available, so loans can be sold before they mature
Cons
- Card deposits cost Free bank transfer withdrawal; 2% card deposits, so topping up is dearer than a bank transfer
- An inactivity fee of €4.90 applies, against an inactivity fee position of 33 of 56
- The minimum deposit of €50 sits far above a site minimum deposit median of €4.64
Who each suits
CapTrader
Who it suits
- Traders running a mixed book of stocks, etfs and forex rather than one narrow market.
- Anyone who dislikes dormant account charges, with an inactivity fee of $0.
- Desktop users who prefer the Trader Workstation TWS or CapTrader Desktop over a simple app.
Who should look elsewhere
- Small first-time accounts: CFI starts at $0 and Vantage at $5, well below CapTrader's $2,000.
- Cost-first stock buyers: eToro charges $0 a trade against CapTrader's $2.
Mintos
Who it suits
- Investors who want to lend to businesses and earn a target return of 9.2%
- Lenders who want a secondary market to sell a loan before it matures
- Euro-based investors who accept that defaults can reduce returns
Who should look elsewhere
- Share traders, who should look at eToro with a commission-free model and a wider market list
- Anyone wanting to start with a very small sum, since CFI takes a minimum deposit of $0
- Lenders who need a guaranteed buyback, as the return of 9.2% is a target rather than a promise
Questions about each
CapTrader
What is the minimum deposit?+
The minimum deposit is $2,000, which is the main hurdle for a first account. On our data that places CapTrader at 197 of 213. CFI takes $0 and Vantage $5, so a smaller start is easy elsewhere.
Are there account or inactivity fees?+
Neither applies. The account fee is $0 and the inactivity fee is $0, so leaving money untouched does not trigger a charge. CapTrader ranks 1 of 138 on account fee and 1 of 56 on inactivity fee.
Mintos
What fees does Mintos charge on an account?+
The account fee is €0, and the platform is commission-free, so there is no dealing charge on an investment. The charges that apply are a currency conversion fee of 0.5%, card deposit costs set out as Free bank transfer withdrawal; 2% card deposits, and an inactivity fee of €4.90.
How much do I need to put in to start lending?+
The minimum deposit is €50, and the smallest single investment is €50. The two figures are close, so funding to the deposit minimum is enough to purchase a loan. For scale, the site median for a minimum investment is €25.
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