Updated September 29, 2026 · BrokerCue Editorial Team
ActivTrades vs Mintos
What sets them apart
| Compare |  ActivTrades |  Mintos |
|---|---|---|
| Minimum deposit | $0 | €50 |
| Account fee | $0 | €0 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, BondsCovers more | Bonds, ETFs, Crypto |
| Regulators | FCA, SCB, CMVM, FSC, BACEN | Latvijas Banka, LV LV |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | Free deposits and withdrawals | Free bank transfer withdrawal; 2% card deposits |
| Platforms | ActivTrader, MetaTrader 4, MetaTrader 5, TradingView | Web, iOS, Android |
| Interest on cash | 3.3%Higher | 2.5% |
| Stock trade fee | $0 | Not confirmed |
| Inactivity fee | Not confirmed | €4.90 |
| Retail accounts that lose money | 84% | Not confirmed |
Same on both: Currency conversion fee (0.5%).
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Key differences
- ActivTrades scores higher overall: 9.4 vs 9.0.
- Regulators: only ActivTrades offers FCA, SCB, CMVM.
- Regulators: only Mintos offers Latvijas Banka, LV LV.
- Markets: only ActivTrades offers Stocks, Forex, CFDs.
- Platforms: only ActivTrades offers ActivTrader, MetaTrader 4, MetaTrader 5.
- Platforms: only Mintos offers Web, iOS, Android.
- Interest on cash is higher at ActivTrades: 3.3% vs 2.5%.
- Features: only ActivTrades offers Demo account, Fractional shares.
Our verdict on each
ActivTrades
ActivTrades suits active share and CFD traders who want broad market access with commission free dealing and flexible platform choice for everyday orders. Minimum deposit sits at $0, stock trade fee sits at $0 and retail accounts that lose money sit at 84%, so careful risk controls remain essential.
Mintos
Mintos is a cheap, commission-free platform for lending money to businesses through their loan marketplace, with an account fee of €0 and a secondary market for exiting early. It suits investors who want lending exposure in euro-denominated loans rather than a share dealing account, and accept that the money carries borrower default risk.
Score breakdown
| Area | ActivTrades | Mintos |
|---|---|---|
| Cost | 9.3HigherAccount fee sits at $0 so holding costs stay contained | 8.9Account fee of €0, an inactivity fee of €4.90 and a minimum deposit of €50. |
| Offer | 9.6HigherCoverage spans stocks, ETFs and forex across shares and leveraged products | 9.2Minimum investment of €50, target return of 9.2% and a secondary market. |
| Trust | 9.5HigherOversight includes FCA, SCB and CMVM with FCA cover for reassurance | 9.0 |
Where each is licensed and available
| Country | ActivTrades | Mintos |
|---|---|---|
| Latvia | Not confirmed | LV_LV PSD_EMI LV_FCMC!723 |
Feature by feature
| Markets | ActivTrades | Mintos |
|---|---|---|
| Stocks | Yes | No |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | No |
| Crypto | Yes | Yes |
| Bonds | Yes | Yes |
How they place
| Ranking | ActivTrades | Mintos |
|---|---|---|
| Stock and ETF brokers | 1 of 490 | 9 of 490 |
If neither fits
Nexo has interest on cash at 13%, against 3.3% for ActivTrades and 2.5% for Mintos.
Nexo reviewEvery fact side by side
| Fact | ActivTrades | Mintos |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Mobile appCovers more | Crypto, Mobile app |
| Pricing model | Commission free | Commission free |
| Legal entity | Not confirmed | SIA Mintos Payments |
| Headquarters | Not confirmed | Latvia |
| Founded | Not confirmed | 2015 |
| Support channels | Not confirmed | Email, Help centre, Community |
P2P lending
| Fact | ActivTrades | Mintos |
|---|---|---|
| Target return | Not confirmed | 9.2% |
| Minimum investment | Not confirmed | €50 |
| Secondary market | Not confirmed | Yes |
Where each stands against the rest
| Fact | ActivTrades | Mintos | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Inactivity fee | Not confirmed | €4.90above the median | €0 |
| Retail accounts that lose money | 84%highest quarter | Not confirmed | 70.375% |
| Currency conversion fee | 0.5%above the median | 0.5%above the median | 0.4% |
| Interest on cash | 3.3%above the median | 2.5%below the median | 3% |
Median across 81 listed brokers.
Pros and cons
ActivTrades
Pros
- Stock trade fee sits at $0 for share dealing under commission free
- Minimum deposit sits at $0, below eToro at $50
- Funding terms read Free deposits and withdrawals for deposits and withdrawals
Cons
- Retail accounts that lose money sit at 84%, above the CFD median at 72.05%
- Currency conversion on funding costs 0.5% for balances held in other currencies
- Cash interest sits at 3.3%, which limits appeal for cash heavy portfolios
Mintos
Pros
- The account fee is €0, and Mintos ranks at 1 of 138 brands on that measure
- Investing is commission-free, and the minimum investment is €50
- A secondary market is available, so loans can be sold before they mature
Cons
- Card deposits cost Free bank transfer withdrawal; 2% card deposits, so topping up is dearer than a bank transfer
- An inactivity fee of €4.90 applies, against an inactivity fee position of 33 of 56
- The minimum deposit of €50 sits far above a site minimum deposit median of €4.64
Who each suits
ActivTrades
Who it suits
- New traders starting modestly with entry at $0 and practice via crypto, demo account and fractional shares
- Share traders wanting dealing at $0 across stocks, ETFs and forex with platform choice
- CFD traders wanting structured support via email, chat and phone where funding reads Free deposits and withdrawals
Who should look elsewhere
- Traders wanting crypto led dealing with very low cash entry may prefer Kraken at $1
- Traders wanting social and copy features may prefer eToro despite higher entry at $50
Mintos
Who it suits
- Investors who want to lend to businesses and earn a target return of 9.2%
- Lenders who want a secondary market to sell a loan before it matures
- Euro-based investors who accept that defaults can reduce returns
Who should look elsewhere
- Share traders, who should look at eToro with a commission-free model and a wider market list
- Anyone wanting to start with a very small sum, since CFI takes a minimum deposit of $0
- Lenders who need a guaranteed buyback, as the return of 9.2% is a target rather than a promise
Questions about each
ActivTrades
What does ActivTrades charge for stock trades?+
Stock trade fee sits at $0 for share dealing. The pricing model is described by commission free, which helps keep ticket costs predictable for equity orders. Spreads and conversion charges can still apply on leveraged trades, so review order previews and statements before dealing.
Is ActivTrades regulated and safe?+
Oversight comes via FCA, SCB and CMVM, including FCA cover alongside other regional entities. Eligible balances carry protection at FSCS up to GBP 85,000. Protection applies under scheme rules and by entity, so confirm which entity serves your account during signup and keep account records.
Mintos
What fees does Mintos charge on an account?+
The account fee is €0, and the platform is commission-free, so there is no dealing charge on an investment. The charges that apply are a currency conversion fee of 0.5%, card deposit costs set out as Free bank transfer withdrawal; 2% card deposits, and an inactivity fee of €4.90.
How much do I need to put in to start lending?+
The minimum deposit is €50, and the smallest single investment is €50. The two figures are close, so funding to the deposit minimum is enough to purchase a loan. For scale, the site median for a minimum investment is €25.
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