Updated September 29, 2026 · BrokerCue Editorial Team
Mintos vs quantfury
What sets them apart
| Compare |  Mintos |  quantfury |
|---|---|---|
| Account fee | €0 | $0 |
| Markets | Bonds, ETFs, Crypto | Stocks, ETFs, Forex, Futures, Crypto |
| Regulators | Latvijas Banka, LV LV | Financial Conduct Authority (FCA), Securities Commission of The Bahamas, SEC and FINRA, Financial Superintendence of Colombia (SFC) |
| Investor protection | EU ICS up to EUR 20,000 | FSCS up to GBP 85,000 |
| Platforms | Web, iOS, Android | Web Platform, Mobile App |
| Interest on cash | 2.5% | 4.5%Higher |
| Minimum deposit | €50 | Not confirmed |
| Stock trade fee | Not confirmed | $0 |
| Inactivity fee | €4.90 | Not confirmed |
| Currency conversion fee | 0.5% | Not confirmed |
| Margin rate | Not confirmed | 0% |
| Deposit and withdrawal fees | Free bank transfer withdrawal; 2% card deposits | Not confirmed |
| Maximum retail leverage | Not confirmed | 20x trading power |
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Key differences
- quantfury scores higher overall: 9.3 vs 9.0.
- Regulators: only Mintos offers Latvijas Banka, LV LV.
- Regulators: only quantfury offers Financial Conduct Authority (FCA), Securities Commission of The Bahamas, SEC and FINRA.
- Founded is lower at Mintos: 2015 vs 2017.
- quantfury is licensed in 3 more countries.
- Markets: only Mintos offers Bonds.
- Markets: only quantfury offers Stocks, Forex, Futures.
- Platforms: only Mintos offers Web, iOS, Android.
- Platforms: only quantfury offers Web Platform, Mobile App.
- Interest on cash is higher at quantfury: 4.5% vs 2.5%.
Our verdict on each
Mintos
Mintos is a cheap, commission-free platform for lending money to businesses through their loan marketplace, with an account fee of €0 and a secondary market for exiting early. It suits investors who want lending exposure in euro-denominated loans rather than a share dealing account, and accept that the money carries borrower default risk.
quantfury
Quantfury suits traders who want commission-free dealing across stocks, ETFs, forex, futures and crypto, and who are happy to self-serve. The stock trade fee is $0 and the account fee is $0, both of which rank at the top of our data.
Score breakdown
| Area | Mintos | quantfury |
|---|---|---|
| Cost | 8.9Account fee of €0, an inactivity fee of €4.90 and a minimum deposit of €50. | 9.5Higher |
| Offer | 9.2HigherMinimum investment of €50, target return of 9.2% and a secondary market. | 9.1Commission-free model, stock trade fee of $0 and account fee of $0 |
| Trust | 9.0 | 9.1Higher |
Positions in our rankings
| Ranking | Mintos | quantfury |
|---|---|---|
| Stock and ETF brokers | 9 of 471 | 77 of 471 |
A third option
Nexo has interest on cash at 13%, against 2.5% for Mintos and 4.5% for quantfury.
Nexo reviewEvery fact side by side
| Fact | Mintos | quantfury |
|---|---|---|
| Features | Crypto, Mobile app | Crypto, Mobile app |
| Pricing model | Commission free | Commission free |
| Legal entity | SIA Mintos Payments | Quantfury Trading UK Limited |
| Headquarters | Latvia | Not confirmed |
| Founded | 2015Lower | 2017 |
| Support channels | Email, Help centre, CommunityCovers more | Help centre |
P2P lending
| Fact | Mintos | quantfury |
|---|---|---|
| Target return | 9.2% | Not confirmed |
| Minimum investment | €50 | Not confirmed |
| Secondary market | Yes | Not confirmed |
Where each stands against the rest
| Fact | Mintos | quantfury | Median |
|---|---|---|---|
| Minimum deposit | €50above the median | Not confirmed | €1 |
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Inactivity fee | €4.90above the median | Not confirmed | €2.45 |
| Currency conversion fee | 0.5%above the median | Not confirmed | 0.45% |
| Margin rate | Not confirmed | 0%lowest quarter | 8.75% |
| Interest on cash | 2.5%below the median | 4.5%highest quarter | 3% |
Median across 91 listed brokers.
Pros and cons
Mintos
Pros
- The account fee is €0, and Mintos ranks at 1 of 138 brands on that measure
- Investing is commission-free, and the minimum investment is €50
- A secondary market is available, so loans can be sold before they mature
Cons
- Card deposits cost Free bank transfer withdrawal; 2% card deposits, so topping up is dearer than a bank transfer
- An inactivity fee of €4.90 applies, against an inactivity fee position of 33 of 56
- The minimum deposit of €50 sits far above a site minimum deposit median of €4.64
quantfury
Pros
- Stock trade fee of $0 ranks 1 of 161 brands in our data
- Account fee of $0 ranks 1 of 138 brands on our data
- Commission-free model on commission free for stocks, ETFs, forex, futures and crypto
Cons
- Support runs on help centre only, so questions about money and positions go through articles rather than a live team
- Margin is charged at 0%, but leverage up to 20x trading power magnifies how fast a losing position can grow
- The market list in stocks, etfs and forex stops short of the CFD and metal ranges that peers such as eToro and Vantage carry
Who each suits
Mintos
Who it suits
- Investors who want to lend to businesses and earn a target return of 9.2%
- Lenders who want a secondary market to sell a loan before it matures
- Euro-based investors who accept that defaults can reduce returns
Who should look elsewhere
- Share traders, who should look at eToro with a commission-free model and a wider market list
- Anyone wanting to start with a very small sum, since CFI takes a minimum deposit of $0
- Lenders who need a guaranteed buyback, as the return of 9.2% is a target rather than a promise
quantfury
Who it suits
- Traders who pay a commission per trade elsewhere and want that cost gone
- Investors who keep cash on the platform and want it to earn 4.5%
- Crypto holders who want spot, not leveraged derivatives, alongside equities
Who should look elsewhere
- Anyone who needs a human support line, since support runs on help centre
- Forex traders who need metals or CFDs, missing from stocks, etfs and forex
Questions about each
Mintos
What fees does Mintos charge on an account?+
The account fee is €0, and the platform is commission-free, so there is no dealing charge on an investment. The charges that apply are a currency conversion fee of 0.5%, card deposit costs set out as Free bank transfer withdrawal; 2% card deposits, and an inactivity fee of €4.90.
How much do I need to put in to start lending?+
The minimum deposit is €50, and the smallest single investment is €50. The two figures are close, so funding to the deposit minimum is enough to purchase a loan. For scale, the site median for a minimum investment is €25.
quantfury
What does it cost to trade stocks on Quantfury?+
The stock trade fee is $0 and the account fee is $0, under a commission-free model. In our data the trade fee ranks 1 of 161 brands and the account fee 1 of 138. Uninvested cash earns 4.5%, so holding a balance is not a drag.
Is my money protected if Quantfury fails?+
UK clients are covered by the Financial Conduct Authority licence 577611 and sit under the FSCS, with investor protection of FSCS up to GBP 85,000. Clients in the Bahamas, the US and Colombia are covered under their own regulators instead, under SIA-F204, CRD#: 318437/SEC#: 8-70934 and Resolution 2287 of 2024.
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