Updated October 13, 2026 · BrokerCue Editorial Team
Fidelity vs Totality
Where Fidelity and Totality differ
| Compare |  Fidelity |  Totality |
|---|---|---|
| Stock trade fee | $0Lower | $1 |
| Markets | Stocks, ETFs, Options, Bonds, Funds, Futures, Forex | Stocks, ETFs, Forex, CFDs, Options, Futures, Crypto, Bonds |
| Options contract fee | $0.65Lower | $0.75 |
| Account types | IRA, Roth IRA, Joint | Joint, Corporate |
| Minimum deposit | $0 | Not confirmed |
| Account fee | $0 | Not confirmed |
| Inactivity fee | $0 | Not confirmed |
| Regulators | SEC, FINRA, SIPC | Not confirmed |
| Investor protection | SIPC up to USD 500,000 | Not confirmed |
| Margin rate | 12.375% | Not confirmed |
| Platforms | Not confirmed | Totality Core, Totality Edge, Totality Apex |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Stock trade fee is lower at Fidelity: $0 vs $1.
- Options contract fee is lower at Fidelity: $0.65 vs $0.75.
- Markets: only Fidelity offers Funds.
- Markets: only Totality offers CFDs, Crypto.
- Account types: only Fidelity offers IRA, Roth IRA.
- Account types: only Totality offers Corporate.
- Features: only Fidelity offers Fractional shares, Mobile app, Crypto.
Our verdict on each
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
Totality
For active investors seeking international diversification, Totality operates as Australia's global investing infrastructure company with multi asset market access. It provides stocks, ETFs, bonds, options, futures, FX and CFDs through professional platforms for self directed investors, asset managers and institutions.
Score breakdown
| Area | Fidelity | Totality |
|---|---|---|
| Cost | 9.1HigherSite ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. | 8.5 |
| Offer | 9.5 | 9.5 |
| Trust | 9.8 | Not confirmed |
How they place
| Ranking | Fidelity | Totality |
|---|---|---|
| Stock and ETF brokers | 46 of 471 | 452 of 471 |
| Investment platforms and apps | 9 of 86 | 83 of 86 |
| Forex brokers | 17 of 147 | 143 of 147 |
| Low-spread forex brokers | 15 of 145 | 141 of 145 |
| Options trading platforms | 10 of 103 | 101 of 103 |
| Futures trading platforms | 12 of 82 | 81 of 82 |
What each covers
| Markets | Fidelity | Totality |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | No | Yes |
| Options | Yes | Yes |
| Futures | Yes | Yes |
| Crypto | No | Yes |
| Bonds | Yes | Yes |
| Funds | Yes | No |
| Account types | Fidelity | Totality |
|---|---|---|
| IRA | Yes | No |
| Roth IRA | Yes | No |
| Joint | Yes | Yes |
| Corporate | No | Yes |
Availability and regulation
| Country | Fidelity | Totality |
|---|---|---|
| United States | SIPC SIPC member 23292 | Not confirmed |
What we checked
Fidelity
- brokerage-review.com: 6 facts, checked September 26, 2026
- editorialge.com: 5 facts, checked September 26, 2026
- en.wikipedia.org: 4 facts, checked September 26, 2026
- fidelity.com: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Totality
- totality.com.au: 6 facts, checked September 26, 2026
Every fact side by side
| Fact | Fidelity | Totality |
|---|---|---|
| Features | Fractional shares, Demo account, Mobile app, Crypto, Options, FuturesCovers more | Demo account |
| Pricing model | Commission free | Not confirmed |
| Audience | Beginners, Experienced | Not confirmed |
| Legal entity | FIDELITY BROKERAGE SERVICES LLC | Not confirmed |
| Headquarters | United States | Not confirmed |
| Founded | 1946 | Not confirmed |
| Support channels | Phone, Community | Not confirmed |
Robo-advisors
| Fact | Fidelity | Totality |
|---|---|---|
| Portfolio types | ETF, ESG, Crypto | Not confirmed |
Where each stands against the rest
| Fact | Fidelity | Totality | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | Not confirmed | $25 |
| Stock trade fee | $0at the median | $1highest quarter | $0 |
| Account fee | $0at the median | Not confirmed | $0 |
| Inactivity fee | $0at the median | Not confirmed | $0 |
| Margin rate | 12.375%highest quarter | Not confirmed | 8.75% |
| Options contract fee | $0.65above the median | $0.75highest quarter | $0.625 |
Median across 134 listed brokers.
Pros and cons
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
Totality
Pros
- More than 23000 global stocks accessible across 50 plus exchanges
- More than 7400 ETFs spanning broad index, sector and thematic ideas
- More than 2900 listed options with chain trading and risk analytics
Cons
- Crypto linked offering covers nine pairs alongside crypto ETP exposure
- Platform focus remains on institutional grade charting and automated signals
Who each suits
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
Totality
Who it suits
- Self directed investors seeking performance and control
- Active traders thinking across global markets
- Asset managers and institutions needing scalable infrastructure
Who should look elsewhere
- Beginners wanting only simple domestic investing
Country by country
| Country | Fidelity | Totality |
|---|---|---|
| United States | Yes | No |
Questions about each
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
Totality
What markets can you trade with Totality?+
Totality covers global stocks, ETFs, bonds, options, futures, FX and CFDs from a single platform. It also provides exposure to crypto linked pairs and crypto ETPs without wallets or cold storage. Discovery, analysis and execution stay connected across asset classes.
Who is Totality designed for?+
Totality serves self directed investors who want performance, control and professional grade tools. It also serves asset managers, institutions and SMSF investors focused on flexibility and long term wealth. Technology supports wealth and advisory firms alongside aligned partners.
Other options to compare
Other matchups
- Fidelity vs Nexo
- Fidelity vs LANDE
- Fidelity vs Afranga
- Fidelity vs Stash
- Fidelity vs TradeStation
- Fidelity vs Wealthsimple
- Fidelity vs Charles Schwab
- Fidelity vs Finhabits
- Fidelity vs Public
- Fidelity vs tastytrade
- Fidelity vs AJ Bell
- Fidelity vs Moneybox
- Fidelity vs Trading 212
- Fidelity vs Lightspeed Financial
- Fidelity vs Scalable Capital
- Fidelity vs TradeZero
- Fidelity vs Tradier
- Fidelity vs BMO InvestorLine
- Fidelity vs Avanza
- Fidelity vs Saxo
- Fidelity vs XTB
- Fidelity vs NAGA
- Fidelity vs UNest
- Fidelity vs eToro
- Fidelity vs Mintos
- Fidelity vs Bitpanda
- Fidelity vs Revolut
- Fidelity vs Robinhood
- Fidelity vs S Broker
- Fidelity vs Kraken
- Fidelity vs EBC Financial Group