Updated October 13, 2026 · BrokerCue Editorial Team
EasyEquities vs XTB
Facts checked September 26, 2026.
What sets them apart
| Compare | ||
|---|---|---|
| Minimum deposit | ZAR 0 | €0 |
| Markets | Stocks, ETFs, Crypto | Stocks, ETFs, Forex, CFDs, CryptoCovers more |
| Deposit and withdrawal fees | Deposits free; withdrawal fee not listed | Free deposits; free withdrawals above 100 EUR/USD |
| Platforms | EasyEquities App | XStation 5, XStation Mobile |
| Stock trade fee | Not confirmed | €0 |
| Account fee | Not confirmed | €0 |
| Inactivity fee | Not confirmed | €10 |
| Regulators | Not confirmed | Cyprus Securities and Exchange Commission (CySEC), FCA, KNF |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
| Retail accounts that lose money | Not confirmed | 77% |
| Maximum retail leverage | Not confirmed | 1:30 |
Same on both: Currency conversion fee (0.5%).
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Key differences
- Markets: only XTB offers Forex, CFDs.
- Platforms: only EasyEquities offers EasyEquities App.
- Platforms: only XTB offers XStation 5, XStation Mobile.
- Support channels: only EasyEquities offers Help centre.
- Support channels: only XTB offers Email, Chat, Phone.
- Features: only EasyEquities offers Fractional shares.
- Features: only XTB offers Demo account.
- Pricing model: only XTB offers Commission free.
Our verdict on each
EasyEquities
EasyEquities in South Africa gives retail investors an online route into local and international shares, crypto, property and ETFs alongside research and planning tools. For newcomers building a diverse portfolio in small steps, it keeps shareholding and managed bundles in one place.
XTB
XTB suits retail traders who want to hold stocks, ETFs, forex, CFDs and crypto under one Cyprus-based account without a monthly charge. The account fee is €0, deposits cost nothing, and CySEC, FCA and KNF authorisations sit behind a legal entity founded in 2002.
Score breakdown
| Area | EasyEquities | XTB |
|---|---|---|
| Cost | 9.3Higher | 9.1 |
| Offer | 8.5 | 9.3Higher |
| Trust | Not confirmed | 9.6 |
Positions in our rankings
| Ranking | EasyEquities | XTB |
|---|---|---|
| Stock and ETF brokers | 306 of 471 | 3 of 471 |
Sources behind this comparison
EasyEquities
- easyequities.co.za: 8 facts, checked September 26, 2026
XTB
- xtb.com: 10 facts, checked September 26, 2026
- hello-brokers.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- eupersonalfinance.eu: 1 fact, checked September 26, 2026
- linkedin.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | EasyEquities | XTB |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app | Demo account, Mobile app, Crypto |
| Pricing model | Low fees | Commission free, Low feesCovers more |
| Audience | Not confirmed | Beginners |
| Legal entity | Not confirmed | XTB Limited |
| Headquarters | Not confirmed | Cyprus |
| Founded | Not confirmed | 2002 |
| Support channels | Help centre | Email, Chat, Phone |
Where each stands against the rest
| Fact | EasyEquities | XTB | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | €0below the median | €1 |
| Account fee | Not confirmed | €0at the median | €0 |
| Inactivity fee | Not confirmed | €10above the median | €2.45 |
| Retail accounts that lose money | Not confirmed | 77%highest quarter | 72.05% |
| Currency conversion fee | 0.5%above the median | 0.5%above the median | 0.45% |
Median across 52 listed brokers.
Pros and cons
EasyEquities
Pros
- Access to local and international shares in one portfolio
- Fractional access to curated properties alongside shares and crypto
- Themed ETFs and curated bundles managed by professional managers
Cons
- Online only access with no branch service for in person help
- Bundle and managed portfolios mean less direct control for some
XTB
Pros
- Account fee of €0 on the standard account, and stock trades cost €0.
- Minimum deposit of €0, so the account opens without a funding floor.
- Regulated by CySEC, the FCA and KNF across Cyprus, the UK and Poland.
Cons
- An inactivity fee of €10 applies, unlike eToro, which has no such charge.
- Forex and CFD trading is not cost free: fx trading costs 0.5%.
- CFDs carry a high proportion of losing retail accounts, and XTB's own figure is 77%.
Who each suits
EasyEquities
Who it suits
- Investors seeking local and international shares together
- Savers wanting property, crypto and ETFs in one place
- Beginners who like guided plans and research tools
Who should look elsewhere
- People who prefer branch based investing in person
XTB
Who it suits
- Retail traders in the UK and Europe who want stocks, ETFs, forex, CFDs and crypto in one account
- Beginners who want a demo account and a mobile app before committing money
- Cost conscious traders who will not hold a balance large enough to trigger the inactivity fee
Who should look elsewhere
- Vantage, if a small minimum deposit of $5 suits a smaller starting balance better
- CFI, for traders who want forex and CFDs without paying an fx charge of 0.5%
- Anyone who plans to hold an idle balance for a long period, given the inactivity fee of €10
Questions about each
EasyEquities
Which products does EasyEquities cover?+
EasyEquities covers local and international shares, crypto assets, selected properties and exchange traded funds. It also provides curated collections and customised investment plans. Research tools help investors review options before they commit.
How does property investing work?+
Investors select from properties chosen by an expert panel and hold a fraction of each asset. Returns can come through rental distributions and changes in property value over time. The structure allows property exposure without buying a whole building.
XTB
What does XTB charge to open and hold an account?+
The account fee is €0, so there is no monthly or annual cost to keeping the account open. A stock trade costs €0 on the same account. The only recurring charge to watch is an inactivity fee of €10 for traders whose balance sits idle.
Is there a minimum deposit at XTB?+
The minimum deposit is €0, which means the account can be opened and funded with a small amount. It is a lower floor than the $5 asked by Vantage, so it suits a trader testing the platform before scaling up.
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