Updated October 13, 2026 · BrokerCue Editorial Team
EasyEquities vs Mintos
Facts checked September 26, 2026.
Where EasyEquities and Mintos differ
| Compare |  EasyEquities |  Mintos |
|---|---|---|
| Minimum deposit | ZAR 0 | €50 |
| Markets | Stocks, ETFs, Crypto | Bonds, ETFs, Crypto |
| Deposit and withdrawal fees | Deposits free; withdrawal fee not listed | Free bank transfer withdrawal; 2% card deposits |
| Platforms | EasyEquities App | Web, iOS, Android |
| Account fee | Not confirmed | €0 |
| Inactivity fee | Not confirmed | €4.90 |
| Regulators | Not confirmed | Latvijas Banka, LV LV |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
| Interest on cash | Not confirmed | 2.5% |
Same on both: Currency conversion fee (0.5%).
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Key differences
- Markets: only EasyEquities offers Stocks.
- Markets: only Mintos offers Bonds.
- Platforms: only EasyEquities offers EasyEquities App.
- Platforms: only Mintos offers Web, iOS, Android.
- Support channels: only Mintos offers Email, Community.
- Features: only EasyEquities offers Fractional shares.
- Pricing model: only EasyEquities offers Low fees.
- Pricing model: only Mintos offers Commission free.
Our verdict on each
EasyEquities
EasyEquities in South Africa gives retail investors an online route into local and international shares, crypto, property and ETFs alongside research and planning tools. For newcomers building a diverse portfolio in small steps, it keeps shareholding and managed bundles in one place.
Mintos
Mintos is a cheap, commission-free platform for lending money to businesses through their loan marketplace, with an account fee of €0 and a secondary market for exiting early. It suits investors who want lending exposure in euro-denominated loans rather than a share dealing account, and accept that the money carries borrower default risk.
Score breakdown
| Area | EasyEquities | Mintos |
|---|---|---|
| Cost | 9.3Higher | 8.9Account fee of €0, an inactivity fee of €4.90 and a minimum deposit of €50. |
| Offer | 8.5 | 9.2HigherMinimum investment of €50, target return of 9.2% and a secondary market. |
| Trust | Not confirmed | 9.0 |
Pick EasyEquities if, pick Mintos if
Pick EasyEquities if cost matter most.
Pick Mintos if offer matter most.
How they place
| Ranking | EasyEquities | Mintos |
|---|---|---|
| Stock and ETF brokers | 306 of 471 | 9 of 471 |
Every fact side by side
| Fact | EasyEquities | Mintos |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile appCovers more | Crypto, Mobile app |
| Pricing model | Low fees | Commission free |
| Legal entity | Not confirmed | SIA Mintos Payments |
| Headquarters | Not confirmed | Latvia |
| Founded | Not confirmed | 2015 |
| Support channels | Help centre | Email, Help centre, CommunityCovers more |
P2P lending
| Fact | EasyEquities | Mintos |
|---|---|---|
| Target return | Not confirmed | 9.2% |
| Minimum investment | Not confirmed | €50 |
| Secondary market | Not confirmed | Yes |
Where each stands against the rest
| Fact | EasyEquities | Mintos | Median |
|---|---|---|---|
| Account fee | Not confirmed | €0at the median | €0 |
| Inactivity fee | Not confirmed | €4.90above the median | €2.45 |
| Currency conversion fee | 0.5%above the median | 0.5%above the median | 0.45% |
| Interest on cash | Not confirmed | 2.5%below the median | 3% |
Median across 52 listed brokers.
Pros and cons
EasyEquities
Pros
- Access to local and international shares in one portfolio
- Fractional access to curated properties alongside shares and crypto
- Themed ETFs and curated bundles managed by professional managers
Cons
- Online only access with no branch service for in person help
- Bundle and managed portfolios mean less direct control for some
Mintos
Pros
- The account fee is €0, and Mintos ranks at 1 of 138 brands on that measure
- Investing is commission-free, and the minimum investment is €50
- A secondary market is available, so loans can be sold before they mature
Cons
- Card deposits cost Free bank transfer withdrawal; 2% card deposits, so topping up is dearer than a bank transfer
- An inactivity fee of €4.90 applies, against an inactivity fee position of 33 of 56
- The minimum deposit of €50 sits far above a site minimum deposit median of €4.64
Who each suits
EasyEquities
Who it suits
- Investors seeking local and international shares together
- Savers wanting property, crypto and ETFs in one place
- Beginners who like guided plans and research tools
Who should look elsewhere
- People who prefer branch based investing in person
Mintos
Who it suits
- Investors who want to lend to businesses and earn a target return of 9.2%
- Lenders who want a secondary market to sell a loan before it matures
- Euro-based investors who accept that defaults can reduce returns
Who should look elsewhere
- Share traders, who should look at eToro with a commission-free model and a wider market list
- Anyone wanting to start with a very small sum, since CFI takes a minimum deposit of $0
- Lenders who need a guaranteed buyback, as the return of 9.2% is a target rather than a promise
Questions about each
EasyEquities
Which products does EasyEquities cover?+
EasyEquities covers local and international shares, crypto assets, selected properties and exchange traded funds. It also provides curated collections and customised investment plans. Research tools help investors review options before they commit.
How does property investing work?+
Investors select from properties chosen by an expert panel and hold a fraction of each asset. Returns can come through rental distributions and changes in property value over time. The structure allows property exposure without buying a whole building.
Mintos
What fees does Mintos charge on an account?+
The account fee is €0, and the platform is commission-free, so there is no dealing charge on an investment. The charges that apply are a currency conversion fee of 0.5%, card deposit costs set out as Free bank transfer withdrawal; 2% card deposits, and an inactivity fee of €4.90.
How much do I need to put in to start lending?+
The minimum deposit is €50, and the smallest single investment is €50. The two figures are close, so funding to the deposit minimum is enough to purchase a loan. For scale, the site median for a minimum investment is €25.
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