Updated September 29, 2026 · BrokerCue Editorial Team
Capital.com vs FBS
Capital.com vs FBS: the differences
| Compare |  Capital.com |  FBS |
|---|---|---|
| Minimum deposit | £20 | $5 |
| Account fee | £0 | $0 |
| Inactivity fee | £0 | $0 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread betting | Stocks, ETFs, Forex, CFDs, Metals |
| Regulators | FCA, Cyprus Securities and Exchange Commission (CySEC) | Cyprus Securities and Exchange Commission |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Retail accounts that lose money | 65% | 66.43% |
| Deposit and withdrawal fees | Free deposits and withdrawals | Free |
| Platforms | Web platform, Mobile app, MT4, TradingView | MetaTrader 4, MetaTrader 5 |
| EUR/USD spread | Not confirmed | 0.5% |
| Maximum retail leverage | 1:30 | Not confirmed |
Same on both: Stock trade fee ($0).
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Key differences
- Capital.com scores higher overall: 9.3 vs 9.1.
- Regulators: only Capital.com offers FCA, Cyprus Securities and Exchange Commission (CySEC).
- Regulators: only FBS offers Cyprus Securities and Exchange Commission.
- Founded is lower at FBS: 2009 vs 2016.
- Capital.com is licensed in 1 more country.
- Markets: only Capital.com offers Crypto, Bonds, Spread betting.
- Markets: only FBS offers Metals.
- Platforms: only Capital.com offers Web platform, Mobile app, MT4.
- Platforms: only FBS offers MetaTrader 4, MetaTrader 5.
- Support channels: only Capital.com offers Chat.
Our verdict on each
Capital.com
Capital.com suits traders who want one account across shares, forex, CFDs, crypto and bonds without a monthly or inactivity charge. UK clients sit under FCA regulation with FSCS protection of FSCS up to GBP 85,000. The minimum deposit of £20 is the only cost barrier, above CFI at $0.
FBS
Fbs Partners suits readers who want a plain, low cost picture from a firm regulated by the Cyprus Securities and Exchange Commission: the account fee is $0 and the stock trade fee is $0. The EUR/USD spread of 0.5% and the retail loss rate of 66.43% are the figures to weigh before funding.
Score breakdown
| Area | Capital.com | FBS |
|---|---|---|
| Cost | 9.2Account fee of £0, stock trade fee of $0 and no inactivity charge, with free deposits and withdrawals. | 9.3Higher |
| Offer | 9.5Higher | 9.3 |
| Trust | 9.1Higher | 8.8 |
Side by side, item by item
| Markets | Capital.com | FBS |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Crypto | Yes | No |
| Bonds | Yes | No |
| Metals | No | Yes |
| Spread betting | Yes | No |
Where they rank in our lists
| Ranking | Capital.com | FBS |
|---|---|---|
| Stock and ETF brokers | 56 of 490 | 101 of 490 |
| Forex brokers | 25 of 147 | 44 of 147 |
| Low-spread forex brokers | 23 of 145 | 42 of 145 |
| CFD brokers | 20 of 122 | 35 of 122 |
| Low-fee brokers | 7 of 11 | 10 of 11 |
Where these facts come from
Capital.com
- capital.com: 5 facts, checked September 26, 2026
- investingreviews.co.uk: 4 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- forexrev.com: 2 facts, checked September 26, 2026
- sashares.co.za: 2 facts, checked September 26, 2026
FBS
- investing.com: 10 facts, checked September 26, 2026
- fbs.eu: 7 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Capital.com | FBS |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Mobile app |
| Pricing model | Commission free, Low feesCovers more | Commission free |
| Audience | Not confirmed | Beginners |
| Legal entity | CAPITAL VAULT LTD | Tradestone Limited |
| Headquarters | Cyprus | Cyprus |
| Founded | 2016 | 2009Lower |
| Support channels | Chat, Help centre | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Capital.com | FBS | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | $0at the median | $0 |
| Retail accounts that lose money | 65%lowest quarter | 66.43%below the median | 70.375% |
| EUR/USD spread | Not confirmed | 0.5%below the median | 0.6% |
Median across 81 listed brokers.
Pros and cons
Capital.com
Pros
- No account fee at all, which puts it joint first on that measure in our data (£0).
- No inactivity charge, also joint first in our data, so an unused balance is not quietly billed (£0).
- Stock trades cost $0 under a commission-free model.
Cons
- The minimum deposit of £20 is far higher than CFI, which asks for $0.
- Support runs on chat and help centre, so there is no phone line for questions about a leveraged position.
- Retail accounts lose 65% of money, and the market is open around the clock.
FBS
Pros
- An account regulated by the Cyprus Securities and Exchange Commission: Cyprus Securities and Exchange Commission licenses Tradestone Limited under 331/17, so the contract has a named entity behind it.
- The stock trade fee is $0 on a commission free model, so dealing in the shares and ETFs inside stocks, etfs and forex carries no ticket charge.
- The inactivity fee is $0, so a dormant balance is not quietly drained by account charges.
Cons
- The EUR/USD spread of 0.5% is the charge that lands on every forex and CFD trade, so currency traders feel it more than the flat fees suggest.
- The minimum deposit of $5 sits above CFI's $0, so readers who want the smallest opening balance have a lower floor elsewhere.
- The market list stocks, etfs and forex leaves out crypto and futures, which eToro covers in stocks, etfs and forex.
Who each suits
Capital.com
Who it suits
- Traders who want shares, forex, CFDs, crypto and bonds in one account
- UK residents who want FSCS protection alongside a CySEC regulated entity
- People who keep a balance and would otherwise pay inactivity fees
Who should look elsewhere
- eToro, if you want a social platform with copy trading
- Vantage, if you would rather start from a smaller deposit of $5
FBS
Who it suits
- Beginners opening a new trading account: the minimum deposit is $5 and the account fee is $0.
- Readers who hold shares and ETFs alongside forex: stocks, etfs and forex covers that mix on the same account.
- European readers who want a Cyprus regulated firm: Cyprus Securities and Exchange Commission licenses the entity behind the brand.
Who should look elsewhere
- Readers who want the smallest possible opening balance: CFI takes $0.
- Readers who need crypto or futures in the same account: eToro lists stocks, etfs and forex, and those lines sit outside stocks, etfs and forex.
- Readers who want crypto added to a forex, CFD, stock, ETF and metals mix: Vantage covers forex, cfds and stocks.
Questions about each
Capital.com
What is the minimum deposit at Capital.com?+
The minimum deposit is £20 in the UK. That is higher than CFI at $0 and Vantage at $5. Clients who want a smaller opening balance may prefer a rival on that measure.
What does it cost to open and hold an account?+
There is no account fee, so the account costs £0. There is also no inactivity charge, at £0. Both rank the brand joint first on our data, so an unused balance is not billed.
FBS
What does it cost to run an account at Fbs Partners?+
The account fee is $0, the stock trade fee is $0 and the inactivity fee is $0, so nothing is charged for holding the account, dealing in shares or leaving a balance idle. Deposits and withdrawals carry no charge either. What remains on a forex or CFD trade is the spread, quoted at 0.5% on EUR/USD.
How much does the EUR/USD spread cost in practice?+
The EUR/USD spread is 0.5%. On a currency pair that spread is the dealer's charge for opening and closing, so it lands on every position rather than on a ticket line. The stock trade fee of $0 and the account fee of $0 sit alongside it, which makes the spread the number to size positions around.