Updated September 29, 2026 · BrokerCue Editorial Team
Bitpanda vs FOREX.com
Bitpanda vs FOREX.com: the differences
| Compare |  Bitpanda |  FOREX.com |
|---|---|---|
| Minimum deposit | €1 | $100 |
| Markets | Stocks, ETFs, Crypto, Metals | Forex, CFDs, Crypto |
| Regulators | FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA), Federal Financial Supervisory Authority (BaFin), Malta Financial Services Authority (MFSA), AT FMA | FCA, NFA/CFTC, ASIC |
| Investor protection | EU ICS up to EUR 20,000 | FSCS up to GBP 85,000 |
| Stock trade fee | €1 | Not confirmed |
| Retail accounts that lose money | Not confirmed | 74% |
| EUR/USD spread | Not confirmed | 1.2% |
| Deposit and withdrawal fees | Free deposits | Not confirmed |
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Key differences
- Bitpanda scores higher overall: 9.3 vs 9.1.
- Regulators: only Bitpanda offers FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA).
- Regulators: only FOREX.com offers FCA, NFA/CFTC, ASIC.
- Markets: only Bitpanda offers Stocks, ETFs, Metals.
- Markets: only FOREX.com offers Forex, CFDs.
- Features: only Bitpanda offers Fractional shares.
Our verdict on each
Bitpanda
Bitpanda suits retail investors in Europe who want one app for shares, ETFs, crypto and metals, starting from a minimum deposit of €1. Regulated in Austria, Germany and Malta, it charges €1 for a stock trade, a per-trade cost active traders will notice.
FOREX.com
FOREX.com suits UK retail traders who want one commission-free account covering forex, CFDs and crypto under a named UK regulator. The trade-off is the price of entry: a $100 minimum deposit sits well above the €4.64 median across the brands compared here.
Score breakdown
| Area | Bitpanda | FOREX.com |
|---|---|---|
| Cost | 8.9HigherA minimum deposit of €1 and stock trade fees of €1, with free deposits, sit well against the site medians. | 8.3Commission-free pricing with a 1.2% EUR/USD spread, though the $100 minimum deposit is steep against the €4.64 site median. |
| Offer | 8.7 | 8.8Higher |
| Trust | 10.0Higher | 9.8 |
Availability and regulation
| Country | Bitpanda | FOREX.com |
|---|---|---|
| Australia | Not confirmed | |
| Austria | Austrian Financial Market Authority (FMA) MiCA CASP 5493007WZ7IFULIL8G21 AT_FMA PSD_EMI AT_FMA_54966 | Not confirmed |
| Germany | Federal Financial Supervisory Authority (BaFin) MiCA CASP 9845005X9B7N610K0093 | Not confirmed |
| Malta | Malta Financial Services Authority (MFSA) MiCA CASP 984500DEID7B03J77118 | Not confirmed |
| United Kingdom | Not confirmed | |
| United States | Not confirmed |
What each covers
| Markets | Bitpanda | FOREX.com |
|---|---|---|
| Stocks | Yes | No |
| ETFs | Yes | No |
| Forex | No | Yes |
| CFDs | No | Yes |
| Crypto | Yes | Yes |
| Metals | Yes | No |
Every fact side by side
| Fact | Bitpanda | FOREX.com |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app, Demo accountCovers more | Crypto, Demo account, Mobile app |
| Pricing model | Not confirmed | Commission free |
| Legal entity | Bitpanda GmbH | Not confirmed |
| Headquarters | Austria | Not confirmed |
| Support channels | Help centre | Not confirmed |
Where each stands against the rest
| Fact | Bitpanda | FOREX.com | Median |
|---|---|---|---|
| Stock trade fee | €1at the median | Not confirmed | €1 |
| Retail accounts that lose money | Not confirmed | 74%above the median | 72.05% |
| EUR/USD spread | Not confirmed | 1.2%highest quarter | 0.65% |
Median across 47 listed brokers.
Pros and cons
Bitpanda
Pros
- The minimum deposit is €1, low against the site median of €4.64
- A stock trade costs €1 and deposits are free
- Regulated by the FMA, BaFin and the MFSA, with investor protection stated as EU ICS up to EUR 20,000
Cons
- Stock trade fees of €1 are higher than a commission-free model, where eToro charges $0
- Support runs on help centre only
- A flat stock trade fee of €1 does not suit frequent small trades
FOREX.com
Pros
- Commission-free pricing means the 1.2% EUR/USD spread is the cost you can actually see before you trade
- Regulated in the UK by the FCA, in the US by the NFA/CFTC and in Australia by the ASIC
- UK clients have investor protection of FSCS up to GBP 85,000 behind the firm
Cons
- The $100 minimum deposit sits above $0 at CFI and $5 at Vantage, so entry is the main hurdle
- Retail accounts lose money at 74%, above the 70.15% median for the brands compared here
- The range stops at forex, CFDs and crypto, without the shares, ETFs and futures that appear in stocks, etfs and forex
Who each suits
Bitpanda
Who it suits
- Beginners building a first portfolio in euro amounts
- Investors who want shares and crypto in one app
- Retail investors who value a low deposit of €1
Who should look elsewhere
- Active traders, since eToro charges $0 on a stock trade
- Anyone wanting phone or live chat help, as support runs on help centre
- Anyone wanting to start without funding, since CFI asks for a minimum deposit of $0 against €1 here
FOREX.com
Who it suits
- UK retail traders who want one commission-free account across forex, CFDs and crypto
- Traders who want a demo account to size up the platform before funding the $100 deposit
- People who put weight on a named UK regulator and FSCS up to GBP 85,000
Who should look elsewhere
- Anyone starting with a small sum, since CFI takes $0 and Vantage $5 against a $100 entry here
- Share and ETF investors, because eToro's range runs to stocks, etfs and forex
Questions about each
Bitpanda
What is the minimum deposit at Bitpanda?+
The minimum deposit is €1, below the site median of €4.64, and Bitpanda ranks at 75 of 213 brands on that measure. Money can also be added at no charge, since deposits are free.
How much does it cost to trade shares?+
A stock trade costs €1. That sits above a commission-free model, where eToro charges $0, and Bitpanda ranks at 116 of 161 brands on stock trade fees, so the cost per order is the figure to weigh.
FOREX.com
What does it cost to trade forex on FOREX.com?+
Pricing is commission-free, so the cost sits in the spread rather than a separate deal charge. The euro against the dollar carries a spread of 1.2%, and that figure is the one to watch if you trade often or in size. The commission-free model runs across the account, not on one pair alone.
How much do I need to deposit to open an account?+
The minimum deposit is $100. That is a clear step up from the €4.64 median across the brands compared here, and well above $0 at CFI and $5 at Vantage. Plan the funding before you open, because the threshold applies at the account level.
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