Updated September 29, 2026 · BrokerCue Editorial Team
Bitpanda vs CapTrader
What sets them apart
| Compare |  Bitpanda |  CapTrader |
|---|---|---|
| Minimum deposit | €1 | $2,000 |
| Stock trade fee | €1 | $2 |
| Markets | Stocks, ETFs, Crypto, Metals | Stocks, ETFs, Forex, CFDs, Options, Futures, Crypto, Bonds, Funds |
| Deposit and withdrawal fees | Free deposits | Free withdrawal, bank transfer deposits |
| Account fee | Not confirmed | $0 |
| Inactivity fee | Not confirmed | $0 |
| Regulators | FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA), Federal Financial Supervisory Authority (BaFin), Malta Financial Services Authority (MFSA), AT FMA | Not confirmed |
| Investor protection | EU ICS up to EUR 20,000 | Not confirmed |
| Options contract fee | Not confirmed | €2 |
| Platforms | Not confirmed | Trader Workstation TWS, CapTrader Desktop, Trading App |
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Key differences
- Bitpanda scores higher overall: 9.3 vs 8.9.
- Markets: only Bitpanda offers Metals.
- Markets: only CapTrader offers Forex, CFDs, Options.
- Features: only Bitpanda offers Crypto.
Our verdict on each
Bitpanda
Bitpanda suits retail investors in Europe who want one app for shares, ETFs, crypto and metals, starting from a minimum deposit of €1. Regulated in Austria, Germany and Malta, it charges €1 for a stock trade, a per-trade cost active traders will notice.
CapTrader
CapTrader suits experienced traders who want stocks, forex, CFDs, options, futures, crypto, bonds and funds under one roof with no account or inactivity fee. The catch is the entry size: a minimum deposit of $2,000 puts it out of reach for a small first account.
Score breakdown
| Area | Bitpanda | CapTrader |
|---|---|---|
| Cost | 8.9HigherA minimum deposit of €1 and stock trade fees of €1, with free deposits, sit well against the site medians. | 8.7Account fee and inactivity fee of $0 and $0 set against a $2,000 entry and $2 a trade. |
| Offer | 8.7 | 9.2Higher |
| Trust | 10.0 | Not confirmed |
What each covers
| Markets | Bitpanda | CapTrader |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| CFDs | No | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | No | Yes |
| Funds | No | Yes |
| Metals | Yes | No |
Positions in our rankings
| Ranking | Bitpanda | CapTrader |
|---|---|---|
| Stock and ETF brokers | 11 of 471 | 19 of 471 |
Where each is licensed and available
| Country | Bitpanda | CapTrader |
|---|---|---|
| Austria | Austrian Financial Market Authority (FMA) MiCA CASP 5493007WZ7IFULIL8G21 AT_FMA PSD_EMI AT_FMA_54966 | Not confirmed |
| Germany | Federal Financial Supervisory Authority (BaFin) MiCA CASP 9845005X9B7N610K0093 | Not confirmed |
| Malta | Malta Financial Services Authority (MFSA) MiCA CASP 984500DEID7B03J77118 | Not confirmed |
What we checked
Bitpanda
- bitpanda.com: 8 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
CapTrader
- captrader.com: 7 facts, checked September 26, 2026
- brokerchooser.com: 4 facts, checked September 26, 2026
Every fact side by side
| Fact | Bitpanda | CapTrader |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app, Demo accountCovers more | Demo account, Mobile app, Fractional shares |
| Pricing model | Not confirmed | Low fees |
| Legal entity | Bitpanda GmbH | Not confirmed |
| Headquarters | Austria | Not confirmed |
| Support channels | Help centre | Help centre |
Where each stands against the rest
| Fact | Bitpanda | CapTrader | Median |
|---|---|---|---|
| Account fee | Not confirmed | $0at the median | $0 |
| Inactivity fee | Not confirmed | $0at the median | $0 |
Median across 52 listed brokers.
Pros and cons
Bitpanda
Pros
- The minimum deposit is €1, low against the site median of €4.64
- A stock trade costs €1 and deposits are free
- Regulated by the FMA, BaFin and the MFSA, with investor protection stated as EU ICS up to EUR 20,000
Cons
- Stock trade fees of €1 are higher than a commission-free model, where eToro charges $0
- Support runs on help centre only
- A flat stock trade fee of €1 does not suit frequent small trades
CapTrader
Pros
- A single account covers stocks, etfs and forex, so instruments do not need splitting across brokers.
- Platform choice of Trader Workstation TWS, CapTrader Desktop and Trading App covers desktop terminals and mobile trading.
- Trading costs read plainly: $2 a stock trade and €2 an options contract.
Cons
- Minimum deposit of $2,000 ranks 197 of 213 on our data, against $0 at CFI and $5 at Vantage.
- Stock trade fee of $2 ranks 124 of 161, while eToro charges $0 a trade.
- Support runs on help centre only, with no phone or chat channel listed.
Who each suits
Bitpanda
Who it suits
- Beginners building a first portfolio in euro amounts
- Investors who want shares and crypto in one app
- Retail investors who value a low deposit of €1
Who should look elsewhere
- Active traders, since eToro charges $0 on a stock trade
- Anyone wanting phone or live chat help, as support runs on help centre
- Anyone wanting to start without funding, since CFI asks for a minimum deposit of $0 against €1 here
CapTrader
Who it suits
- Traders running a mixed book of stocks, etfs and forex rather than one narrow market.
- Anyone who dislikes dormant account charges, with an inactivity fee of $0.
- Desktop users who prefer the Trader Workstation TWS or CapTrader Desktop over a simple app.
Who should look elsewhere
- Small first-time accounts: CFI starts at $0 and Vantage at $5, well below CapTrader's $2,000.
- Cost-first stock buyers: eToro charges $0 a trade against CapTrader's $2.
Questions about each
Bitpanda
What is the minimum deposit at Bitpanda?+
The minimum deposit is €1, below the site median of €4.64, and Bitpanda ranks at 75 of 213 brands on that measure. Money can also be added at no charge, since deposits are free.
How much does it cost to trade shares?+
A stock trade costs €1. That sits above a commission-free model, where eToro charges $0, and Bitpanda ranks at 116 of 161 brands on stock trade fees, so the cost per order is the figure to weigh.
CapTrader
What is the minimum deposit?+
The minimum deposit is $2,000, which is the main hurdle for a first account. On our data that places CapTrader at 197 of 213. CFI takes $0 and Vantage $5, so a smaller start is easy elsewhere.
Are there account or inactivity fees?+
Neither applies. The account fee is $0 and the inactivity fee is $0, so leaving money untouched does not trigger a charge. CapTrader ranks 1 of 138 on account fee and 1 of 56 on inactivity fee.
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