Updated September 29, 2026 · BrokerCue Editorial Team
Bitpanda vs Linxea
Bitpanda vs Linxea: the differences
| Compare |  Bitpanda |  Linxea |
|---|---|---|
| Minimum deposit | €1Lower | €100 |
| Markets | Stocks, ETFs, Crypto, Metals | Funds, Bonds |
| Regulators | FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA), Federal Financial Supervisory Authority (BaFin), Malta Financial Services Authority (MFSA), AT FMA | ORIAS |
| Deposit and withdrawal fees | Free deposits | 0% entry fee on Linxea Avenir 2 |
| Stock trade fee | €1 | Not confirmed |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Bitpanda scores higher overall: 9.3 vs 8.7.
- Regulators: only Bitpanda offers FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA).
- Regulators: only Linxea offers ORIAS.
- Bitpanda is licensed in 2 more countries.
- Minimum deposit is lower at Bitpanda: €1 vs €100.
- Markets: only Bitpanda offers Stocks, ETFs, Crypto.
- Markets: only Linxea offers Funds, Bonds.
- Support channels: only Linxea offers Phone, Community.
Our verdict on each
Bitpanda
Bitpanda suits retail investors in Europe who want one app for shares, ETFs, crypto and metals, starting from a minimum deposit of €1. Regulated in Austria, Germany and Malta, it charges €1 for a stock trade, a per-trade cost active traders will notice.
Linxea
Linxea sits apart from the brokers on this page because it is a French savings and life insurance platform rather than a share dealing site, and the money sits under EU ICS up to EUR 20,000. It suits savers in France who want funds and bonds held for the long term with no entry charge.
Score breakdown
| Area | Bitpanda | Linxea |
|---|---|---|
| Cost | 8.9HigherA minimum deposit of €1 and stock trade fees of €1, with free deposits, sit well against the site medians. | 8.4No entry fee on the Linxea Avenir contract, 0% entry fee on Linxea Avenir 2, though €100 is a high floor. |
| Offer | 8.7 | 9.1Higher |
| Trust | 10.0Higher | 8.6 |
Pick Bitpanda if, pick Linxea if
Pick Bitpanda if cost and minimum deposit matter most.
Pick Linxea if offer matter most.
Where they rank in our lists
| Ranking | Bitpanda | Linxea |
|---|---|---|
| Stock and ETF brokers | 11 of 490 | 7 of 490 |
Also worth a look
XTB has minimum deposit at €0, against €1 for Bitpanda and €100 for Linxea.
XTB reviewEvery fact side by side
| Fact | Bitpanda | Linxea |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app, Demo account | Not confirmed |
| Pricing model | Not confirmed | Low fees |
| Legal entity | Bitpanda GmbH | LINXEA SAS |
| Headquarters | Austria | France |
| Support channels | Help centre | Phone, Help centre, CommunityCovers more |
Where each stands against the rest
| Fact | Bitpanda | Linxea | Median |
|---|---|---|---|
| Minimum deposit | €1at the median | €100highest quarter | €1 |
| Stock trade fee | €1at the median | Not confirmed | €1 |
Median across 33 listed brokers.
Pros and cons
Bitpanda
Pros
- The minimum deposit is €1, low against the site median of €4.64
- A stock trade costs €1 and deposits are free
- Regulated by the FMA, BaFin and the MFSA, with investor protection stated as EU ICS up to EUR 20,000
Cons
- Stock trade fees of €1 are higher than a commission-free model, where eToro charges $0
- Support runs on help centre only
- A flat stock trade fee of €1 does not suit frequent small trades
Linxea
Pros
- No entry fee on the Linxea Avenir contract: 0% entry fee on Linxea Avenir 2
- Deposits start at €100, above the site median of €4.64
- Regulated in France by ORIAS, with EU ICS up to EUR 20,000 behind the money
Cons
- The range is narrow: funds and bonds means no share dealing on this platform
- The minimum deposit of €100 sits well above $0 at CFI
- Regulators listed: ORIAS, with the base in France, so UK clients have no named UK protection
Who each suits
Bitpanda
Who it suits
- Beginners building a first portfolio in euro amounts
- Investors who want shares and crypto in one app
- Retail investors who value a low deposit of €1
Who should look elsewhere
- Active traders, since eToro charges $0 on a stock trade
- Anyone wanting phone or live chat help, as support runs on help centre
- Anyone wanting to start without funding, since CFI asks for a minimum deposit of $0 against €1 here
Linxea
Who it suits
- French savers who want a long term savings contract, not day trading
- Investors happy to hold funds and bonds rather than trade shares
- People who value a registered French adviser and a clear EU ICS up to EUR 20,000
Who should look elsewhere
- Share traders, since funds and bonds offers funds and bonds only
- UK investors used to free entry, as CFI starts at $0
- Brokers with a wide asset list, such as eToro with stocks, etfs and forex
Current offers
Linxea
Current offer
Bonus
100 EUR offerts ouverture Linxea Spirit 2 enfant mineur: 100 EUR
ouverture d'un contrat Linxea Spirit 2 pour enfant mineur
Source, checked September 26, 2026
Country by country
| Country | Bitpanda | Linxea |
|---|---|---|
| France | No | Yes |
Questions about each
Bitpanda
What is the minimum deposit at Bitpanda?+
The minimum deposit is €1, below the site median of €4.64, and Bitpanda ranks at 75 of 213 brands on that measure. Money can also be added at no charge, since deposits are free.
How much does it cost to trade shares?+
A stock trade costs €1. That sits above a commission-free model, where eToro charges $0, and Bitpanda ranks at 116 of 161 brands on stock trade fees, so the cost per order is the figure to weigh.
Linxea
What does it cost to open a Linxea account?+
Opening money on the Linxea Avenir contract carries 0% entry fee on Linxea Avenir 2, so there is no charge for putting money in. The floor is €100, which sits above the €4.64 typical across the brokers compared here. Costs therefore show up in what the contract holds rather than in an entry charge.
What can you actually invest in?+
The listed markets are funds and bonds, so the range is unit funds and bonds rather than individual shares, derivatives or crypto. That suits a saver who wants a managed long term holding. Anyone needing a wider asset list will have to look elsewhere.