Updated September 29, 2026 · BrokerCue Editorial Team
Bitpanda vs Swissquote
Bitpanda vs Swissquote: the differences
| Compare |  Bitpanda |  Swissquote |
|---|---|---|
| Minimum deposit | €1 | $1,000 |
| Stock trade fee | €1 | $20 |
| Markets | Stocks, ETFs, Crypto, Metals | Stocks, Forex, CFDs, Crypto |
| Regulators | FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA), Federal Financial Supervisory Authority (BaFin), Malta Financial Services Authority (MFSA), AT FMA | Commission de Surveillance du Secteur Financier (CSSF) |
| Inactivity fee | Not confirmed | $10 |
| Deposit and withdrawal fees | Free deposits | Not confirmed |
| Maximum retail leverage | Not confirmed | 1:100 |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Bitpanda scores higher overall: 9.3 vs 8.8.
- Regulators: only Bitpanda offers FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA).
- Regulators: only Swissquote offers Commission de Surveillance du Secteur Financier (CSSF).
- Bitpanda is licensed in 2 more countries.
- Markets: only Bitpanda offers ETFs, Metals.
- Markets: only Swissquote offers Forex, CFDs.
- Support channels: only Swissquote offers Phone.
- Features: only Bitpanda offers Crypto, Fractional shares.
Our verdict on each
Bitpanda
Bitpanda suits retail investors in Europe who want one app for shares, ETFs, crypto and metals, starting from a minimum deposit of €1. Regulated in Austria, Germany and Malta, it charges €1 for a stock trade, a per-trade cost active traders will notice.
Swissquote
Swissquote runs a Swiss bank entity under CSSF supervision with EU investor compensation, so it suits traders who want a bank behind the account. The trade-off is entry cost: a stock trade fee of $20 and a minimum deposit of $1,000 sit well above cheaper rivals.
Score breakdown
| Area | Bitpanda | Swissquote |
|---|---|---|
| Cost | 8.9HigherA minimum deposit of €1 and stock trade fees of €1, with free deposits, sit well against the site medians. | 8.3Costs run high: stock trade fee $20, minimum deposit $1,000 and inactivity fee $10 sit above site medians. |
| Offer | 8.7 | 9.0Higher |
| Trust | 10.0Higher | 9.0 |
Which one suits you
Pick Bitpanda if cost matter most.
Pick Swissquote if offer matter most.
Side by side, item by item
| Markets | Bitpanda | Swissquote |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | No |
| Forex | No | Yes |
| CFDs | No | Yes |
| Crypto | Yes | Yes |
| Metals | Yes | No |
Availability and regulation
| Country | Bitpanda | Swissquote |
|---|---|---|
| Austria | Austrian Financial Market Authority (FMA) MiCA CASP 5493007WZ7IFULIL8G21 AT_FMA PSD_EMI AT_FMA_54966 | Not confirmed |
| Germany | Federal Financial Supervisory Authority (BaFin) MiCA CASP 9845005X9B7N610K0093 | Not confirmed |
| Luxembourg | Not confirmed | Commission de Surveillance du Secteur Financier (CSSF) MiCA CASP 549300M2IHOB9P5WE714 |
| Malta | Malta Financial Services Authority (MFSA) MiCA CASP 984500DEID7B03J77118 | Not confirmed |
Sources behind this comparison
Bitpanda
- bitpanda.com: 8 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
Swissquote
- swissquote.com: 7 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
How they place
| Ranking | Bitpanda | Swissquote |
|---|---|---|
| Stock and ETF brokers | 11 of 471 | 187 of 471 |
Every fact side by side
| Fact | Bitpanda | Swissquote |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app, Demo accountCovers more | Demo account, Mobile app |
| Legal entity | Bitpanda GmbH | Swissquote Bank Europe SA |
| Headquarters | Austria | Luxembourg |
| Founded | Not confirmed | 1996 |
| Support channels | Help centre | Phone, Help centreCovers more |
Robo-advisors
| Fact | Bitpanda | Swissquote |
|---|---|---|
| Portfolio types | Not confirmed | ESG |
Where each stands against the rest
| Fact | Bitpanda | Swissquote | Median |
|---|---|---|---|
| Inactivity fee | Not confirmed | $10above the median | $0 |
Median across 37 listed brokers.
Pros and cons
Bitpanda
Pros
- The minimum deposit is €1, low against the site median of €4.64
- A stock trade costs €1 and deposits are free
- Regulated by the FMA, BaFin and the MFSA, with investor protection stated as EU ICS up to EUR 20,000
Cons
- Stock trade fees of €1 are higher than a commission-free model, where eToro charges $0
- Support runs on help centre only
- A flat stock trade fee of €1 does not suit frequent small trades
Swissquote
Pros
- Regulated by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, with the legal entity named as Swissquote Bank Europe SA.
- Covers stocks, forex, CFDs and crypto on a single account, with retail leverage of 1:100.
- A demo account and a mobile app are both listed features, so you can test before committing.
Cons
- Costs are high for a retail account: a stock trade fee of $20 against a site median of €0.
- The minimum deposit of $1,000 ranks 191 of 213, far above the site median of €4.64.
- An inactivity fee of $10 applies, where the site median is €0.
Who each suits
Bitpanda
Who it suits
- Beginners building a first portfolio in euro amounts
- Investors who want shares and crypto in one app
- Retail investors who value a low deposit of €1
Who should look elsewhere
- Active traders, since eToro charges $0 on a stock trade
- Anyone wanting phone or live chat help, as support runs on help centre
- Anyone wanting to start without funding, since CFI asks for a minimum deposit of $0 against €1 here
Swissquote
Who it suits
- Traders moving between forex, CFDs, crypto and shares on a single account
- Investors who put weight on a supervised bank entity and investor compensation
- People who want to practise on a demo account before risking money
Who should look elsewhere
- Newcomers with a small starting balance, since the minimum deposit is $1,000
- Share buyers focused on trading costs, given the stock trade fee of $20 against eToro at $0
- Passive long term investors, because the portfolio options listed are esg
Questions about each
Bitpanda
What is the minimum deposit at Bitpanda?+
The minimum deposit is €1, below the site median of €4.64, and Bitpanda ranks at 75 of 213 brands on that measure. Money can also be added at no charge, since deposits are free.
How much does it cost to trade shares?+
A stock trade costs €1. That sits above a commission-free model, where eToro charges $0, and Bitpanda ranks at 116 of 161 brands on stock trade fees, so the cost per order is the figure to weigh.
Swissquote
How much does it cost to trade shares with Swissquote?+
The stock trade fee is $20, which is well above the site median of €0. Swissquote ranks 161 of 161 on this measure, so share dealing here is costly. eToro, by contrast, charges $0 per trade.
What is the minimum deposit to open an account?+
The minimum deposit is $1,000, which is a high bar for a first account. On our data Swissquote ranks 191 of 213 on this measure, against a site median of €4.64. Vantage asks for $5 and CFI for $0.
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