Updated September 29, 2026 · BrokerCue Editorial Team
Bitpanda vs FBS
Where Bitpanda and FBS differ
| Compare |  Bitpanda |  FBS |
|---|---|---|
| Minimum deposit | €1 | $5 |
| Stock trade fee | €1 | $0 |
| Markets | Stocks, ETFs, Crypto, Metals | Stocks, ETFs, Forex, CFDs, Metals |
| Regulators | FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA), Federal Financial Supervisory Authority (BaFin), Malta Financial Services Authority (MFSA), AT FMA | Cyprus Securities and Exchange Commission |
| Deposit and withdrawal fees | Free deposits | Free |
| Account fee | Not confirmed | $0 |
| Inactivity fee | Not confirmed | $0 |
| Retail accounts that lose money | Not confirmed | 66.43% |
| EUR/USD spread | Not confirmed | 0.5% |
| Platforms | Not confirmed | MetaTrader 4, MetaTrader 5 |
Same on both: Investor protection (EU ICS up to EUR 20,000).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Bitpanda scores higher overall: 9.3 vs 9.1.
- Regulators: only Bitpanda offers FMA (Austria), BaFin (Germany), Austrian Financial Market Authority (FMA).
- Regulators: only FBS offers Cyprus Securities and Exchange Commission.
- Bitpanda is licensed in 2 more countries.
- Markets: only Bitpanda offers Crypto.
- Markets: only FBS offers Forex, CFDs.
- Support channels: only FBS offers Email, Phone.
- Features: only Bitpanda offers Crypto, Fractional shares.
Our verdict on each
Bitpanda
Bitpanda suits retail investors in Europe who want one app for shares, ETFs, crypto and metals, starting from a minimum deposit of €1. Regulated in Austria, Germany and Malta, it charges €1 for a stock trade, a per-trade cost active traders will notice.
FBS
Fbs Partners suits readers who want a plain, low cost picture from a firm regulated by the Cyprus Securities and Exchange Commission: the account fee is $0 and the stock trade fee is $0. The EUR/USD spread of 0.5% and the retail loss rate of 66.43% are the figures to weigh before funding.
Score breakdown
| Area | Bitpanda | FBS |
|---|---|---|
| Cost | 8.9A minimum deposit of €1 and stock trade fees of €1, with free deposits, sit well against the site medians. | 9.3Higher |
| Offer | 8.7 | 9.3Higher |
| Trust | 10.0Higher | 8.8 |
Where each is licensed and available
| Country | Bitpanda | FBS |
|---|---|---|
| Austria | Austrian Financial Market Authority (FMA) MiCA CASP 5493007WZ7IFULIL8G21 AT_FMA PSD_EMI AT_FMA_54966 | Not confirmed |
| Cyprus | Not confirmed | |
| Germany | Federal Financial Supervisory Authority (BaFin) MiCA CASP 9845005X9B7N610K0093 | Not confirmed |
| Malta | Malta Financial Services Authority (MFSA) MiCA CASP 984500DEID7B03J77118 | Not confirmed |
Where they rank in our lists
| Ranking | Bitpanda | FBS |
|---|---|---|
| Stock and ETF brokers | 11 of 471 | 110 of 471 |
What each covers
| Markets | Bitpanda | FBS |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| CFDs | No | Yes |
| Crypto | Yes | No |
| Metals | Yes | Yes |
Sources behind this comparison
Bitpanda
- bitpanda.com: 8 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
FBS
- investing.com: 10 facts, checked September 26, 2026
- fbs.eu: 7 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Bitpanda | FBS |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app, Demo accountCovers more | Demo account, Mobile app |
| Pricing model | Not confirmed | Commission free |
| Audience | Not confirmed | Beginners |
| Legal entity | Bitpanda GmbH | Tradestone Limited |
| Headquarters | Austria | Cyprus |
| Founded | Not confirmed | 2009 |
| Support channels | Help centre | Email, Phone, Help centreCovers more |
Where each stands against the rest
| Fact | Bitpanda | FBS | Median |
|---|---|---|---|
| Account fee | Not confirmed | $0at the median | $0 |
| Inactivity fee | Not confirmed | $0at the median | $0 |
| Retail accounts that lose money | Not confirmed | 66.43%below the median | 72.05% |
| EUR/USD spread | Not confirmed | 0.5%below the median | 0.65% |
Median across 52 listed brokers.
Pros and cons
Bitpanda
Pros
- The minimum deposit is €1, low against the site median of €4.64
- A stock trade costs €1 and deposits are free
- Regulated by the FMA, BaFin and the MFSA, with investor protection stated as EU ICS up to EUR 20,000
Cons
- Stock trade fees of €1 are higher than a commission-free model, where eToro charges $0
- Support runs on help centre only
- A flat stock trade fee of €1 does not suit frequent small trades
FBS
Pros
- An account regulated by the Cyprus Securities and Exchange Commission: Cyprus Securities and Exchange Commission licenses Tradestone Limited under 331/17, so the contract has a named entity behind it.
- The stock trade fee is $0 on a commission free model, so dealing in the shares and ETFs inside stocks, etfs and forex carries no ticket charge.
- The inactivity fee is $0, so a dormant balance is not quietly drained by account charges.
Cons
- The EUR/USD spread of 0.5% is the charge that lands on every forex and CFD trade, so currency traders feel it more than the flat fees suggest.
- The minimum deposit of $5 sits above CFI's $0, so readers who want the smallest opening balance have a lower floor elsewhere.
- The market list stocks, etfs and forex leaves out crypto and futures, which eToro covers in stocks, etfs and forex.
Who each suits
Bitpanda
Who it suits
- Beginners building a first portfolio in euro amounts
- Investors who want shares and crypto in one app
- Retail investors who value a low deposit of €1
Who should look elsewhere
- Active traders, since eToro charges $0 on a stock trade
- Anyone wanting phone or live chat help, as support runs on help centre
- Anyone wanting to start without funding, since CFI asks for a minimum deposit of $0 against €1 here
FBS
Who it suits
- Beginners opening a new trading account: the minimum deposit is $5 and the account fee is $0.
- Readers who hold shares and ETFs alongside forex: stocks, etfs and forex covers that mix on the same account.
- European readers who want a Cyprus regulated firm: Cyprus Securities and Exchange Commission licenses the entity behind the brand.
Who should look elsewhere
- Readers who want the smallest possible opening balance: CFI takes $0.
- Readers who need crypto or futures in the same account: eToro lists stocks, etfs and forex, and those lines sit outside stocks, etfs and forex.
- Readers who want crypto added to a forex, CFD, stock, ETF and metals mix: Vantage covers forex, cfds and stocks.
Questions about each
Bitpanda
What is the minimum deposit at Bitpanda?+
The minimum deposit is €1, below the site median of €4.64, and Bitpanda ranks at 75 of 213 brands on that measure. Money can also be added at no charge, since deposits are free.
How much does it cost to trade shares?+
A stock trade costs €1. That sits above a commission-free model, where eToro charges $0, and Bitpanda ranks at 116 of 161 brands on stock trade fees, so the cost per order is the figure to weigh.
FBS
What does it cost to run an account at Fbs Partners?+
The account fee is $0, the stock trade fee is $0 and the inactivity fee is $0, so nothing is charged for holding the account, dealing in shares or leaving a balance idle. Deposits and withdrawals carry no charge either. What remains on a forex or CFD trade is the spread, quoted at 0.5% on EUR/USD.
How much does the EUR/USD spread cost in practice?+
The EUR/USD spread is 0.5%. On a currency pair that spread is the dealer's charge for opening and closing, so it lands on every position rather than on a ticket line. The stock trade fee of $0 and the account fee of $0 sit alongside it, which makes the spread the number to size positions around.
Other options to compare
Other matchups
- Bitpanda vs flatex Online-Broker (DE)
- Bitpanda vs Trading 212
- Bitpanda vs Charles Schwab
- Bitpanda vs Freedom24
- Bitpanda vs Capital.com
- Bitpanda vs LYNX
- Bitpanda vs Swissquote
- Bitpanda vs TradeZero
- Bitpanda vs Wealthyhood
- Bitpanda vs M1
- Bitpanda vs Public
- Bitpanda vs tastyfx
- Bitpanda vs Betterment
- Bitpanda vs EC Markets
- Bitpanda vs ActivTrades
- Bitpanda vs XTB
- Bitpanda vs NAGA
- Bitpanda vs UNest
- Bitpanda vs Linxea
- Bitpanda vs Mintos
- Bitpanda vs Robinhood
- Bitpanda vs Kraken
- Bitpanda vs EBC Financial Group
- Bitpanda vs CapTrader
- Bitpanda vs Lightyear