Updated September 29, 2026 · BrokerCue Editorial Team
M1 vs Wealthyhood
Where M1 and Wealthyhood differ
| Compare |  M1 |  Wealthyhood |
|---|---|---|
| Minimum deposit | $0 | €1 |
| Stock trade fee | $0 | €0 |
| Markets | Stocks, ETFs, CryptoCovers more | Stocks, ETFs |
| Regulators | SIPC | Hellenic Capital Markets Commission, Financial Conduct Authority |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Interest on cash | 3.35%Higher | 2.36% |
| Account fee | Not confirmed | €0 |
| Margin rate | 5.9% | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | Free bank transfers; free card deposits up to EUR 2500 then 0.75% |
| Platforms | Not confirmed | Web, iOS app, Android app |
| Account types | IRA, Roth IRA, Joint | Not confirmed |
| Maximum retail leverage | Up to 50% of portfolio value | Not confirmed |
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Key differences
- Wealthyhood scores higher overall: 9.3 vs 9.0.
- Regulators: only M1 offers SIPC.
- Regulators: only Wealthyhood offers Hellenic Capital Markets Commission, Financial Conduct Authority.
- Wealthyhood is licensed in 1 more country.
- Markets: only M1 offers Crypto.
- Interest on cash is higher at M1: 3.35% vs 2.36%.
- Support channels: only Wealthyhood offers Email.
- Features: only M1 offers Crypto.
Our verdict on each
M1
M1 is a low-cost brokerage built for retirement savers and small investors who want shares, ETFs and crypto in a single account. Stock trades run at $0 and it places 1 of 213 brands on minimum deposit, though the managed portfolios want $10,000 to start.
Wealthyhood
Wealthyhood suits Greeks and British retail investors who want to build a portfolio of stocks and ETFs without paying per trade. Trading costs €0 and the account fee is €0, so the cost side is the reason to look here first. The catch is a small product range and support by email and help centre.
Score breakdown
| Area | M1 | Wealthyhood |
|---|---|---|
| Cost | 9.5Higher | 9.3 |
| Offer | 9.0HigherCosts carry the offer: 0% management fee, $0 stock trades and a $0 minimum deposit. | 8.9Trading stocks and ETFs costs €0 with €0 account fee, commission free model. |
| Trust | 8.6 | 9.5Higher |
What each covers
| Markets | M1 | Wealthyhood |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Crypto | Yes | No |
Positions in our rankings
| Ranking | M1 | Wealthyhood |
|---|---|---|
| Stock and ETF brokers | 145 of 471 | 85 of 471 |
| Robo-advisors | 55 of 151 | 23 of 151 |
Every fact side by side
| Fact | M1 | Wealthyhood |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile appCovers more | Fractional shares, Mobile app |
| Pricing model | Commission free | Commission free |
| Audience | Not confirmed | Beginners, Experienced |
| Legal entity | M1 FINANCE LLC | Wealthyhood Europe AEPEY |
| Headquarters | United States | Greece |
| Founded | 2015 | Not confirmed |
| Support channels | Help centre | Email, Help centreCovers more |
Robo-advisors
| Fact | M1 | Wealthyhood |
|---|---|---|
| Management fee | 0% | Not confirmed |
| Minimum investment | $10,000 | €1 |
| Portfolio types | ETF, Cash, CryptoCovers more | ETF, Cash |
Where each stands against the rest
| Fact | M1 | Wealthyhood | Median |
|---|---|---|---|
| Account fee | Not confirmed | €0at the median | €0 |
| Margin rate | 5.9%below the median | Not confirmed | 8.75% |
| Interest on cash | 3.35%above the median | 2.36%below the median | 3% |
Median across 52 listed brokers.
Pros and cons
M1
Pros
- Placing 1 of 213 brands on minimum deposit, so an account opens without a funding hurdle.
- Placing 1 of 161 brands on stock trade fees, with a stock trade costing $0.
- Uninvested cash earns 3.35%, and Pie portfolios mix etf, cash and crypto.
Cons
- Margin borrowing at 5.9% can cost more over a held position than the $0 trade fee saves.
- Support runs on help centre only, with no phone or live chat listed.
- Managed portfolios want $10,000 to start, well above the $0 brokerage entry point.
Wealthyhood
Pros
- Trading stocks and ETFs costs €0 and the account fee is €0
- A minimum deposit of €1 and a minimum investment of €1 keep entry small
- Fractional shares and a mobile app are both available, with access on Web, iOS app and Android app
Cons
- Support runs on email and help centre only, with no phone or live chat listed
- The range is limited to stocks and etfs
- Investor compensation sits at EU ICS up to EUR 20,000, below larger cash holdings
Who each suits
M1
Who it suits
- Self-directed investors who want to trade shares and ETFs without a per-trade charge.
- Retirement savers, since accounts include ira, roth ira and joint.
- People who want crypto alongside equities in the same account, under stocks, etfs and crypto.
Who should look elsewhere
- Traders who need forex, CFDs or futures, since eToro lists stocks, etfs and forex and M1 stops at stocks, etfs and crypto.
- Readers who want a wider asset list in the same app, because CFI covers stocks, etfs and forex.
- Managed portfolio buyers starting below $10,000, a floor that sits well above the $5 deposit Vantage asks to open an account.
Wealthyhood
Who it suits
- Greeks and British investors regulated in the UK and Greece, with the entity operating as Wealthyhood Europe AEPEY
- Beginners and experienced investors building a long term stock and ETF portfolio
- Small investors who want fractional shares and a low entry point
Who should look elsewhere
- Brokers wanting broader asset classes than stocks and etfs
- Traders who need phone or live chat support, since contact is limited to email and help centre
- Anyone holding a large cash balance, as cover stops at EU ICS up to EUR 20,000
Country by country
| Country | M1 | Wealthyhood |
|---|---|---|
| United States | Yes | No |
Questions about each
M1
What does it cost to trade shares at M1?+
Stock trades cost $0 and the account opens with a $0 minimum deposit, so there is no per-trade commission and no funding hurdle. The running cost sits in the spread and in currency conversion when shares priced in dollars are bought. Margin borrowing is charged at 5.9% and is the line most likely to run up a bill.
Is my money protected at M1?+
Protection runs through the scheme listed as SIPC, with cover stated as SIPC up to USD 500,000. It is the only regulator on file, so there is a single scheme to claim against and a single register to check. The membership record reads SIPC member 69670. The stated figure is a ceiling on the payout, not a stand-in for the balance itself.
Wealthyhood
What does it cost to trade stocks and ETFs?+
Trading costs €0 and the account fee is €0, so there is no per trade charge or annual cost on the standard account. Wealthyhood runs a commission free model. The free bank transfers keep money moving in and out without a fee.
What is the minimum deposit and investment?+
The minimum deposit is €1 and the minimum investment is €1. That makes small, regular amounts workable, and fractional shares let a portion of a share be bought. The app and web platform both handle orders.
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