Wealthyhood Review

Company background

Wealthyhood is a Greek-founded investment platform launched in 2021 by Alexandros Christodoulakis and Konstantinos Faliagkas. The company is incorporated in Greece as Wealthyhood Europe AEPEY, with a registered office at Solonos 60, Athens. It also maintains a UK office at 9 Kingsland Road, London. The platform is designed around long-term, passive investing for retail users who are new to the stock market. Wealthyhood attracted over 50,000 active users in the UK within two years of its app launch and began onboarding Greek users in July 2025. The company has raised external funding including a EUR 3.6 million round in 2025 with Global Wealth Group PLC as lead investor.

Fees and pricing

Wealthyhood operates a tiered subscription model. The Basic plan is free and includes zero-commission trading on stocks and ETFs that qualify for Smart Execution. ETFs without Smart Execution cost EUR 1 per transaction on any plan. The Plus plan costs EUR 2.99 per month and the Gold plan costs EUR 12.99 per month; both offer trial periods. Custody fees are zero across all plans. Bank transfer deposits and withdrawals are free. Card deposits are free up to a EUR 2,500 lifetime allowance; a 0.75% processing fee applies beyond that threshold. There is no inactivity fee.

Currency conversion applies when trading assets in a currency different from the account currency. The FX fee is 0.55% on the Basic plan, 0.35% on Plus, and 0.25% on Gold. Savings Vaults invest in money market funds; the rate is variable and depends on the underlying fund performance and plan tier.

Regulation and safety

Wealthyhood Europe AEPEY is authorised and regulated as an investment firm by the Hellenic Capital Markets Commission (HCMC) under activity licence number 3/1014. In the UK, Wealthyhood operates as an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 775330. Client investments and uninvested cash are held in segregated accounts, separate from company assets. EU clients are covered by the Hellenic Investment Guarantee Fund for up to EUR 30,000 per investor in the event of insolvency.

Platform experience

Wealthyhood is available through a web app and mobile apps on iOS and Android. The platform centres on a Portfolio Builder tool that guides users through a four-step process to select asset classes, geographies, sectors, and investment weightings. Pre-made portfolio templates are available. The Autopilot feature allows users to schedule monthly recurring investments, automate rebalancing, and reinvest dividends. The platform provides over 1,000 stocks and ETFs from US, UK, European, and global markets, with fractional share purchases starting from EUR 1. Educational content includes over 50 interactive learning guides and daily market news.

Pros and cons

Wealthyhood's strengths are its free Basic plan, zero commissions on stocks and ETFs with Smart Execution, no custody fee, free deposits and withdrawals, and beginner-oriented tools such as the Portfolio Builder, Autopilot, and educational guides. The Savings Vaults product extends the platform beyond pure investing to cash savings. Key drawbacks include a limited product range with no CFDs, forex, options, futures, or crypto, an FX fee of 0.55% on the free plan, a EUR 1 per transaction charge for ETFs outside Smart Execution, no demo account, and investor protection capped at EUR 30,000 under the Hellenic Investment Guarantee Fund.