Updated October 13, 2026 · BrokerCue Editorial Team
Bestinvest vs Saxo
Facts checked September 26, 2026.
Bestinvest vs Saxo: the differences
| Compare |  Bestinvest |  Saxo |
|---|---|---|
| Stock trade fee | £4.95 | $1 |
| Markets | Stocks, ETFs, Funds | Stocks, ETFs, Forex, CFDs, Options, Futures, Bonds, FundsCovers more |
| Currency conversion fee | 0.95% | 0.25%Lower |
| Platforms | Mobile app | SaxoInvestor, SaxoTrader |
| Account types | ISA, SIPP, Jisa | Joint, Corporate |
| Minimum deposit | Not confirmed | CHF 0 |
| Account fee | Not confirmed | €0 |
| Inactivity fee | Not confirmed | €0 |
| Regulators | Not confirmed | Danish Financial Supervisory Authority (FSA), Financial Conduct Authority (FCA) |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
| Retail accounts that lose money | Not confirmed | 64% |
| Options contract fee | Not confirmed | $2 |
| Deposit and withdrawal fees | Not confirmed | Free deposits and withdrawals |
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Key differences
- Founded is lower at Bestinvest: 1986 vs 1992.
- Currency conversion fee is lower at Saxo: 0.25% vs 0.95%.
- Markets: only Saxo offers Forex, CFDs, Options.
- Platforms: only Bestinvest offers Mobile app.
- Platforms: only Saxo offers SaxoInvestor, SaxoTrader.
- Account types: only Bestinvest offers ISA, SIPP, Jisa.
- Account types: only Saxo offers Joint, Corporate.
- Features: only Saxo offers Demo account, Fractional shares.
Our verdict on each
Bestinvest
Bestinvest is an online investment platform known for pairing wide investment choice with expert coaching and planning tools. It suits newcomers and steady investors who want ISAs, pensions and junior accounts with clear guidance while they shape long term goals.
Saxo
Saxo suits investors who want a Danish bank with no account or inactivity charge and a wide market list, but the stock trade fee is $1 and the FX fee is 0.25%. Costs stay predictable for long holders, less so for frequent traders.
Score breakdown
| Area | Bestinvest | Saxo |
|---|---|---|
| Cost | 8.2 | 9.1HigherAccount fee and inactivity fee are both €0 and €0, and the minimum deposit is CHF 0. Stock trades cost $1. |
| Offer | 8.9 | 9.3Higher |
| Trust | 9.7Higher | 9.5 |
How they place
| Ranking | Bestinvest | Saxo |
|---|---|---|
| Stock and ETF brokers | 249 of 471 | 78 of 471 |
| Investment platforms and apps | 53 of 86 | 17 of 86 |
Where each is licensed and available
| Country | Bestinvest | Saxo |
|---|---|---|
| Denmark | Not confirmed | |
| United Kingdom | Not confirmed |
A third option
Freestoxx has currency conversion fee at 0%, against 0.95% for Bestinvest and 0.25% for Saxo.
Freestoxx reviewEvery fact side by side
| Fact | Bestinvest | Saxo |
|---|---|---|
| Features | Mobile app | Demo account, Fractional shares, Mobile appCovers more |
| Pricing model | Low fees | Low fees |
| Audience | Beginners | Not confirmed |
| Legal entity | Evelyn Partners Investment Management Services Limited | Saxo Bank A/S |
| Headquarters | United Kingdom | Denmark |
| Founded | 1986Lower | 1992 |
| Support channels | Phone, Help centre | Not confirmed |
Robo-advisors
| Fact | Bestinvest | Saxo |
|---|---|---|
| Management fee | 0% to 0.4% | Not confirmed |
| Minimum investment | £50 | Not confirmed |
| Portfolio types | ETF, ESG, Cash | Not confirmed |
Where each stands against the rest
| Fact | Bestinvest | Saxo | Median |
|---|---|---|---|
| Account fee | Not confirmed | €0at the median | €0 |
| Inactivity fee | Not confirmed | €0below the median | €2.45 |
| Retail accounts that lose money | Not confirmed | 64%lowest quarter | 72.05% |
| Currency conversion fee | 0.95%highest quarter | 0.25%below the median | 0.45% |
| Options contract fee | Not confirmed | $2highest quarter | $0.625 |
Median across 52 listed brokers.
Pros and cons
Bestinvest
Pros
- Operates with over 40 years of experience dating back to 1986.
- Offers expert coaching and smart planning tools alongside investment choice.
- Covers more than 3,000 shares and funds plus ETFs and investment trusts.
Cons
- Management of investments happens online and through the mobile app.
- Ready-made Portfolios are built and managed by the parent company teams.
Saxo
Pros
- Account fee and inactivity fee are both €0 and €0
- Minimum deposit is CHF 0 and deposits and withdrawals carry no charge
- Regulated in Denmark by the Danish Financial Supervisory Authority and in the UK by the Financial Conduct Authority
Cons
- Stock trade fee of $1 sits well above the site median of €0
- FX fee of 0.25% applies on top of trading costs
- Investor protection is limited to the EU scheme at EU ICS up to EUR 20,000
Who each suits
Bestinvest
Who it suits
- New investors wanting coaching with investment choice
- Parents arranging junior ISAs and pensions for children
- Planners using ISAs and SIPPs for long term goals
Who should look elsewhere
- Traders seeking face to face branch service
- Investors wanting fully independent portfolio management
Saxo
Who it suits
- Investors holding stocks and ETFs long term who want no account or inactivity charge
- Traders who need forex, options, futures and CFDs on one account
- Joint and corporate account holders
Who should look elsewhere
- Beginners wanting commission-free share dealing, where eToro charges $0 per trade
- Small-balance traders unwilling to meet the Vantage minimum deposit of $5
- Frequent currency converters put off by the 0.25% FX fee
Country by country
| Country | Bestinvest | Saxo |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
Bestinvest
Which accounts does Bestinvest provide?+
Bestinvest provides ISAs, Self-invested Personal Pensions, a general investment account without annual limits, and junior versions for children. You can hold Ready-made Portfolios inside these accounts or select your own investments. The range supports goals from daily investing to retirement and childhood saving.
Who runs Bestinvest and its Ready-made Portfolios?+
Bestinvest has helped investors make the most of their money since 1986, building over 40 years of experience. Its Ready-made Portfolios are built and managed by expert teams at its parent company Evelyn Partners. That relationship gives hands off investors professional portfolio management within the platform.
Saxo
What does Saxo charge to hold an account?+
The account fee is €0 and the inactivity fee is €0, so there is no annual or dormancy charge. Saxo ranks 1 of 138 on account fee and 1 of 56 on inactivity fee. That makes it a straightforward choice for long-term holdings.
How much does it cost to buy a stock?+
Stock trades cost $1 through Saxo. That places it at 107 of 161 on this measure, and above the site median of €0. Active share traders should weigh that before opening.
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