Updated October 13, 2026 · BrokerCue Editorial Team
Bestinvest vs Nutmeg
Facts checked September 26, 2026.
What sets them apart
| Compare | ||
|---|---|---|
| Stock trade fee | £4.95 | £0Lower |
| Markets | Stocks, ETFs, Funds | ETFs, Funds, Stocks, BondsCovers more |
| Platforms | Mobile app | Web, Mobile appCovers more |
| Account types | ISA, SIPP, JisaCovers more | ISA, SIPP |
| Minimum deposit | Not confirmed | £500 |
| Regulators | Not confirmed | Financial Conduct Authority |
| Investor protection | Not confirmed | FSCS up to GBP 85,000 |
| Currency conversion fee | 0.95% | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | no set-up, trading or exit fees |
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Key differences
- Founded is lower at Bestinvest: 1986 vs 2012.
- Stock trade fee is lower at Nutmeg: £0 vs £4.95.
- Markets: only Nutmeg offers Bonds.
- Platforms: only Nutmeg offers Web.
- Account types: only Bestinvest offers Jisa.
- Support channels: only Nutmeg offers Email, Chat.
- Pricing model: only Bestinvest offers Low fees.
- Pricing model: only Nutmeg offers Commission free.
Our verdict on each
Bestinvest
Bestinvest is an online investment platform known for pairing wide investment choice with expert coaching and planning tools. It suits newcomers and steady investors who want ISAs, pensions and junior accounts with clear guidance while they shape long term goals.
Nutmeg
Nutmeg suits UK investors who want a managed portfolio held in an ISA or SIPP rather than a self-directed dealing account. The cost of that convenience is a single management fee of 0.25% to 0.75%, with a £0 stock trade fee and FSCS protection of FSCS up to GBP 85,000 in place.
Score breakdown
| Area | Bestinvest | Nutmeg |
|---|---|---|
| Cost | 8.2 | 9.0HigherManagement fees of 0.25% to 0.75% run above the robo-adviser median of 0.35%, and the entry floor is high. |
| Offer | 8.9 | 9.6Higher |
| Trust | 9.7Higher | 9.1 |
Side by side, item by item
| Markets | Bestinvest | Nutmeg |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Bonds | No | Yes |
| Funds | Yes | Yes |
| Account types | Bestinvest | Nutmeg |
|---|---|---|
| ISA | Yes | Yes |
| SIPP | Yes | Yes |
| Jisa | Yes | No |
How they place
| Ranking | Bestinvest | Nutmeg |
|---|---|---|
| Stock and ETF brokers | 249 of 471 | 101 of 471 |
| Investment platforms and apps | 53 of 86 | 21 of 86 |
| Robo-advisors | 101 of 151 | 32 of 151 |
| Stocks and shares ISA providers | 15 of 21 | 3 of 21 |
| SIPP providers | 14 of 22 | 3 of 22 |
| Junior ISA providers | 11 of 14 | 2 of 14 |
Where each is licensed and available
| Country | Bestinvest | Nutmeg |
|---|---|---|
| United Kingdom | Not confirmed | Financial Conduct Authority 552016 |
Available in 1 country for both.
Every fact side by side
| Fact | Bestinvest | Nutmeg |
|---|---|---|
| Features | Mobile app | Mobile app |
| Pricing model | Low fees | Commission free |
| Audience | Beginners | Not confirmed |
| Legal entity | Evelyn Partners Investment Management Services Limited | J.P. Morgan Personal Investing Limited |
| Headquarters | United Kingdom | United Kingdom |
| Founded | 1986Lower | 2012 |
| Support channels | Phone, Help centre | Email, Chat, Phone, Help centreCovers more |
Robo-advisors
| Fact | Bestinvest | Nutmeg |
|---|---|---|
| Management fee | 0% to 0.4%Lower | 0.25% to 0.75% |
| Minimum investment | £50Lower | £100 to £500 |
| Portfolio types | ETF, ESG, Cash | ETF, ESG, Cash |
Where each stands against the rest
| Fact | Bestinvest | Nutmeg | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | £500highest quarter | £20 |
| Stock trade fee | £4.95highest quarter | £0at the median | £0 |
| Currency conversion fee | 0.95%highest quarter | Not confirmed | 0.45% |
Median across 38 listed brokers.
Pros and cons
Bestinvest
Pros
- Operates with over 40 years of experience dating back to 1986.
- Offers expert coaching and smart planning tools alongside investment choice.
- Covers more than 3,000 shares and funds plus ETFs and investment trusts.
Cons
- Management of investments happens online and through the mobile app.
- Ready-made Portfolios are built and managed by the parent company teams.
Nutmeg
Pros
- One ongoing charge to read: management fees of 0.25% to 0.75%, with no set-up, trading or exit fees on top.
- Holdings span etfs, funds and stocks, so a managed basket can still cover a wide spread of asset types.
- Regulated by the Financial Conduct Authority, with FSCS protection of FSCS up to GBP 85,000 behind the account.
Cons
- Management fees of 0.25% to 0.75% sit above the robo-adviser median of 0.35%, and the cost rises as the balance grows.
- The opening deposit is £500 and later money goes in from £100 to £500, higher than the robo-adviser median of €60.06.
- The portfolio range is etf, esg and cash only, so there is no crypto or thematic option to tilt towards.
Who each suits
Bestinvest
Who it suits
- New investors wanting coaching with investment choice
- Parents arranging junior ISAs and pensions for children
- Planners using ISAs and SIPPs for long term goals
Who should look elsewhere
- Traders seeking face to face branch service
- Investors wanting fully independent portfolio management
Nutmeg
Who it suits
- UK investors who want a managed portfolio inside an ISA or a SIPP and accept a single ongoing charge for the service.
- People who would rather not research individual funds, since the holdings run to etf, esg and cash approaches chosen and held for you.
- Investors who want a phone line as well as written support, since email, chat and phone includes phone, chat, email and a help centre.
Who should look elsewhere
- Anyone starting with a small first payment, since the £500 deposit is well above the robo-advisor lower quartile of €0, and Axos Invest begins at $100 in US dollars.
- Shoppers who want the lowest ongoing charge, since eToro runs a 0% management fee and Vivid Standard charges 0.5% to 1.5%, against Nutmeg's 0.25% to 0.75%.
- Investors who want accounts in US dollars, because Axos Invest takes $100 in dollars while Nutmeg's £100 to £500 sits in pounds.
Current offers
Nutmeg
Current offer
Bonus
Earn £100 when you invest £1,000: GBP 100 cash reward
Invest at least £1,000 in one payment into a General Investment Account, Stocks and Shares ISA, Lifetime ISA, Junior ISA or Personal Pension and keep it invested for at least 6 months; new contributions only, transfers excluded; reward paid as unallocated cash within 55 days; new clients only, cannot be combined with other new-client offers
Source, checked September 26, 2026
Country by country
| Country | Bestinvest | Nutmeg |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Bestinvest
Which accounts does Bestinvest provide?+
Bestinvest provides ISAs, Self-invested Personal Pensions, a general investment account without annual limits, and junior versions for children. You can hold Ready-made Portfolios inside these accounts or select your own investments. The range supports goals from daily investing to retirement and childhood saving.
Who runs Bestinvest and its Ready-made Portfolios?+
Bestinvest has helped investors make the most of their money since 1986, building over 40 years of experience. Its Ready-made Portfolios are built and managed by expert teams at its parent company Evelyn Partners. That relationship gives hands off investors professional portfolio management within the platform.
Nutmeg
What does Nutmeg charge to manage my money?+
The charge is a single management fee of 0.25% to 0.75%, which sits above the robo-adviser median of 0.35% in this group. There are no set-up, trading or exit fees to add on top. Money can go in from £100 to £500, so the cost is a percentage of what you hold rather than a price per deal.
How much do I need to open an account?+
The minimum deposit is £500, and once the account is open money can go in from £100 to £500. That first payment is the step most readers notice, and it sits above the lower quartile of €0 across robo-advisers here.
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