Updated October 13, 2026 · BrokerCue Editorial Team
Wealthify vs Wombat Invest
Facts checked September 26, 2026.
Where Wealthify and Wombat Invest differ
| Compare |  Wealthify |  Wombat Invest |
|---|---|---|
| Minimum deposit | £1,000 | £10Lower |
| Markets | Stocks, ETFs, Bonds, FundsCovers more | Stocks, ETFs |
| Platforms | Web, iOS app, Android app | Quilter Invest app |
| Account types | ISA, SIPP | ISA, Jisa, SIPPCovers more |
| Stock trade fee | Not confirmed | £0 |
| Regulators | Financial Conduct Authority | Not confirmed |
| Investor protection | FSCS up to GBP 85,000 | Not confirmed |
| Currency conversion fee | Not confirmed | 0.4% to 0.75% |
| Deposit and withdrawal fees | No fees for deposits, withdrawals or transfers | Not confirmed |
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Key differences
- Founded is lower at Wealthify: 2016 vs 2017.
- Minimum deposit is lower at Wombat Invest: £10 vs £1,000.
- Markets: only Wealthify offers Bonds, Funds.
- Platforms: only Wealthify offers Web, iOS app, Android app.
- Platforms: only Wombat Invest offers Quilter Invest app.
- Account types: only Wombat Invest offers Jisa.
- Support channels: only Wealthify offers Phone.
- Features: only Wombat Invest offers Fractional shares.
- Pricing model: only Wealthify offers Low fees.
- Pricing model: only Wombat Invest offers Commission free.
Our verdict on each
Wealthify
Wealthify suits UK beginners who want a managed portfolio rather than a dealing account, with a minimum investment of £1,000 to £5,000. The appeal is the managed approach and the ISA and SIPP choice; the drawback is a starting amount well above most rivals.
Wombat Invest
Wombat Invest is a broker covering stocks and ETFs through a mobile app with fractional share access. It suits newcomers who want ISA, Junior ISA and SIPP account types and are comfortable managing a focused market range themselves for long term investing.
Score breakdown
| Area | Wealthify | Wombat Invest |
|---|---|---|
| Cost | 8.5Management fee of 0.6%, and a minimum investment running £1,000 to £5,000, both inside the robo-advisor field. | 9.1Higher |
| Offer | 9.4Higher | 9.0 |
| Trust | 8.7Higher | 8.3 |
Pick Wealthify if, pick Wombat Invest if
Pick Wealthify if offer, trust, and markets matter most.
Pick Wombat Invest if cost, minimum deposit, and account types matter most.
Also worth a look
Spreadex has minimum deposit at £0, against £1,000 for Wealthify and £10 for Wombat Invest.
Spreadex reviewWhat we checked
Wealthify
- wealthify.com: 12 facts, checked September 26, 2026
Wombat Invest
- quilterinvest.com: 8 facts, checked September 26, 2026
- cbinsights.com: 1 fact, checked September 26, 2026
- checkfree.co.uk: 1 fact, checked September 26, 2026
- moneytothemasses.com: 1 fact, checked September 26, 2026
- unbiased.co.uk: 1 fact, checked September 26, 2026
How they place
| Ranking | Wealthify | Wombat Invest |
|---|---|---|
| Stock and ETF brokers | 190 of 491 | 487 of 491 |
| Investment platforms and apps | 40 of 86 | 85 of 86 |
| Brokers for beginners | 54 of 88 | 87 of 88 |
| Stocks and shares ISA providers | 11 of 21 | 21 of 21 |
| SIPP providers | 10 of 22 | 22 of 22 |
| Junior ISA providers | 7 of 14 | 14 of 14 |
Every fact side by side
| Fact | Wealthify | Wombat Invest |
|---|---|---|
| Features | Mobile app | Fractional shares, Mobile appCovers more |
| Pricing model | Low fees | Commission free |
| Audience | Beginners | Beginners |
| Legal entity | Wealthify Limited | NuWealth Ltd |
| Headquarters | United Kingdom | Not confirmed |
| Founded | 2016Lower | 2017 |
| Support channels | Email, Chat, Phone, Help centreCovers more | Email, Chat, Help centre |
Where each stands against the rest
| Fact | Wealthify | Wombat Invest | Median |
|---|---|---|---|
| Minimum deposit | £1,000highest quarter | £10below the median | £20 |
| Stock trade fee | Not confirmed | £0at the median | £0 |
| Currency conversion fee | Not confirmed | 0.4% to 0.75%below the median | 0.45 |
Median across 34 listed brokers.
Pros and cons
Wealthify
Pros
- A management fee of 0.6% sits below the 0.5% to 1.5% charged on Vivid Standard business plans.
- The whole account is reachable through Web, iOS app and Android app, so a phone and a browser cover it end to end.
- Support runs on email, chat and phone, putting phone and chat help alongside email.
Cons
- The minimum investment of £1,000 to £5,000 is well above the $100 entry point at Axos Invest, and Wealthify ranks 68 of 82 brands on this measure.
- The management fee of 0.6% is not the lowest available, since eToro charges a management fee of 0%.
- The account line-up covers isa and sipp only, with no joint, corporate or general investment account in the range.
Wombat Invest
Pros
- Offers stocks and ETFs with fractional share access inside a mobile app
- Includes ISA, Junior ISA and SIPP account types for long term goals
Who each suits
Wealthify
Who it suits
- Beginners who want a portfolio chosen for them and an app in their hand, with Web, iOS app and Android app and an audience of beginners.
- Savers building an ISA or SIPP through isa and sipp who can clear a £1,000 to £5,000 minimum and prefer one recurring charge.
- Readers who value being able to ask a question, with email, chat and phone available across phone, chat and email.
Who should look elsewhere
- Anyone starting below £1,000 to £5,000: Axos Invest takes a managed portfolio minimum of $100, quoted in US dollars.
- Readers whose first question is the smallest ongoing charge: eToro's management fee is 0%.
- Traders who want to place their own orders: Wealthify runs the low fees managed model around portfolios in esg and cash rather than self-directed dealing.
Wombat Invest
Who it suits
- Beginners focused on stocks and ETFs by mobile
- Savers planning around ISA, Junior ISA or SIPP wrappers
Questions about each
Wealthify
What does Wealthify charge?+
Wealthify charges a single management fee of 0.6% on the portfolio it manages, and the same fee applies to both account types in the range. Deposits, withdrawals and transfers are not charged either, so the recurring percentage is the number to hold on to when you compare. There is no order ticket to price on this account.
How much do I need to start with Wealthify?+
The minimum investment runs £1,000 to £5,000, and the minimum deposit is £1,000. That is a high starting point for a robo-advisor: Axos Invest quotes a managed portfolio minimum of $100 in US dollars, and the median minimum across the brands compared is €25. Anyone starting below Wealthify's threshold needs a different provider.
Wombat Invest
What markets does Wombat Invest cover?+
Wombat Invest covers stocks and ETFs for retail investors. Access runs through a mobile app and includes fractional share positions. The range stays focused, so checking the available securities matters before choosing.
Which account types does Wombat Invest include?+
Wombat Invest includes ISA, Junior ISA and SIPP account types alongside its investment access. Each wrapper serves different long term aims and eligibility rules apply in practice. Reviewing the current account terms helps decide which structure matches household needs.