Updated October 13, 2026 · BrokerCue Editorial Team
Stash vs Totality
Where Stash and Totality differ
| Compare |  Stash |  Totality |
|---|---|---|
| Stock trade fee | $0Lower | $1 |
| Markets | Stocks, ETFs | Stocks, ETFs, Forex, CFDs, Options, Futures, Crypto, BondsCovers more |
| Platforms | Web, iOS, Android | Totality Core, Totality Edge, Totality Apex |
| Account types | IRA, Roth IRA | Joint, Corporate |
| Minimum deposit | $0 | Not confirmed |
| Account fee | $144 | Not confirmed |
| Regulators | SEC, FINRA | Not confirmed |
| Investor protection | SIPC up to USD 500,000 | Not confirmed |
| Options contract fee | Not confirmed | $0.75 |
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Key differences
- Stock trade fee is lower at Stash: $0 vs $1.
- Markets: only Totality offers Forex, CFDs, Options.
- Platforms: only Stash offers Web, iOS, Android.
- Platforms: only Totality offers Totality Core, Totality Edge, Totality Apex.
- Account types: only Stash offers IRA, Roth IRA.
- Account types: only Totality offers Joint, Corporate.
- Features: only Stash offers Fractional shares, Mobile app.
- Features: only Totality offers Demo account.
Our verdict on each
Stash
Stash suits US beginners who want a retirement pot built from a phone rather than a wide market. Trades cost $0 and the minimum deposit is free, but the account fee of $144 a year is the price of that simplicity.
Totality
For active investors seeking international diversification, Totality operates as Australia's global investing infrastructure company with multi asset market access. It provides stocks, ETFs, bonds, options, futures, FX and CFDs through professional platforms for self directed investors, asset managers and institutions.
Score breakdown
| Area | Stash | Totality |
|---|---|---|
| Cost | 9.1HigherA free minimum deposit and $0 trades rank 1 of 213 and 1 of 161, but the $144 account fee is the weight. | 8.5 |
| Offer | 8.8 | 9.5Higher |
| Trust | 9.0 | Not confirmed |
Positions in our rankings
| Ranking | Stash | Totality |
|---|---|---|
| Stock and ETF brokers | 148 of 471 | 452 of 471 |
| Investment platforms and apps | 31 of 86 | 83 of 86 |
Availability and regulation
| Country | Stash | Totality |
|---|---|---|
| United States | Not confirmed |
Sources behind this comparison
Stash
- stash.com: 14 facts, checked September 26, 2026
- tradingplatforms.com: 1 fact, checked September 26, 2026
Totality
- totality.com.au: 6 facts, checked September 26, 2026
Every fact side by side
| Fact | Stash | Totality |
|---|---|---|
| Features | Fractional shares, Mobile app | Demo account |
| Pricing model | Commission free | Not confirmed |
| Audience | Beginners | Not confirmed |
| Legal entity | Stash Investments LLC | Not confirmed |
| Headquarters | United States | Not confirmed |
| Founded | 2015 | Not confirmed |
| Support channels | Help centre | Not confirmed |
Robo-advisors
| Fact | Stash | Totality |
|---|---|---|
| Management fee | $108 to $144 | Not confirmed |
| Minimum investment | $5 | Not confirmed |
| Portfolio types | ETF | Not confirmed |
Where each stands against the rest
| Fact | Stash | Totality | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | Not confirmed | $25 |
| Stock trade fee | $0at the median | $1highest quarter | $0 |
| Account fee | $144highest quarter | Not confirmed | $0 |
| Options contract fee | Not confirmed | $0.75highest quarter | $0.625 |
Median across 134 listed brokers.
Pros and cons
Stash
Pros
- Stock trades cost $0 and the model is commission-free, so small orders carry no per-trade charge.
- The portfolio option is an etf portfolio alongside ira and roth ira accounts, which keeps retirement saving in one place.
- Access runs through Web, iOS and Android, and fractional shares spread small contributions across holdings.
Cons
- The account fee of $144 a year leaves Stash at 134 of 138 brands on that measure, while eToro lists $0.
- Support runs on help centre only, so questions about a retirement account are left to articles.
- Trading is limited to stocks and etfs with an etf portfolio, so there is no forex, crypto or CFD route.
Totality
Pros
- More than 23000 global stocks accessible across 50 plus exchanges
- More than 7400 ETFs spanning broad index, sector and thematic ideas
- More than 2900 listed options with chain trading and risk analytics
Cons
- Crypto linked offering covers nine pairs alongside crypto ETP exposure
- Platform focus remains on institutional grade charting and automated signals
Who each suits
Stash
Who it suits
- US beginners who want a retirement account, a phone app and a small starting amount rather than a wide market.
- Long-term savers content to hold stocks and etfs and an etf portfolio without picking markets themselves.
- Readers who weigh regulation first, since Stash is registered with SEC and FINRA in the US.
Who should look elsewhere
- Readers who want forex, crypto or CFDs, since CFI lists stocks, etfs and forex.
- Anyone put off by a yearly charge, as eToro lists $0 for its account.
- Readers who prefer a provider with a published entry figure, such as Vantage at $5, rather than a free minimum deposit.
Totality
Who it suits
- Self directed investors seeking performance and control
- Active traders thinking across global markets
- Asset managers and institutions needing scalable infrastructure
Who should look elsewhere
- Beginners wanting only simple domestic investing
Current offers
Stash
Current offer
Free trial
Try Stash for 7 days: 7-day trial
new Stash Plan subscriptions
Source, checked September 26, 2026
Country by country
| Country | Stash | Totality |
|---|---|---|
| United States | Yes | No |
Questions about each
Stash
How much does Stash cost to run?+
Running the plan costs a management fee of $108 to $144 a year, and the account fee is $144. Stock trades cost $0 and the model is commission-free, so the charge sits with the subscription rather than the order. The site median account fee is €0, so Stash sits at the dear end of the table.
How much do I need to start?+
The minimum deposit is free, and the minimum investment is $5, so an account can be opened at a size that suits a monthly habit rather than a lump sum. Stash ranks 1 of 213 brands on this measure, against a site median of €4.64.
Totality
What markets can you trade with Totality?+
Totality covers global stocks, ETFs, bonds, options, futures, FX and CFDs from a single platform. It also provides exposure to crypto linked pairs and crypto ETPs without wallets or cold storage. Discovery, analysis and execution stay connected across asset classes.
Who is Totality designed for?+
Totality serves self directed investors who want performance, control and professional grade tools. It also serves asset managers, institutions and SMSF investors focused on flexibility and long term wealth. Technology supports wealth and advisory firms alongside aligned partners.
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