Updated September 29, 2026 · BrokerCue Editorial Team
bunq vs Stash
Where bunq and Stash differ
| Compare |  bunq |  Stash |
|---|---|---|
| Minimum deposit | €10 | $0 |
| Markets | Stocks, ETFs, CryptoCovers more | Stocks, ETFs |
| Regulators | De Nederlandsche Bank, SIPC | SEC, FINRA |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Platforms | Bunq app | Web, iOS, Android |
| Stock trade fee | Not confirmed | $0 |
| Account fee | Not confirmed | $144 |
| Account types | Not confirmed | IRA, Roth IRA |
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Key differences
- Stash scores higher overall: 9.0 vs 8.9.
- Regulators: only bunq offers De Nederlandsche Bank, SIPC.
- Regulators: only Stash offers SEC, FINRA.
- Founded is lower at bunq: 2012 vs 2015.
- bunq is licensed in 1 more country.
- Markets: only bunq offers Crypto.
- Platforms: only bunq offers Bunq app.
- Platforms: only Stash offers Web, iOS, Android.
- Support channels: only bunq offers Email.
- Features: only bunq offers Crypto.
Our verdict on each
bunq
bunq suits beginners who want a modest minimum deposit, fractional shares and a mobile app for stocks, ETFs and crypto. Its published minimum is €10, but investors wanting a broader market selection or more support channels may prefer an alternative.
Stash
Stash suits US beginners who want a retirement pot built from a phone rather than a wide market. Trades cost $0 and the minimum deposit is free, but the account fee of $144 a year is the price of that simplicity.
Score breakdown
| Area | bunq | Stash |
|---|---|---|
| Cost | 8.9 | 9.1HigherA free minimum deposit and $0 trades rank 1 of 213 and 1 of 161, but the $144 account fee is the weight. |
| Offer | 8.7 | 8.8Higher |
| Trust | 9.1Higher | 9.0 |
Feature by feature
| Markets | bunq | Stash |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Crypto | Yes | No |
Where these facts come from
bunq
- bunq.com: 8 facts, checked September 26, 2026
- help.bunq.com: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Stash
- stash.com: 14 facts, checked September 26, 2026
- tradingplatforms.com: 1 fact, checked September 26, 2026
How they place
| Ranking | bunq | Stash |
|---|---|---|
| Stock and ETF brokers | 8 of 471 | 148 of 471 |
| Brokers for beginners | 5 of 88 | 38 of 88 |
Every fact side by side
| Fact | bunq | Stash |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile appCovers more | Fractional shares, Mobile app |
| Pricing model | Not confirmed | Commission free |
| Audience | Beginners | Beginners |
| Legal entity | BUNQ US BD LLC | Stash Investments LLC |
| Headquarters | Netherlands | United States |
| Founded | 2012Lower | 2015 |
| Support channels | Email, Help centreCovers more | Help centre |
Robo-advisors
| Fact | bunq | Stash |
|---|---|---|
| Management fee | Not confirmed | $108 to $144 |
| Minimum investment | Not confirmed | $5 |
| Portfolio types | Not confirmed | ETF |
Where each stands against the rest
| Fact | bunq | Stash | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Account fee | Not confirmed | $144highest quarter | $0 |
Median across 91 listed brokers.
Pros and cons
bunq
Pros
- The minimum deposit is €10.
- The available features include fractional shares, crypto and a mobile app.
- Regulatory listings include De Nederlandsche Bank in NL and SIPC in the US.
Cons
- Support runs through email and help centre only.
- The available markets cover stocks, ETFs and crypto.
- The stated EU investor protection is EU ICS up to EUR 20,000.
Stash
Pros
- Stock trades cost $0 and the model is commission-free, so small orders carry no per-trade charge.
- The portfolio option is an etf portfolio alongside ira and roth ira accounts, which keeps retirement saving in one place.
- Access runs through Web, iOS and Android, and fractional shares spread small contributions across holdings.
Cons
- The account fee of $144 a year leaves Stash at 134 of 138 brands on that measure, while eToro lists $0.
- Support runs on help centre only, so questions about a retirement account are left to articles.
- Trading is limited to stocks and etfs with an etf portfolio, so there is no forex, crypto or CFD route.
Who each suits
bunq
Who it suits
- Beginners comfortable investing through a mobile app.
- Investors interested in fractional shares.
- Retail investors focused on stocks, ETFs and crypto.
Who should look elsewhere
- Not for CFI users seeking a minimum deposit below €10.
- Not for eToro users seeking forex, CFDs or futures alongside the markets listed at stocks, etfs and crypto.
- Not for Vantage users seeking a minimum deposit below €10.
Stash
Who it suits
- US beginners who want a retirement account, a phone app and a small starting amount rather than a wide market.
- Long-term savers content to hold stocks and etfs and an etf portfolio without picking markets themselves.
- Readers who weigh regulation first, since Stash is registered with SEC and FINRA in the US.
Who should look elsewhere
- Readers who want forex, crypto or CFDs, since CFI lists stocks, etfs and forex.
- Anyone put off by a yearly charge, as eToro lists $0 for its account.
- Readers who prefer a provider with a published entry figure, such as Vantage at $5, rather than a free minimum deposit.
Current offers
bunq
Current offer
First period offer
No fees for buying or selling stocks for first 3 months: 0% for 3 months
Up to €100,000 in completed buy and sell orders
Source, checked September 26, 2026
Stash
Current offer
Free trial
Try Stash for 7 days: 7-day trial
new Stash Plan subscriptions
Source, checked September 26, 2026
Country by country
| Country | bunq | Stash |
|---|---|---|
| United States | No | Yes |
Questions about each
bunq
What is bunq's minimum deposit?+
bunq lists a minimum deposit of €10. This makes the platform relevant to readers comparing entry requirements for stock, ETF and crypto investing.
Which markets are available on bunq?+
bunq offers stocks, etfs and crypto. Its market choice therefore centres on shares, funds tracking baskets of assets and digital assets through the app.
Stash
How much does Stash cost to run?+
Running the plan costs a management fee of $108 to $144 a year, and the account fee is $144. Stock trades cost $0 and the model is commission-free, so the charge sits with the subscription rather than the order. The site median account fee is €0, so Stash sits at the dear end of the table.
How much do I need to start?+
The minimum deposit is free, and the minimum investment is $5, so an account can be opened at a size that suits a monthly habit rather than a lump sum. Stash ranks 1 of 213 brands on this measure, against a site median of €4.64.
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