Updated September 29, 2026 · BrokerCue Editorial Team
moomoo vs Stash
Where moomoo and Stash differ
| Compare |  moomoo |  Stash |
|---|---|---|
| Account fee | $0Lower | $144 |
| Markets | Stocks, ETFs, Options, CryptoCovers more | Stocks, ETFs |
| Regulators | SIPC | SEC, FINRA |
| Platforms | Moomoo app, Moomoo Desktop | Web, iOS, Android |
| Minimum deposit | Not confirmed | $0 |
| Options contract fee | $0 | Not confirmed |
| Account types | Not confirmed | IRA, Roth IRA |
Same on both: Stock trade fee ($0), Investor protection (SIPC up to USD 500,000).
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Key differences
- moomoo scores higher overall: 9.1 vs 9.0.
- Regulators: only moomoo offers SIPC.
- Regulators: only Stash offers SEC, FINRA.
- Account fee is lower at moomoo: $0 vs $144.
- Markets: only moomoo offers Options, Crypto.
- Platforms: only moomoo offers Moomoo app, Moomoo Desktop.
- Platforms: only Stash offers Web, iOS, Android.
- Support channels: only moomoo offers Email, Phone.
- Features: only moomoo offers Crypto, Demo account, Options.
Our verdict on each
moomoo
moomoo suits retail investors who want to trade stocks, ETFs, options and crypto without paying a commission on each trade, and who are comfortable holding a US SIPC member account. Its BrokerCue score is 7.5, and the appeal rests on cost rather than on the size of the market list.
Stash
Stash suits US beginners who want a retirement pot built from a phone rather than a wide market. Trades cost $0 and the minimum deposit is free, but the account fee of $144 a year is the price of that simplicity.
Score breakdown
| Area | moomoo | Stash |
|---|---|---|
| Cost | 9.5HigherEvery listed charge sits at $0 for stocks, $0 for options and $0 for the account. | 9.1A free minimum deposit and $0 trades rank 1 of 213 and 1 of 161, but the $144 account fee is the weight. |
| Offer | 9.1Higher | 8.8 |
| Trust | 8.6 | 9.0Higher |
Feature by feature
| Markets | moomoo | Stash |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Options | Yes | No |
| Crypto | Yes | No |
How they place
| Ranking | moomoo | Stash |
|---|---|---|
| Stock and ETF brokers | 17 of 471 | 148 of 471 |
Which one suits you
Pick moomoo if cost, offer, account fee, and markets matter most.
Pick Stash if trust matter most.
Sources behind this comparison
moomoo
- moomoo.com: 8 facts, checked September 26, 2026
- sipc.org: 3 facts, checked September 26, 2026
Stash
- stash.com: 14 facts, checked September 26, 2026
- tradingplatforms.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | moomoo | Stash |
|---|---|---|
| Features | Crypto, Demo account, Fractional shares, Options, Mobile appCovers more | Fractional shares, Mobile app |
| Pricing model | Commission free | Commission free |
| Audience | Not confirmed | Beginners |
| Legal entity | MOOMOO FINANCIAL INC | Stash Investments LLC |
| Headquarters | Not confirmed | United States |
| Founded | Not confirmed | 2015 |
| Support channels | Email, Phone, Help centreCovers more | Help centre |
Robo-advisors
| Fact | moomoo | Stash |
|---|---|---|
| Management fee | Not confirmed | $108 to $144 |
| Minimum investment | Not confirmed | $5 |
| Portfolio types | Not confirmed | ETF |
Where each stands against the rest
| Fact | moomoo | Stash | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | $0below the median | $25 |
| Stock trade fee | $0at the median | $0at the median | $0 |
| Account fee | $0at the median | $144highest quarter | $0 |
| Options contract fee | $0lowest quarter | Not confirmed | $0.625 |
Median across 134 listed brokers.
Pros and cons
moomoo
Pros
- A stock trade costs $0 and an options contract costs $0, and the pricing model is commission-free.
- The account fee is $0, so an account left open costs nothing to hold.
- crypto, demo account and fractional shares covers fractional shares, a demo account, options, crypto and a mobile app, which suits smaller sums and practice trades.
Cons
- The market list is narrower than eToro's, which covers stocks, etfs and forex, while moomoo's own list is stocks, etfs and options.
- Support runs on email, phone and help centre only, so there is no live chat listed for questions raised during a trading session.
- Protection rests on a single scheme, SIPC up to USD 500,000, and SIPC names a single body, so there is no second cover behind it.
Stash
Pros
- Stock trades cost $0 and the model is commission-free, so small orders carry no per-trade charge.
- The portfolio option is an etf portfolio alongside ira and roth ira accounts, which keeps retirement saving in one place.
- Access runs through Web, iOS and Android, and fractional shares spread small contributions across holdings.
Cons
- The account fee of $144 a year leaves Stash at 134 of 138 brands on that measure, while eToro lists $0.
- Support runs on help centre only, so questions about a retirement account are left to articles.
- Trading is limited to stocks and etfs with an etf portfolio, so there is no forex, crypto or CFD route.
Who each suits
moomoo
Who it suits
- Investors who want shares, ETFs, options and crypto on one commission-free account, since stocks, etfs and options covers all four.
- Smaller-sum investors who want fractional shares and a demo account, both named in crypto, demo account and fractional shares.
- Readers comfortable with a US SIPC member arrangement, given SIPC up to USD 500,000 and SIPC member 69739.
Who should look elsewhere
- Anyone who wants forex, contracts for difference, metals or futures in the same account: eToro covers stocks, etfs and forex.
- Readers who want metals alongside shares, ETFs and crypto: Vantage covers forex, cfds and stocks, while moomoo's list is stocks, etfs and options.
Stash
Who it suits
- US beginners who want a retirement account, a phone app and a small starting amount rather than a wide market.
- Long-term savers content to hold stocks and etfs and an etf portfolio without picking markets themselves.
- Readers who weigh regulation first, since Stash is registered with SEC and FINRA in the US.
Who should look elsewhere
- Readers who want forex, crypto or CFDs, since CFI lists stocks, etfs and forex.
- Anyone put off by a yearly charge, as eToro lists $0 for its account.
- Readers who prefer a provider with a published entry figure, such as Vantage at $5, rather than a free minimum deposit.
Current offers
Country by country
| Country | moomoo | Stash |
|---|---|---|
| United States | No | Yes |
Questions about each
moomoo
What does moomoo charge to trade stocks and options?+
On the commission-free account, the stock trade fee is $0 and the options contract fee is $0. The account fee is $0, so nothing is charged to keep the account open. Those figures are the whole cost side of the offer, and they apply to the same account rather than to a paid tier.
What does a commission-free account mean for the cost of a trade?+
The pricing model is commission-free, so a stock trade is charged at $0 rather than a percentage of the order, and an options contract at $0. Removing commission does not change the price at which an order is filled, so the buy and sell prices still matter as much as the fee line.
Stash
How much does Stash cost to run?+
Running the plan costs a management fee of $108 to $144 a year, and the account fee is $144. Stock trades cost $0 and the model is commission-free, so the charge sits with the subscription rather than the order. The site median account fee is €0, so Stash sits at the dear end of the table.
How much do I need to start?+
The minimum deposit is free, and the minimum investment is $5, so an account can be opened at a size that suits a monthly habit rather than a lump sum. Stash ranks 1 of 213 brands on this measure, against a site median of €4.64.
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