Plum vs Revolut - BrokerCue
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Broker Comparison

Plum vs Revolut

Compare Plum and Revolut side by side: fees, regulation, platforms.

Plum

Plum

Automated savings and beginner investors

Plum is a UK savings and investment app that automates saving, offers ISA, SIPP, mutual funds, and 3,000+ indโ€ฆ

VS
Revolut

Revolut

Beginners wanting integrated banking and investing

Revolut is a UK-based fintech offering stocks, ETFs, crypto, a robo-advisor, and an ISA through a single mobiโ€ฆ

Head-to-head comparison

Plum vs Revolut
Feature Plum Revolut
Minimum deposit - -
Stock trading fee 2 free lifetime trades then: ยฃ0.50/trade (Basic), ยฃ0.15/trade (Plus), ยฃ0.05/trade (Boost), ยฃ0.00/trade (Max); FX fee 0.60% (Basic), 0.45% (Plus), 0.30% (Boost), 0.15% (Max) per trade 1-10 free trades/month by plan; above allowance: 0.25% per order (min EUR 1); Ultra and Trading Pro: 0.12% per order
Regulators FCA FCA, Bank of Lithuania, SEC, FINRA
Best for Automated savings and beginner investors Beginners wanting integrated banking and investing
Markets & account
Stocks
ETFs
-
Crypto
-
Funds
-
Fractional Shares
Investment Plans
-
Ready Made Portfolios
-
Money Market Funds
Isa
Sipp
-
Savings Vaults
Multi Currency
-
Business Account
-

Pros & cons

Plum

Plum

Pros

  • Free Basic plan with automated savings and stock access
  • Stocks and Shares ISA and SIPP available on paid tiers
  • Fractional stock investing from ยฃ1
  • 3,000+ individual US company stocks available
  • 26 curated mutual funds from Vanguard and BlackRock
  • FCA-regulated with FSCS protection up to ยฃ85,000 on investments
  • Automated savings powered by spending analysis
  • Multiple savings account types including Cash ISA and Lifetime ISA

Cons

  • Individual stocks cannot be held inside the Stocks and Shares ISA - only mutual funds are ISA-eligible, leaving stock gains potentially subject to capital gains tax
  • Only 26 mutual funds available, a narrower range than dedicated investment platforms
  • Stacked fees on paid tiers: subscription fee plus platform fee plus fund manager fee
  • Two free lifetime trades then a per-trade charge on Basic and Plus plans
  • Crypto available only for EU/Cyprus users via Bitpanda; not available to UK customers
  • No demo or practice account
  • Fund access requires a paid subscription; Basic plan is limited
Revolut

Revolut

Pros

  • No minimum deposit
  • No inactivity, custody or withdrawal fees
  • Fractional shares from GBP/USD 1
  • Stocks and Shares ISA available for UK users
  • Robo-advisor available in the US, EEA, and Singapore
  • Revolut X offers low crypto fees (0% maker, 0.09% taker)
  • Integrated banking, payments, and investing in one app
  • Multi-currency account with 25+ currencies

Cons

  • Limited free trades per month on basic plans (1 on Standard)
  • 0.25% commission above free-trade allowance; higher than dedicated discount brokers
  • Crypto fees start at 1.49% on Standard/Plus plans (volume-tiered)
  • No demo account
  • No options or futures trading
  • No SIPP (personal pension) available
  • Web platform with TradingView charts limited to Ultra and Trading Pro subscribers
  • FX conversion fee of up to 0.5% applies when trading in a non-account currency
Plum

Plum

Plum is a UK savings and investment app that automates saving, offers ISA, SIPP, mutual funds, and 3,000+ individual stocks via a tiered subscription model.

Your capital is at risk. Other fees apply.

Revolut

Revolut

Revolut is a UK-based fintech offering stocks, ETFs, crypto, a robo-advisor, and an ISA through a single mobile-first app with integrated banking services.

Your capital is at risk. Other fees apply.

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