mBank Brokerage (eMakler) review
Updated October 17, 2026 · BrokerCue Editorial Team
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Our verdict
eMakler is a brokerage service connected to an mBank account.
Pros and cons
Pros
- The service is linked to an mBank account
- Shares, bonds and ETFs are listed
Cons
- The onboarding includes a MiFID questionnaire
Who it suits
- Polish mBank customers comparing the eMakler brokerage service.
Who should look elsewhere
- Anyone who does not want investing tied to a bank relationship
- Investors who want a wide selection of futures instruments
Account
eMakler is a brokerage service connected to an mBank account. Customers can select shares, bonds and ETFs themselves; the captured onboarding also includes a MiFID questionnaire. The source describes account-linked self-directed investing and does not make a return claim.
Markets Covered
Investors can buy and sell shares from the full range of securities traded on the Polish stock exchange. Futures contracts on the WIG20 index are also part of the offer, for those who want exposure to Poland's main equity benchmark. Access extends to the most important foreign exchanges, which gives an investor a route into international shares and funds from the same account. The range suits people who like to spread holdings across Poland and abroad, and who want one brokerage account to handle that spread.
Who runs the service
The service is run by the brokerage arm of the bank group, which handles both the investment arrangement and the services attached to it. Because the brokerage belongs to a larger banking business, customers work with a familiar institution rather than a standalone trading firm. The setup keeps investing close to everyday banking, so anyone already connected to the group can see both sides of their finances in one relationship.
Know your client questions
Before trading begins, investors starting out complete a questionnaire that checks their experience and understanding of investing. This step is common across regulated investment services and helps the provider match products to a client's knowledge. The answers shape which instruments are offered, so giving accurate information from the start avoids complications later and makes the early stages of investing more straightforward. Investors who want to understand the reasons behind each question can ask for the logic before answering, which keeps the process transparent.
A next step for bank customers
The offer is designed around existing customers of the bank group, which makes it a natural next step for someone already banking with the group. Investing sits beside daily money management instead of being a separate world, and that closeness can make it easier to keep track of transfers. People who do not hold a personal bank product with the bank can still open a separate investment arrangement, although that route is set up differently.
How mBank Brokerage (eMakler) compares
9.1 vs 9.0
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 9.3
9.1 vs 8.7
9.1 vs 8.6
9.1 vs 9.2
9.1 vs 8.7
9.1 vs 9.2
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.3
9.1 vs 8.0
Frequently asked questions
Which foreign markets can be reached through the account?+
The account gives access to several major overseas exchanges, so investors can add international shares and exchange traded funds to a portfolio. Dividends from some US shares are handled through a standard tax form, which lowers the tax withheld at payment. That keeps the paperwork for foreign holdings inside one account.
Which tax documents does the account produce each year?+
The account can send the annual PIT-8C document, a tax form linked to income from securities. Investors who prefer to avoid paper can have documentation delivered electronically. Both options keep the yearly paperwork for brokerage activity in a single, consistent form.
Who can take part in this brokerage service?+
The service is connected to a personal bank arrangement with the group, so existing customers are the main group it serves. People without that banking relationship can still open a separate investment arrangement with the brokerage arm. That route works differently, so it is worth understanding the setup before deciding which option is the better match for personal goals.
Which kinds of investments can be held through this service?+
Customers can choose shares, bonds and funds from the domestic stock exchange, and they can also reach major foreign exchanges from the same service. Futures on the main domestic index are part of the range, although that part of the selection is fairly limited next to the wider choice of shares and funds.
Does mBank Brokerage (eMakler) charge an inactivity fee?+
The inactivity fee at mBank Brokerage (eMakler) is PLN 0. (Source, checked October 17, 2026)
Sources
- moneteo.com/analizy/emakler checked October 17, 2026
Backs: Account fee, Markets, Inactivity fee, Features
“w przypadku braku tej zgody opłata roczna wyniesie 50 zł”
Compiled from 1 source page, checked October 17, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Stock trade fee, Regulators, Investor protection, Retail accounts that lose money.