Updated October 12, 2026 · BrokerCue Editorial Team
Markets.com vs willbe
Facts checked September 26, 2026.
Markets.com vs willbe: the differences
| Compare |  Markets.com |  willbe |
|---|---|---|
| Minimum deposit | $100 | €200 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread betting | ETFs, Funds, Metals |
| Currency conversion fee | 0.6% | 0.3%Lower |
| Deposit and withdrawal fees | no deposit or withdrawal fees | Free same-currency deposits and withdrawals |
| Platforms | Web Platform, Mobile App, MT4, MT5 | Willbe app |
| Stock trade fee | $0 | Not confirmed |
| Account fee | $0 | Not confirmed |
| Inactivity fee | $10 | Not confirmed |
| Regulators | CySEC, FCA, FSCA, ASIC | Not confirmed |
| Investor protection | EU ICS up to EUR 20,000 | Not confirmed |
| Retail accounts that lose money | 72.4% | Not confirmed |
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Key differences
- Currency conversion fee is lower at willbe: 0.3% vs 0.6%.
- Markets: only Markets.com offers Stocks, Forex, CFDs.
- Markets: only willbe offers Funds, Metals.
- Platforms: only Markets.com offers Web Platform, Mobile App, MT4.
- Platforms: only willbe offers Willbe app.
- Features: only Markets.com offers Copy trading, Demo account, Crypto.
- Pricing model: only Markets.com offers Commission free.
- Pricing model: only willbe offers Low fees.
- Audience: only Markets.com offers Experienced.
Our verdict on each
Markets.com
Markets.com suits retail traders who want stocks, forex, cfds, crypto and spread betting under a single account with no commission charged on share dealing. Stock trades carry fees of $0 and the account fee is $0, though the $100 minimum deposit and an inactivity charge of $10 are the figures to weigh.
willbe
willbe pairs phone based saving in nine currencies with ETF, fund, stock and gold investing from Liechtenstein. For savers who want cash style balances and market holdings in one app, it gives a clear starting point for steady long term plans.
Score breakdown
| Area | Markets.com | willbe |
|---|---|---|
| Cost | 8.9Commission-free model: stock trades at fees of $0, account fee of $0, currency conversion of 0.6%. | 8.9 |
| Offer | 9.7Higher | 8.9 |
| Trust | 9.9 | 9.9 |
Licences and countries
| Country | Markets.com | willbe |
|---|---|---|
| Australia | Not confirmed | |
| Cyprus | Not confirmed | |
| South Africa | Not confirmed | |
| United Kingdom | FCA 481853 | Not confirmed |
Where these facts come from
Markets.com
- markets.com: 6 facts, checked September 26, 2026
- tradingfinder.com: 4 facts, checked September 26, 2026
- wecomparebrokers.com: 2 facts, checked September 26, 2026
- commodity.com: 1 fact, checked September 26, 2026
- investingreviews.co.uk: 1 fact, checked September 26, 2026
willbe
- willbe-invest.com: 12 facts, checked September 26, 2026
How they place
| Ranking | Markets.com | willbe |
|---|---|---|
| Stock and ETF brokers | 49 of 491 | 36 of 491 |
| Brokers for beginners | 14 of 88 | 11 of 88 |
Every fact side by side
| Fact | Markets.com | willbe |
|---|---|---|
| Features | Mobile app, Copy trading, Demo account, CryptoCovers more | Mobile app |
| Pricing model | Commission free | Low fees |
| Audience | Beginners, ExperiencedCovers more | Beginners |
| Legal entity | Finalto Financial Services Limited | Liechtensteinische Landesbank AG |
| Headquarters | Not confirmed | Liechtenstein |
| Founded | Not confirmed | 1861 |
| Support channels | Email, Phone, Help centre | Email, Phone, Help centre |
Robo-advisors
| Fact | Markets.com | willbe |
|---|---|---|
| Management fee | Not confirmed | 0.49% |
| Minimum investment | Not confirmed | €200 |
| Portfolio types | Not confirmed | ETF, ESG, Cash |
Where each stands against the rest
| Fact | Markets.com | willbe | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Account fee | $0at the median | Not confirmed | $0 |
| Inactivity fee | $10above the median | Not confirmed | $0 |
| Retail accounts that lose money | 72.4%above the median | Not confirmed | 70.375% |
| Currency conversion fee | 0.6%above the median | 0.3%below the median | 0.4% |
Median across 81 listed brokers.
Pros and cons
Markets.com
Pros
- Stock trades carry fees of $0 on a commission-free model, so placing a share trade is not chargeable
- The account fee is $0, which ranks Markets.com at 1 of 138 brands on that measure
- Deposits and withdrawals carry no deposit or withdrawal fees, so moving money on and off the account stays cheap
Cons
- An inactivity charge of $10 catches dormant balances, placing Markets.com at 35 of 56 brands on that measure
- The minimum deposit of $100 is heavy, ranking at 148 of 213 brands, so a smaller opening balance rules it out
- A currency conversion fee of 0.6% sits on top of the commission-free model, so currency trades cost more than the share trades priced at $0
willbe
Pros
- One app covers saving alongside ETF, stock and gold investing
- Nine currency balances support everyday spending and saving abroad
- Physical gold option adds a tangible stability element
Cons
- Phone led service focused on app use alone
- Learning material such as the blog is offered in German only
- ETF and fund choice centres on a set savings plan range
Who each suits
Markets.com
Who it suits
- Retail traders who want stocks, forex, cfds, crypto and spread betting inside a single account
- Investors who trade often enough to clear the $100 minimum and steer clear of the $10 inactivity charge
- UK residents who want the account run by Finalto Financial Services Limited under the FCA
Who should look elsewhere
- Anyone opening with a small balance, since the $100 minimum deposit compares with a site median of €4.64 while CFI takes $0 and Vantage takes $5
- Long term holders of an idle balance, because an inactivity charge of $10 applies
- Traders who mainly want forex and the lowest way in, since CFI and Vantage set minimum deposits at $0 and $5
willbe
Who it suits
- Phone led savers who like currency choice and gold
- Long term planners who prefer steady diversification
Who should look elsewhere
- Readers who want desktop software or in person advice
- Readers who want English language guides and blogs
Current offers
willbe
Current offer
First period offer
Download the app and save 3 months of fees: 3 months of fees free
Source, checked September 26, 2026
Questions about each
Markets.com
Does Markets.com charge commission on shares?+
The pricing model is commission-free, and stock trades carry fees of $0 on the trade itself. Currency conversion of 0.6% and an inactivity charge of $10 sit outside that figure, so regular traders should build both into the running cost.
Is there a monthly or annual account fee?+
Fees run $0 on the account, which ranks Markets.com at 1 out of 138 brands on that measure. Deposits and withdrawals carry no deposit or withdrawal fees as well, so funding the account and taking money back out stay clear of extra charges.
willbe
Where is willbe based and who is behind it?+
willbe is the finance app from Liechtenstein. It comes from Liechtensteinische Landesbank and brings saving and investing together in one app for long term building of assets. Liechtenstein gives direct access to the EEA and is noted for a balanced national budget and an AAA standing.
How does the willbe app work?+
You manage saving and investing through the willbe app on your phone. You can hold cash style balances, run a savings plan and view gold, ETF, stock and managed options side by side. The layout keeps everyday balances and long term holdings in one clear view.
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