Updated October 1, 2026 · BrokerCue Editorial Team
Afranga vs Markets.com
What sets them apart
| Compare |  Afranga |  Markets.com |
|---|---|---|
| Minimum deposit | €10 | $100 |
| Account fee | €0 | $0 |
| Regulators | Financial Supervision Commission of Bulgaria | CySEC, FCA, FSCA, ASIC |
| Investor protection | None: not covered by any deposit guarantee scheme or investor compensation scheme | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | Depositing money Free; Withdrawing money Free | no deposit or withdrawal fees |
| Stock trade fee | Not confirmed | $0 |
| Inactivity fee | Not confirmed | $10 |
| Markets | Not confirmed | Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread betting |
| Retail accounts that lose money | Not confirmed | 72.4% |
| Currency conversion fee | Not confirmed | 0.6% |
| Platforms | Not confirmed | Web Platform, Mobile App, MT4, MT5 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Markets.com scores higher overall: 9.5 vs 9.3.
- Regulators: only Afranga offers Financial Supervision Commission of Bulgaria.
- Regulators: only Markets.com offers CySEC, FCA, FSCA.
- Markets.com is licensed in 3 more countries.
- Support channels: only Afranga offers Community.
- Pricing model: only Afranga offers Low fees.
- Pricing model: only Markets.com offers Commission free.
- Audience: only Markets.com offers Experienced.
Our verdict on each
Afranga
Afranga suits beginners who want a small entry point and a published target range on business lending. Charges of €0 and Depositing money Free; Withdrawing money Free keep running costs light, though 8% to 16% is a target rather than a promise and investor protection is listed as none.
Markets.com
Markets.com suits retail traders who want stocks, forex, cfds, crypto and spread betting under a single account with no commission charged on share dealing. Stock trades carry fees of $0 and the account fee is $0, though the $100 minimum deposit and an inactivity charge of $10 are the figures to weigh.
Score breakdown
| Area | Afranga | Markets.com |
|---|---|---|
| Cost | 10.0HigherAccount fee is €0 and Depositing money Free; Withdrawing money Free shows both directions are free. | 8.9Commission-free model: stock trades at fees of $0, account fee of $0, currency conversion of 0.6%. |
| Offer | 9.5Target return of 8% to 16% tops Fingood's 10% to 12.9%, a secondary market is available and minimum investment is €10. | 9.7Higher |
| Trust | 8.7Licensed under 863/12.09.2023, with no deposit guarantee or investor compensation scheme behind the money. | 9.9Higher |
How they place
| Ranking | Afranga | Markets.com |
|---|---|---|
| Brokers for beginners | 9 of 88 | 14 of 88 |
Where each is licensed and available
| Country | Afranga | Markets.com |
|---|---|---|
| Australia | Not confirmed | |
| Bulgaria | Financial Supervision Commission of Bulgaria 863/12.09.2023 | Not confirmed |
| Cyprus | Not confirmed | |
| South Africa | Not confirmed | |
| United Kingdom | Not confirmed | FCA 481853 |
What we checked
Afranga
- afranga.com: 10 facts, checked October 1, 2026
- fsc.bg: 1 fact, checked October 1, 2026
Markets.com
- markets.com: 6 facts, checked September 26, 2026
- tradingfinder.com: 4 facts, checked September 26, 2026
- wecomparebrokers.com: 2 facts, checked September 26, 2026
- commodity.com: 1 fact, checked September 26, 2026
- investingreviews.co.uk: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Afranga | Markets.com |
|---|---|---|
| Features | Not confirmed | Mobile app, Copy trading, Demo account, Crypto |
| Pricing model | Low fees | Commission free |
| Audience | Beginners | Beginners, ExperiencedCovers more |
| Legal entity | Afranga EOOD | Finalto Financial Services Limited |
| Headquarters | Bulgaria | Not confirmed |
| Founded | 2021 | Not confirmed |
| Support channels | Email, Phone, Help centre, CommunityCovers more | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Afranga | Markets.com | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Inactivity fee | Not confirmed | $10above the median | $0 |
| Retail accounts that lose money | Not confirmed | 72.4%above the median | 70.375% |
| Currency conversion fee | Not confirmed | 0.6%above the median | 0.4% |
Median across 81 listed brokers.
Pros and cons
Afranga
Pros
- The account fee is €0, so holding an account is free.
- Cash handling costs nothing either way: Depositing money Free; Withdrawing money Free.
- Minimum investment of €10 is the lowest of the 6 brands ranked on it, at position 1.
Cons
- There is no buyback guarantee, so a loan that goes unpaid stays on your books.
- Investor protection is listed as none, so a default on a loan you funded comes straight out of your own pocket.
- Afranga publishes a target return of 8% to 16%, while Fingood's 10% to 12.9% gives you a tighter band to plan around.
Markets.com
Pros
- Stock trades carry fees of $0 on a commission-free model, so placing a share trade is not chargeable
- The account fee is $0, which ranks Markets.com at 1 of 138 brands on that measure
- Deposits and withdrawals carry no deposit or withdrawal fees, so moving money on and off the account stays cheap
Cons
- An inactivity charge of $10 catches dormant balances, placing Markets.com at 35 of 56 brands on that measure
- The minimum deposit of $100 is heavy, ranking at 148 of 213 brands, so a smaller opening balance rules it out
- A currency conversion fee of 0.6% sits on top of the commission-free model, so currency trades cost more than the share trades priced at $0
Who each suits
Afranga
Who it suits
- Beginners putting a small first amount into business loans rather than trying it with a large sum.
- Investors who want the 8% to 16% target range without an account fee eating into it.
- Anyone comfortable that the money sits outside any deposit guarantee or investor compensation scheme.
Who should look elsewhere
- Fingood, if you would rather plan around a narrower return band of 10% to 12.9% than the wider 8% to 16% Afranga publishes.
- Anyone who relies on live chat, since support runs on email, phone, help centre and 1 more.
Markets.com
Who it suits
- Retail traders who want stocks, forex, cfds, crypto and spread betting inside a single account
- Investors who trade often enough to clear the $100 minimum and steer clear of the $10 inactivity charge
- UK residents who want the account run by Finalto Financial Services Limited under the FCA
Who should look elsewhere
- Anyone opening with a small balance, since the $100 minimum deposit compares with a site median of €4.64 while CFI takes $0 and Vantage takes $5
- Long term holders of an idle balance, because an inactivity charge of $10 applies
- Traders who mainly want forex and the lowest way in, since CFI and Vantage set minimum deposits at $0 and $5
Country by country
| Country | Afranga | Markets.com |
|---|---|---|
| Austria | Yes | No |
| Belgium | Yes | No |
| Bulgaria | Yes | No |
| Croatia | Yes | No |
| Cyprus | Yes | No |
| Czechia | Yes | No |
| Denmark | Yes | No |
| Estonia | Yes | No |
8 of 31 countries where either is available.
Questions about each
Afranga
How much does it cost to hold an account with Afranga?+
The account fee is €0, so holding an account is free. Most of the brands listed also charge nothing, though the highest account fee in the group reaches €348.65. Afranga sits with the majority rather than against them.
Does it cost anything to move money in or out?+
Depositing money is free and withdrawing money is free, so Depositing money Free; Withdrawing money Free applies to both sides. That means a small starting balance can be topped up or taken out without a charge eating into it, which matters more when your minimum is €10.
Markets.com
Does Markets.com charge commission on shares?+
The pricing model is commission-free, and stock trades carry fees of $0 on the trade itself. Currency conversion of 0.6% and an inactivity charge of $10 sit outside that figure, so regular traders should build both into the running cost.
Is there a monthly or annual account fee?+
Fees run $0 on the account, which ranks Markets.com at 1 out of 138 brands on that measure. Deposits and withdrawals carry no deposit or withdrawal fees as well, so funding the account and taking money back out stay clear of extra charges.
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