Updated September 29, 2026 · BrokerCue Editorial Team
Libertex vs Mintos
Libertex vs Mintos: the differences
| Compare | Libertex ReviewSee alternativesSee alternatives |  Mintos |
|---|---|---|
| Minimum deposit | €100 | €50Lower |
| Inactivity fee | $5 | €4.90 |
| Markets | Stocks, ETFs, Forex, CFDs, Options, Crypto, Bonds, MetalsCovers more | Bonds, ETFs, Crypto |
| Regulators | Cyprus Securities and Exchange Commission (CySEC) | Latvijas Banka, LV LV |
| Deposit and withdrawal fees | Withdrawal fees depend on payment method | Free bank transfer withdrawal; 2% card deposits |
| Platforms | Libertex, MetaTrader 4, MetaTrader 5 | Web, iOS, Android |
| Stock trade fee | €0 | Not confirmed |
| Account fee | Not confirmed | €0 |
| Retail accounts that lose money | 83% | Not confirmed |
| Currency conversion fee | Not confirmed | 0.5% |
| Maximum retail leverage | 1:30 | Not confirmed |
| Interest on cash | Not confirmed | 2.5% |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Libertex scores higher overall: 9.1 vs 9.0.
- Regulators: only Libertex offers Cyprus Securities and Exchange Commission (CySEC).
- Regulators: only Mintos offers Latvijas Banka, LV LV.
- Founded is lower at Libertex: 1997 vs 2015.
- Minimum deposit is lower at Mintos: €50 vs €100.
- Markets: only Libertex offers Stocks, Forex, CFDs.
- Platforms: only Libertex offers Libertex, MetaTrader 4, MetaTrader 5.
- Platforms: only Mintos offers Web, iOS, Android.
- Support channels: only Libertex offers Chat, Phone.
- Support channels: only Mintos offers Help centre, Community.
Our verdict on each
Libertex
Libertex suits EU traders who want forex, CFDs, options, crypto and share dealing under a single Cyprus Securities and Exchange Commission licence. Stock trades cost €0 on a commission free pricing model, and client protection is stated as EU ICS up to EUR 20,000.
Mintos
Mintos is a cheap, commission-free platform for lending money to businesses through their loan marketplace, with an account fee of €0 and a secondary market for exiting early. It suits investors who want lending exposure in euro-denominated loans rather than a share dealing account, and accept that the money carries borrower default risk.
Score breakdown
| Area | Libertex | Mintos |
|---|---|---|
| Cost | 8.9Stock trade fee ranks 1 of 161, while the minimum deposit of €100 is high for a first payment. | 8.9Account fee of €0, an inactivity fee of €4.90 and a minimum deposit of €50. |
| Offer | 9.6Higher | 9.2Minimum investment of €50, target return of 9.2% and a secondary market. |
| Trust | 9.0 | 9.0 |
Where they rank in our lists
| Ranking | Libertex | Mintos |
|---|---|---|
| Stock and ETF brokers | 117 of 471 | 9 of 471 |
If neither fits
XTB has minimum deposit at €0, against €100 for Libertex and €50 for Mintos.
XTB reviewEvery fact side by side
| Fact | Libertex | Mintos |
|---|---|---|
| Features | Crypto, Mobile app, Demo accountCovers more | Crypto, Mobile app |
| Pricing model | Commission free | Commission free |
| Legal entity | Indication Investments Ltd | SIA Mintos Payments |
| Headquarters | Cyprus | Latvia |
| Founded | 1997Lower | 2015 |
| Support channels | Email, Chat, Phone | Email, Help centre, Community |
P2P lending
| Fact | Libertex | Mintos |
|---|---|---|
| Target return | Not confirmed | 9.2% |
| Minimum investment | Not confirmed | €50 |
| Secondary market | Not confirmed | Yes |
Where each stands against the rest
| Fact | Libertex | Mintos | Median |
|---|---|---|---|
| Minimum deposit | €100highest quarter | €50above the median | €1 |
| Stock trade fee | €0below the median | Not confirmed | €1 |
| Account fee | Not confirmed | €0at the median | €0 |
| Retail accounts that lose money | 83%highest quarter | Not confirmed | 72.05% |
| Currency conversion fee | Not confirmed | 0.5%above the median | 0.45% |
| Interest on cash | Not confirmed | 2.5%below the median | 3% |
Median across 52 listed brokers.
Pros and cons
Libertex
Pros
- Stock trades cost €0 under a commission free pricing model
- Markets span stocks, etfs and forex under one regulated entity
- Retail leverage of 1:30 is available for EU clients
Cons
- The minimum deposit of €100 is high next to the brands compared here
- An inactivity fee of $5 applies to dormant accounts
- Retail accounts that lose money run at 83%
Mintos
Pros
- The account fee is €0, and Mintos ranks at 1 of 138 brands on that measure
- Investing is commission-free, and the minimum investment is €50
- A secondary market is available, so loans can be sold before they mature
Cons
- Card deposits cost Free bank transfer withdrawal; 2% card deposits, so topping up is dearer than a bank transfer
- An inactivity fee of €4.90 applies, against an inactivity fee position of 33 of 56
- The minimum deposit of €50 sits far above a site minimum deposit median of €4.64
Who each suits
Libertex
Who it suits
- Traders who want forex, CFDs, options, crypto and shares in a single account
- MetaTrader users who prefer a familiar charting platform
- EU clients who value CySEC oversight and Investor Compensation Scheme cover
Who should look elsewhere
- CFD traders who want a lower entry point, since CFI opens accounts from $0 against €100 here
- Savers who leave balances untouched, because an inactivity fee of $5 applies
- Anyone who needs no cap on retail leverage, since retail leverage stops at 1:30
Mintos
Who it suits
- Investors who want to lend to businesses and earn a target return of 9.2%
- Lenders who want a secondary market to sell a loan before it matures
- Euro-based investors who accept that defaults can reduce returns
Who should look elsewhere
- Share traders, who should look at eToro with a commission-free model and a wider market list
- Anyone wanting to start with a very small sum, since CFI takes a minimum deposit of $0
- Lenders who need a guaranteed buyback, as the return of 9.2% is a target rather than a promise
Questions about each
Libertex
What does it cost to trade stocks at Libertex?+
Stock trades are charged at €0 and the pricing model is commission free, so no separate dealing commission is added on top. Withdrawal costs also matter, since Withdrawal fees depend on payment method and the method you choose sets the amount.
What is the minimum deposit to open an account?+
The minimum deposit is €100, which sits above what most of the field asks for a first payment. CFI opens accounts from $0 and Vantage from $5, so anyone starting with a smaller sum is better served elsewhere.
Mintos
What fees does Mintos charge on an account?+
The account fee is €0, and the platform is commission-free, so there is no dealing charge on an investment. The charges that apply are a currency conversion fee of 0.5%, card deposit costs set out as Free bank transfer withdrawal; 2% card deposits, and an inactivity fee of €4.90.
How much do I need to put in to start lending?+
The minimum deposit is €50, and the smallest single investment is €50. The two figures are close, so funding to the deposit minimum is enough to purchase a loan. For scale, the site median for a minimum investment is €25.
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