Updated September 29, 2026 · BrokerCue Editorial Team
Libertex vs XTB
Libertex vs XTB: the differences
| Compare | Libertex ReviewSee alternativesSee alternatives |  XTB |
|---|---|---|
| Minimum deposit | €100 | €0Lower |
| Inactivity fee | $5 | €10 |
| Markets | Stocks, ETFs, Forex, CFDs, Options, Crypto, Bonds, MetalsCovers more | Stocks, ETFs, Forex, CFDs, Crypto |
| Regulators | Cyprus Securities and Exchange Commission (CySEC) | Cyprus Securities and Exchange Commission (CySEC), FCA, KNFCovers more |
| Retail accounts that lose money | 83% | 77% |
| Deposit and withdrawal fees | Withdrawal fees depend on payment method | Free deposits; free withdrawals above 100 EUR/USD |
| Platforms | Libertex, MetaTrader 4, MetaTrader 5 | XStation 5, XStation Mobile |
| Account fee | Not confirmed | €0 |
| Currency conversion fee | Not confirmed | 0.5% |
Same on both: Stock trade fee (€0), Investor protection (EU ICS up to EUR 20,000), Maximum retail leverage (1:30).
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Key differences
- XTB scores higher overall: 9.3 vs 9.1.
- Regulators: only XTB offers FCA, KNF.
- Founded is lower at Libertex: 1997 vs 2002.
- XTB is licensed in 2 more countries.
- Minimum deposit is lower at XTB: €0 vs €100.
- Markets: only Libertex offers Options, Bonds, Metals.
- Platforms: only Libertex offers Libertex, MetaTrader 4, MetaTrader 5.
- Platforms: only XTB offers XStation 5, XStation Mobile.
- Pricing model: only XTB offers Low fees.
Our verdict on each
Libertex
Libertex suits EU traders who want forex, CFDs, options, crypto and share dealing under a single Cyprus Securities and Exchange Commission licence. Stock trades cost €0 on a commission free pricing model, and client protection is stated as EU ICS up to EUR 20,000.
XTB
XTB suits retail traders who want to hold stocks, ETFs, forex, CFDs and crypto under one Cyprus-based account without a monthly charge. The account fee is €0, deposits cost nothing, and CySEC, FCA and KNF authorisations sit behind a legal entity founded in 2002.
Score breakdown
| Area | Libertex | XTB |
|---|---|---|
| Cost | 8.9Stock trade fee ranks 1 of 161, while the minimum deposit of €100 is high for a first payment. | 9.1Higher |
| Offer | 9.6Higher | 9.3 |
| Trust | 9.0 | 9.6Higher |
What we checked
Libertex
- libertex.com: 4 facts, checked September 26, 2026
- app.libertex.com: 2 facts, checked September 26, 2026
- brokers-exchange.com: 2 facts, checked September 26, 2026
- trusted-broker-reviews.com: 2 facts, checked September 26, 2026
- wecomparebrokers.com: 2 facts, checked September 26, 2026
XTB
- xtb.com: 10 facts, checked September 26, 2026
- hello-brokers.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- eupersonalfinance.eu: 1 fact, checked September 26, 2026
- linkedin.com: 1 fact, checked September 26, 2026
How they place
| Ranking | Libertex | XTB |
|---|---|---|
| Stock and ETF brokers | 117 of 471 | 3 of 471 |
| Forex brokers | 51 of 147 | 2 of 147 |
| Low-spread forex brokers | 49 of 145 | 2 of 145 |
| CFD brokers | 41 of 122 | 2 of 122 |
Every fact side by side
| Fact | Libertex | XTB |
|---|---|---|
| Features | Crypto, Mobile app, Demo account | Demo account, Mobile app, Crypto |
| Pricing model | Commission free | Commission free, Low feesCovers more |
| Audience | Not confirmed | Beginners |
| Legal entity | Indication Investments Ltd | XTB Limited |
| Headquarters | Cyprus | Cyprus |
| Founded | 1997Lower | 2002 |
| Support channels | Email, Chat, Phone | Email, Chat, Phone |
Where each stands against the rest
| Fact | Libertex | XTB | Median |
|---|---|---|---|
| Minimum deposit | €100highest quarter | €0below the median | €1 |
| Stock trade fee | €0below the median | €0below the median | €1 |
| Account fee | Not confirmed | €0at the median | €0 |
| Retail accounts that lose money | 83%highest quarter | 77%highest quarter | 72.05% |
| Currency conversion fee | Not confirmed | 0.5%above the median | 0.45% |
Median across 52 listed brokers.
Pros and cons
Libertex
Pros
- Stock trades cost €0 under a commission free pricing model
- Markets span stocks, etfs and forex under one regulated entity
- Retail leverage of 1:30 is available for EU clients
Cons
- The minimum deposit of €100 is high next to the brands compared here
- An inactivity fee of $5 applies to dormant accounts
- Retail accounts that lose money run at 83%
XTB
Pros
- Account fee of €0 on the standard account, and stock trades cost €0.
- Minimum deposit of €0, so the account opens without a funding floor.
- Regulated by CySEC, the FCA and KNF across Cyprus, the UK and Poland.
Cons
- An inactivity fee of €10 applies, unlike eToro, which has no such charge.
- Forex and CFD trading is not cost free: fx trading costs 0.5%.
- CFDs carry a high proportion of losing retail accounts, and XTB's own figure is 77%.
Who each suits
Libertex
Who it suits
- Traders who want forex, CFDs, options, crypto and shares in a single account
- MetaTrader users who prefer a familiar charting platform
- EU clients who value CySEC oversight and Investor Compensation Scheme cover
Who should look elsewhere
- CFD traders who want a lower entry point, since CFI opens accounts from $0 against €100 here
- Savers who leave balances untouched, because an inactivity fee of $5 applies
- Anyone who needs no cap on retail leverage, since retail leverage stops at 1:30
XTB
Who it suits
- Retail traders in the UK and Europe who want stocks, ETFs, forex, CFDs and crypto in one account
- Beginners who want a demo account and a mobile app before committing money
- Cost conscious traders who will not hold a balance large enough to trigger the inactivity fee
Who should look elsewhere
- Vantage, if a small minimum deposit of $5 suits a smaller starting balance better
- CFI, for traders who want forex and CFDs without paying an fx charge of 0.5%
- Anyone who plans to hold an idle balance for a long period, given the inactivity fee of €10
Questions about each
Libertex
What does it cost to trade stocks at Libertex?+
Stock trades are charged at €0 and the pricing model is commission free, so no separate dealing commission is added on top. Withdrawal costs also matter, since Withdrawal fees depend on payment method and the method you choose sets the amount.
What is the minimum deposit to open an account?+
The minimum deposit is €100, which sits above what most of the field asks for a first payment. CFI opens accounts from $0 and Vantage from $5, so anyone starting with a smaller sum is better served elsewhere.
XTB
What does XTB charge to open and hold an account?+
The account fee is €0, so there is no monthly or annual cost to keeping the account open. A stock trade costs €0 on the same account. The only recurring charge to watch is an inactivity fee of €10 for traders whose balance sits idle.
Is there a minimum deposit at XTB?+
The minimum deposit is €0, which means the account can be opened and funded with a small amount. It is a lower floor than the $5 asked by Vantage, so it suits a trader testing the platform before scaling up.
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