Updated September 29, 2026 · BrokerCue Editorial Team
Justwealth vs quirion
Where Justwealth and quirion differ
| Compare |  Justwealth |  quirion |
|---|---|---|
| Management fee | 0.5% | 0.48%Lower |
| Minimum investment | CA$5,000 | €0 |
| Account types | Corporate | Joint |
| Portfolio types | ETF, ESG | ETF, ESG, CashCovers more |
| Regulators | Not confirmed | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
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Key differences
- quirion scores higher overall: 9.2 vs 8.6.
- Management fee is lower at quirion: 0.48% vs 0.5%.
- Account types: only Justwealth offers Corporate.
- Account types: only quirion offers Joint.
- Portfolio types: only quirion offers Cash.
- Support channels: only quirion offers Chat.
Our verdict on each
Justwealth
Justwealth suits Canadian investors who want a managed ETF portfolio handled for them and accept a high starting balance. A management fee of 0.5% sits above the robo-advisor median of 0.35%, and the minimum investment of CAD 5,000 is the real barrier for most readers here.
quirion
quirion suits German and European savers who want a ready-made portfolio, with regulation by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and money held under the EU investor compensation scheme. A minimum investment of €0 makes it easy to begin, though the ongoing fee is higher than at some rivals.
Score breakdown
| Area | Justwealth | quirion |
|---|---|---|
| Cost | 8.5The management fee of 0.5% ranks 30 of 49 and the minimum of CAD 5,000 is well clear of the median. | 9.4HigherManagement fee of 0.48% with a minimum investment of €0 and no charge on deposits or withdrawals. |
| Offer | 8.8 | 9.2Higher |
| Trust | Not confirmed | 9.0 |
Availability and regulation
| Country | Justwealth | quirion |
|---|---|---|
| Germany | Not confirmed |
Where they rank in our lists
| Ranking | Justwealth | quirion |
|---|---|---|
| Stock and ETF brokers | 207 of 471 | 102 of 471 |
| Robo-advisors | 92 of 151 | 33 of 151 |
What we checked
Justwealth
- justwealth.com: 6 facts, checked September 26, 2026
- milliondollarjourney.com: 1 fact, checked September 26, 2026
quirion
- quirion.de: 8 facts, checked September 26, 2026
- bafin.de: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | Justwealth | quirion |
|---|---|---|
| Legal entity | Justwealth Financial Inc. | quirion AG |
| Headquarters | Canada | Germany |
| Founded | Not confirmed | 2013 |
| Support channels | Email, Phone, Help centre | Email, Chat, Phone, Help centreCovers more |
Brokers
| Fact | Justwealth | quirion |
|---|---|---|
| Minimum deposit | Not confirmed | €25 |
| Markets | ETFs | ETFs, FundsCovers more |
| Features | Not confirmed | Mobile app |
| Deposit and withdrawal fees | Not confirmed | free deposits and withdrawals |
Where each stands against the rest
| Fact | Justwealth | quirion | Median |
|---|---|---|---|
| Management fee | 0.5%above the median | 0.48%above the median | 0.35% |
Median across 87 listed brokers.
Pros and cons
Justwealth
Pros
- A single management fee of 0.5% covers the managed account, so the ongoing cost is easy to compare.
- Portfolio styles cover etf and esg, giving a plain ETF option and an ESG tilt.
- Support runs on email, phone and help centre, so help is available by phone and email as well as in the help centre.
Cons
- The minimum investment of CAD 5,000 sits far above the robo-advisor median of €60.06, which rules out readers investing smaller amounts.
- The management fee of 0.5% ranks 30 of 49 brands on our data, so price is not its strongest point.
- Markets are ETFs (etfs) and the account type listed is corporate (corporate), so the service is narrower than a general investment platform.
quirion
Pros
- Regulated by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), with money held under the EU investor compensation scheme up to the limit that scheme states
- Portfolio types cover etf, esg and cash, so a cash option sits alongside the ETF and ESG portfolios
- Support runs on email, chat and phone, and a mobile app covers the everyday account tasks
Cons
- The management fee of 0.48% is above the robo-advisor median of 0.35%, so the gap grows with the balance
- Investing covers etfs and funds only, so there is nothing here for readers who want to deal in individual shares
Who each suits
Justwealth
Who it suits
- Canadian savers with a lump sum who want an ETF portfolio picked and rebalanced for them.
- Anyone who can clear the CAD 5,000 minimum and prefers a single ongoing charge of 0.5%.
- Readers who want phone and email help (email, phone and help centre) rather than a chat-only desk.
Who should look elsewhere
- Small savers: Axos Invest asks for $100 to start, a fraction of what Justwealth asks for.
- Readers after no management charge: eToro lists 0% where Justwealth charges 0.5%.
- Shoppers comparing account pricing: Vivid Standard's fees run 0.5% to 1.5%, a different structure from one portfolio charge.
quirion
Who it suits
- First-time investors who would rather not choose funds and ETFs themselves
- German and European savers who want a regulated provider with a joint account option
- People who want part of their money in a cash portfolio and the rest managed
Who should look elsewhere
- Readers who want to deal in individual shares: quirion covers etfs and funds, so eToro is the closer fit for self-directed trading
- Readers who prefer to commit a larger sum from the start: Axos Invest asks for a minimum investment of $100, against €0 here
Current offers
Justwealth
Current offer
Bonus
Justwealth Welcome Bonus (review-site offer): Up to $500 cash back, tiered by deposit: $50 for $5,000-$24,999, $100 for $25,000-$49,999, $225 for $50,000-$99,999, $500 for $100,000 or more
Applies only to new clients who open and fund a new account; based on investment amount
Source, checked September 26, 2026
quirion
Current offer
Bonus
Studierendendepot: 50 EUR bonus for your first ETF portfolio: 50 EUR
For students, campaign runs until 16.11.2026
Source, checked September 26, 2026
Country by country
| Country | Justwealth | quirion |
|---|---|---|
| Germany | No | Yes |
Questions about each
Justwealth
How much does Justwealth cost?+
Justwealth charges a single management fee of 0.5% on the managed account. Portfolios are built from ETFs rather than individual shares (etfs), so the ongoing charge is the main cost line to compare against other robo-advisors, and there is no per-trade decision to make.
What is the minimum I need to start?+
You need a minimum investment of CAD 5,000 to open an account. That sits well above the robo-advisor median of €60.06 and above the €560.82 mark that most brands stay under, so smaller savers are ruled out early.
quirion
What does quirion cost?+
The management fee is 0.48%, taken on the portfolio rather than per trade. Deposits and withdrawals carry no charge, and support comes through email, chat and phone. The fee sits above the robo-advisor median of 0.35%, so a large balance costs more than it would at a lower-fee rival.
Is quirion regulated, and what happens to my money if the firm fails?+
quirion is regulated by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), the German financial supervisor, so it operates under supervision rather than as an informal saving scheme. Money with quirion is covered by the EU investor compensation scheme up to the limit that scheme states. That protection concerns the firm failing, not the market moving against a portfolio.
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