Updated September 29, 2026 · BrokerCue Editorial Team
EBC Financial Group vs quirion
Where EBC Financial Group and quirion differ
| Compare |  EBC Financial Group |  quirion |
|---|---|---|
| Minimum deposit | $50 | €25 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto | ETFs, Funds |
| Regulators | Financial Conduct Authority | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | Not confirmed | free deposits and withdrawals |
| Platforms | MT4, MT5, EBC mobile app | Not confirmed |
| Account types | Not confirmed | Joint |
| Maximum retail leverage | 1:500 | Not confirmed |
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Key differences
- quirion scores higher overall: 9.2 vs 9.0.
- Regulators: only EBC Financial Group offers Financial Conduct Authority.
- Regulators: only quirion offers Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).
- Founded is lower at EBC Financial Group: 1994 vs 2013.
- Markets: only EBC Financial Group offers Stocks, Forex, CFDs.
- Markets: only quirion offers Funds.
- Features: only EBC Financial Group offers Demo account, Copy trading.
Our verdict on each
EBC Financial Group
EBC Financial Group suits UK traders who want a single account covering forex, CFDs, stocks, ETFs and crypto, held with a firm authorised by the Financial Conduct Authority.
quirion
quirion suits German and European savers who want a ready-made portfolio, with regulation by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and money held under the EU investor compensation scheme. A minimum investment of €0 makes it easy to begin, though the ongoing fee is higher than at some rivals.
Score breakdown
| Area | EBC Financial Group | quirion |
|---|---|---|
| Cost | 8.7Entry amount of $50 against $0 at CFI and $5 at Vantage, with retail leverage up to 1:500. | 9.4HigherManagement fee of 0.48% with a minimum investment of €0 and no charge on deposits or withdrawals. |
| Offer | 9.4Higher | 9.2 |
| Trust | 9.1Higher | 9.0 |
Feature by feature
| Markets | EBC Financial Group | quirion |
|---|---|---|
| Stocks | Yes | No |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | No |
| Crypto | Yes | No |
| Funds | No | Yes |
Where each is licensed and available
| Country | EBC Financial Group | quirion |
|---|---|---|
| Germany | Not confirmed | |
| United Kingdom | Financial Conduct Authority 927552 | Not confirmed |
Sources behind this comparison
EBC Financial Group
- ebcfin.co.uk: 4 facts, checked September 26, 2026
- wikifx.com: 3 facts, checked September 26, 2026
- fastbull.com: 2 facts, checked September 26, 2026
- forex.wikibit.com: 1 fact, checked September 26, 2026
quirion
- quirion.de: 9 facts, checked September 26, 2026
- bafin.de: 2 facts, checked September 26, 2026
How they place
| Ranking | EBC Financial Group | quirion |
|---|---|---|
| Stock and ETF brokers | 18 of 471 | 102 of 471 |
Every fact side by side
| Fact | EBC Financial Group | quirion |
|---|---|---|
| Features | Demo account, Copy trading, Mobile appCovers more | Mobile app |
| Legal entity | EBC Financial Group (UK) Ltd | quirion AG |
| Headquarters | United Kingdom | Germany |
| Founded | 1994Lower | 2013 |
| Support channels | Not confirmed | Email, Chat, Phone, Help centre |
Pros and cons
EBC Financial Group
Pros
- Regulated by the Financial Conduct Authority under licence 927552
- One account covers stocks, etfs and forex without needing a second firm
- Platforms in MT4, MT5 and EBC mobile app cover both MetaTrader terminals plus the EBC mobile app
Cons
- Retail leverage runs to 1:500, so a modest balance can be lost quickly
- The entry amount of $50 is above $0 at CFI and $5 at Vantage
- Bonds, funds and futures are not among its stocks, etfs and forex
quirion
Pros
- Regulated by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), with money held under the EU investor compensation scheme up to the limit that scheme states
- Portfolio types cover etf, esg and cash, so a cash option sits alongside the ETF and ESG portfolios
- Support runs on email, chat and phone, and a mobile app covers the everyday account tasks
Cons
- The management fee of 0.48% is above the robo-advisor median of 0.35%, so the gap grows with the balance
- Investing covers etfs and funds only, so there is nothing here for readers who want to deal in individual shares
Who each suits
EBC Financial Group
Who it suits
- UK residents who want an account with a firm authorised by the Financial Conduct Authority
- Traders who want forex, CFDs and crypto handled in the same place
- Copy trading users, since demo account, copy trading and mobile app lists it
Who should look elsewhere
- CFI, whose minimum deposit is $0, if you want a smaller starting balance
- Vantage, at $5, is another option for a lighter entry
- eToro, whose markets reach stocks, etfs and forex, for anyone also wanting bonds, funds or futures
quirion
Who it suits
- First-time investors who would rather not choose funds and ETFs themselves
- German and European savers who want a regulated provider with a joint account option
- People who want part of their money in a cash portfolio and the rest managed
Who should look elsewhere
- Readers who want to deal in individual shares: quirion covers etfs and funds, so eToro is the closer fit for self-directed trading
- Readers who prefer to commit a larger sum from the start: Axos Invest asks for a minimum investment of $100, against €0 here
Current offers
quirion
Current offer
Bonus
Studierendendepot: 50 EUR bonus for your first ETF portfolio: 50 EUR
For students, campaign runs until 16.11.2026
Source, checked September 26, 2026
Country by country
| Country | EBC Financial Group | quirion |
|---|---|---|
| Germany | No | Yes |
Questions about each
EBC Financial Group
How much do I need to deposit to start?+
The minimum deposit is $50. For comparison, CFI lists $0 and Vantage lists $5, and the median minimum deposit across brands on the site is €4.64. That sits at the higher end of the field, so check it against the balance you intend to hold.
Is my money protected if something goes wrong?+
Yes. EBC Financial Group is regulated by the Financial Conduct Authority and holds licence 927552. Eligible deposits are covered to the limit stated in the FSCS up to GBP 85,000 scheme, and that protection sits with the regulated entity rather than the brand name.
quirion
What does quirion cost?+
The management fee is 0.48%, taken on the portfolio rather than per trade. Deposits and withdrawals carry no charge, and support comes through email, chat and phone. The fee sits above the robo-advisor median of 0.35%, so a large balance costs more than it would at a lower-fee rival.
Is quirion regulated, and what happens to my money if the firm fails?+
quirion is regulated by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), the German financial supervisor, so it operates under supervision rather than as an informal saving scheme. Money with quirion is covered by the EU investor compensation scheme up to the limit that scheme states. That protection concerns the firm failing, not the market moving against a portfolio.
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