Updated September 28, 2026 · BrokerCue Editorial Team
Dodl vs OneFamily
Where Dodl and OneFamily differ
| Compare |  Dodl |  OneFamily |
|---|---|---|
| Markets | Stocks, ETFs, FundsCovers more | Stocks, Funds |
| Regulators | Financial Conduct Authority | Financial Conduct Authority (FCA) |
| Deposit and withdrawal fees | free deposits and withdrawals | 25% government withdrawal charge on non-qualifying withdrawals |
| Account types | ISA, SIPP, Lisa | Lisa, Jisa |
| Stock trade fee | £0 | Not confirmed |
| Currency conversion fee | 0.75% | Not confirmed |
| Platforms | Dodl app | Not confirmed |
| Interest on cash | 3.8% | Not confirmed |
Same on both: Minimum deposit (£25), Investor protection (FSCS up to GBP 85,000).
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Key differences
- Dodl scores higher overall: 8.8 vs 8.7.
- Regulators: only Dodl offers Financial Conduct Authority.
- Regulators: only OneFamily offers Financial Conduct Authority (FCA).
- Markets: only Dodl offers ETFs.
- Account types: only Dodl offers ISA, SIPP.
- Account types: only OneFamily offers Jisa.
- Support channels: only Dodl offers Chat.
Our verdict on each
Dodl
Dodl is an AJ Bell app aimed at UK beginners who want to sidestep dealing costs entirely. Stock trades cost £0 and cash earns 3.8%, so the saving comes from the fee-free model rather than from a richer market list.
OneFamily
OneFamily suits UK parents saving for a child in a Lifetime ISA or Junior ISA, with a minimum deposit of £25 and a low entry point. It is a focused family provider rather than a general investing platform, and a government withdrawal charge makes early access expensive.
Score breakdown
| Area | Dodl | OneFamily |
|---|---|---|
| Cost | 8.9Higher | 8.8Low entry cost with a minimum deposit of £25, but the government withdrawal charge on non-qualifying withdrawals adds a real cost. |
| Offer | 9.2HigherStock trade fee of £0 across isa, sipp and lisa, plus free deposits and withdrawals, undercuts priced platforms. | 8.9 |
| Trust | 8.6 | 8.6 |
What each covers
| Markets | Dodl | OneFamily |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | No |
| Funds | Yes | Yes |
| Account types | Dodl | OneFamily |
|---|---|---|
| ISA | Yes | No |
| SIPP | Yes | No |
| Lisa | Yes | Yes |
| Jisa | No | Yes |
How they place
| Ranking | Dodl | OneFamily |
|---|---|---|
| Stock and ETF brokers | 168 of 490 | 190 of 490 |
| Investment platforms and apps | 34 of 85 | 42 of 85 |
| Lifetime ISA providers | 5 of 13 | 7 of 13 |
What we checked
Dodl
- dodl.co.uk: 12 facts, checked September 26, 2026
- help.dodl.co.uk: 3 facts, checked September 26, 2026
OneFamily
- onefamily.com: 8 facts, checked September 26, 2026
Every fact side by side
| Fact | Dodl | OneFamily |
|---|---|---|
| Features | Mobile app | Not confirmed |
| Pricing model | Commission free, Low fees | Not confirmed |
| Audience | Beginners | Not confirmed |
| Legal entity | AJ Bell | Family Assurance Friendly Society Limited |
| Support channels | Email, Chat, Help centreCovers more | Help centre, Email |
Where each stands against the rest
| Fact | Dodl | OneFamily | Median |
|---|---|---|---|
| Minimum deposit | £25at the median | £25at the median | £25 |
| Stock trade fee | £0at the median | Not confirmed | £0 |
| Currency conversion fee | 0.75%highest quarter | Not confirmed | 0.4% |
| Interest on cash | 3.8%highest quarter | Not confirmed | 3% |
Median across 34 listed brokers.
Pros and cons
Dodl
Pros
- Stock trades cost £0, the lowest stock trade fee recorded in this comparison
- free deposits and withdrawals means moving money in and out adds nothing to a portfolio
- Cash held with the account earns interest of 3.8% while you save for a purchase
Cons
- Cash interest of 3.8% is a variable rate, so the return on uninvested money can move
- Dealing runs on Dodl app only, which suits casual investors less well than a desktop platform
- Support runs on email, chat and help centre only, so there is no phone line for urgent account problems
OneFamily
Pros
- Minimum deposit of £25 keeps starting small easy for family saving
- You can hold stocks and funds in the account, so a child account can be invested rather than only held in cash
- Regulated by the Financial Conduct Authority (FCA) in the UK
Cons
- Deposit and withdrawal fees run a government withdrawal charge of a share of the pot on non-qualifying withdrawals, so money taken out early is reduced
- Support runs on help centre and email only, with no phone or live chat route listed
- The account list is lisa and jisa, so there is no general investing or pension account here
Who each suits
Dodl
Who it suits
- UK beginners opening a first stocks, ETFs and funds portfolio
- Investors who want dealing fees at £0 and want to keep cash earning 3.8%
- Savers setting aside money in an ISA, SIPP or LISA before investing
Who should look elsewhere
- Traders who need a desktop dealing platform, because dealing sits on Dodl app
- Anyone wanting phone support, since help runs on email, chat and help centre
- Investors who trade often in foreign currency, where 0.75% charges apply
OneFamily
Who it suits
- Parents building a tax-free pot for a child through a Lifetime ISA
- Parents saving for a child too young to hold an adult account, using a Junior ISA
- Investors who want an FCA-authorised provider behind a small minimum deposit
Who should look elsewhere
- Anyone who may need the money before the account matures, because a government withdrawal charge applies
- Adults wanting a general investing platform, where eToro covers stocks, etfs and forex
- Investors who want to start with no opening payment, since CFI asks for $0 and Vantage for $5
Country by country
| Country | Dodl | OneFamily |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Dodl
What does it cost to buy shares at Dodl?+
A stock trade costs £0, which is the figure that stands out on this platform. The pricing model is commission-free rather than low-fee, so dealing is designed to cost nothing. Money in and out is also free deposits and withdrawals, so a transfer adds nothing extra. The one charge to watch is 0.75% on currency conversion when you buy shares priced outside sterling.
Is my money protected at Dodl?+
Dodl is regulated by the Financial Conduct Authority, and eligible balances are covered by FSCS up to GBP 85,000. That protection is a stated limit on a claim to the firm, not a promise that investments cannot fall in value. The company operating the app is AJ Bell, so the account sits with an established UK provider rather than an offshore entity.
OneFamily
What is the minimum deposit with OneFamily?+
The minimum deposit is £25, which sits below the site median of €4.64. That keeps it open to families saving modest monthly amounts for a child, rather than demanding a large opening payment before you can begin.
Can I take money out of a OneFamily Lifetime ISA early?+
A government withdrawal charge applies to non-qualifying withdrawals, so any early access reduces the balance. The accounts offered are lisa and jisa, and both are built to be held until the child reaches adulthood, so plan around that rather than treating the pot as spendable.