Bitpanda
Pros
- No account opening or maintenance fee
- No deposit or withdrawal fee on any payment method
- No inactivity fee
- Flat EUR 1 per stock and ETF trade with no custody fee
- 650+ cryptocurrencies available
- Stocks and ETFs available from EUR 1 via fractional shares
- Automated savings plans for recurring investments
- Multiple MiCAR licences and MiFID II investment services authorisation
Cons
- Crypto spread on standard platform up to 2.49% on small-cap tokens
- No demo account
- Stocks and ETFs launched in January 2026 - shorter track record than crypto offering
- Service limited to Europe, UK, and UAE - not available to US or Canadian residents
- Standard platform lacks advanced charting and order types
- No protection scheme covers crypto holdings