Bitpanda vs Freetrade - BrokerCue
BrokerCue

Select your country to see eligible brokers

Account eligibility and broker availability depend on your country of residence. Setting this now allows us to hide brokers that do not accept clients from your country.

Broker Comparison

Bitpanda vs Freetrade

Compare Bitpanda and Freetrade side by side: fees, regulation, platforms.

Bitpanda

Bitpanda

European multi-asset beginners

Bitpanda is a Vienna-based multi-asset platform offering 650+ cryptocurrencies, stocks, ETFs, and precious meโ€ฆ

VS
Freetrade

Freetrade

Low-cost long-term investors

Freetrade is an investing platform with ยฃ0 dealing commissions, free ISA and SIPP access, stocks, ETFs, fundsโ€ฆ

Head-to-head comparison

Bitpanda vs Freetrade
Feature Bitpanda Freetrade
Minimum deposit - -
Stock trading fee EUR 1 flat fee per trade; custody fee: Free ยฃ0 dealing commission per trade
Regulators FMA, BaFin, MFSA, FCA, VARA FCA
Best for European multi-asset beginners Low-cost long-term investors
Markets & account
Stocks
ETFs
Crypto
Bonds
-
Fractional Shares
Investment Plans
-
Funds
-
Ready Made Portfolios
-
Isa
-
Sipp
-

Pros & cons

Bitpanda

Bitpanda

Pros

  • No account opening or maintenance fee
  • No deposit or withdrawal fee on any payment method
  • No inactivity fee
  • Flat EUR 1 per stock and ETF trade with no custody fee
  • 650+ cryptocurrencies available
  • Stocks and ETFs available from EUR 1 via fractional shares
  • Automated savings plans for recurring investments
  • Multiple MiCAR licences and MiFID II investment services authorisation

Cons

  • Crypto spread on standard platform up to 2.49% on small-cap tokens
  • No demo account
  • Stocks and ETFs launched in January 2026 - shorter track record than crypto offering
  • Service limited to Europe, UK, and UAE - not available to US or Canadian residents
  • Standard platform lacks advanced charting and order types
  • No protection scheme covers crypto holdings
Freetrade

Freetrade

Pros

  • ยฃ0 dealing commission per trade
  • Basic plan has no monthly subscription fee
  • ISA and SIPP available on the ยฃ0 Basic plan
  • FX fees fall from 0.99% to 0.39% on Plus
  • US fractional shares support smaller orders
  • Cash earns 1% to 3.5% AER on plan-based limits
  • Recurring, limit and stop-loss orders are available
  • Eligible cash protection is listed up to ยฃ120,000

Cons

  • Basic FX fee is 0.99% on non-GBP trades
  • Standard costs ยฃ5.99 per month when billed monthly
  • Plus costs ยฃ11.99 per month when billed monthly
  • Fractional share elements cannot be transferred
  • Direct Debit cash is not usually withdrawable for 3 working days
  • Crypto ETNs are not protected by FSCS
  • Treasuries cannot be sold before maturity
  • Cash additions must be in pounds sterling
Bitpanda

Bitpanda

Bitpanda is a Vienna-based multi-asset platform offering 650+ cryptocurrencies, stocks, ETFs, and precious metals with a flat EUR 1 stock-trade fee and no account or inactivity charges.

Your capital is at risk. Other fees apply.

Freetrade

Freetrade

Freetrade is an investing platform with ยฃ0 dealing commissions, free ISA and SIPP access, stocks, ETFs, funds, gilts, ready-made portfolios and Crypto ETNs.

Your capital is at risk. Other fees apply.

Not the right match?

Line up any two brokers side by side, or browse the full list to find your next platform.