Updated September 28, 2026 · BrokerCue Editorial Team
bevestor vs Moneyfarm
bevestor vs Moneyfarm: the differences
| Compare |  bevestor |  Moneyfarm |
|---|---|---|
| Management fee | 0.6% | 0.1% to 0.45%Lower |
| Minimum investment | €25 to €500 | £500 |
| Regulators | Industrie und Handelskammer Frankfurt am Main | Financial Conduct Authority |
| Investor protection | EU ICS up to EUR 20,000 | FSCS up to GBP 85,000 |
| Account types | Joint | ISA, SIPP |
| Portfolio types | ETF, ESG | ETF, ESG, Cash, CryptoCovers more |
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Key differences
- Moneyfarm scores higher overall: 9.1 vs 8.8.
- Regulators: only bevestor offers Industrie und Handelskammer Frankfurt am Main.
- Regulators: only Moneyfarm offers Financial Conduct Authority.
- Management fee is lower at Moneyfarm: 0.1% to 0.45% vs 0.6%.
- Account types: only bevestor offers Joint.
- Account types: only Moneyfarm offers ISA, SIPP.
- Portfolio types: only Moneyfarm offers Cash, Crypto.
Our verdict on each
bevestor
bevestor suits investors in Germany who want a robo-managed portfolio run for them from a small starting amount, with entry from €25 to €500. The trade-off is a narrow range of etfs and funds and a fee of 0.6%, which sits above cheaper rivals.
Moneyfarm
Moneyfarm suits UK savers who want an ISA or SIPP built and run for them, and who are content paying a percentage fee rather than trading directly. The management fee of 0.1% to 0.45% is the figure to weigh, and it sits above the median for robo-advisors.
Score breakdown
| Area | bevestor | Moneyfarm |
|---|---|---|
| Cost | 8.7Fee of 0.6% against a site median of 0.4%, offset by an entry point of €25 to €500. | 9.1HigherThe management fee of 0.1% to 0.45% runs above the robo-advisor median, and a stock trade fee of £3.95 adds on top. |
| Offer | 9.0 | 9.7Higher |
| Trust | 8.7 | 8.7 |
Side by side, item by item
| Portfolio types | bevestor | Moneyfarm |
|---|---|---|
| ETF | Yes | Yes |
| ESG | Yes | Yes |
| Cash | No | Yes |
| Crypto | No | Yes |
| Account types | bevestor | Moneyfarm |
|---|---|---|
| ISA | No | Yes |
| SIPP | No | Yes |
| Joint | Yes | No |
The bill, worked out
10,000 invested for a year
bevestor
60
0.6% of 10,000
Moneyfarm
10 to 45
0.1% to 0.45% of 10,000
Moneyfarm comes out 50 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Where they rank in our lists
| Ranking | bevestor | Moneyfarm |
|---|---|---|
| Stock and ETF brokers | 173 of 471 | 119 of 471 |
| Robo-advisors | 70 of 151 | 43 of 151 |
A third option
eToro has management fee at 0%, against 0.6% for bevestor and 0.1% to 0.45% for Moneyfarm.
eToro reviewWhere these facts come from
bevestor
- bevestor.de: 9 facts, checked September 26, 2026
- deka.de: 1 fact, checked September 26, 2026
Moneyfarm
- moneyfarm.com: 9 facts, checked September 26, 2026
Every fact side by side
| Fact | bevestor | Moneyfarm |
|---|---|---|
| Legal entity | bevestor GmbH | MFM Investment Ltd |
| Headquarters | Germany | United Kingdom |
| Founded | 2016 | Not confirmed |
| Support channels | Email, Chat, Phone, Help centre | Email, Phone, Help centre, Chat |
Brokers
| Fact | bevestor | Moneyfarm |
|---|---|---|
| Stock trade fee | Not confirmed | £3.95 |
| Markets | ETFs, Funds | Stocks, ETFs, Bonds, FundsCovers more |
| Features | Mobile app | Not confirmed |
| Currency conversion fee | Not confirmed | 0.7% |
| Deposit and withdrawal fees | Not confirmed | Free deposits and withdrawals |
| Platforms | Bevestor App | Not confirmed |
Where each stands against the rest
| Fact | bevestor | Moneyfarm | Median |
|---|---|---|---|
| Management fee | 0.6%highest quarter | 0.1% to 0.45%lowest quarter | 0.345% |
Median across 86 listed brokers.
Pros and cons
bevestor
Pros
- Entry starts at €25 to €500, so monthly saving suits the model.
- Portfolios are automated and built from etf and esg, so no holding has to be picked by hand.
- Support runs through email, chat and phone.
Cons
- The management fee of 0.6% is above the site median of 0.4%.
- The range is limited to etfs and funds, so there is no direct share dealing.
- The only account type listed is joint, leaving a single investor without a separate account type.
Moneyfarm
Pros
- Regulated in the UK by the Financial Conduct Authority, with licence 629539 to check on the register.
- Deposits and withdrawals carry no charge, so money can move in and out without a transaction fee eating the saving.
- Portfolio styles run to etf, esg and cash, letting a saver tilt towards ESG, cash or crypto alongside a diversified core.
Cons
- The management fee of 0.1% to 0.45% sits above the robo-advisor median of 0.35%.
- The £500 entry point is well above the robo-advisor median of €60.06, and above Axos Invest at $100.
- Costs stack up: a stock trade fee of £3.95 applies alongside the management fee, while eToro lists a management fee of 0%.
Who each suits
bevestor
Who it suits
- Investors in Germany who want a portfolio managed for them rather than choosing each holding.
- People saving in small amounts who can start from €25 to €500.
- Readers who want phone and chat support, both listed under email, chat and phone.
Who should look elsewhere
- eToro, whose management fee is 0%, suits readers who would rather pick investments themselves.
- Axos Invest, whose minimum investment is $100, suits readers starting with a larger sum.
- Vivid Standard, with management fees running 0.5% to 1.5%, suits readers who weigh the fee line most heavily.
Moneyfarm
Who it suits
- UK savers who want an ISA or SIPP run for them and would rather pay a percentage than place their own trades.
- People who want help by phone, chat and email as well as online, since support runs on email, phone and help centre.
- Investors who want their portfolio style to include ESG, cash or crypto, since the options run to etf, esg and cash.
Who should look elsewhere
- Small opening payments: Axos Invest starts at $100, a lighter entry than £500.
- Anyone who prefers running their own trades: eToro lists a management fee of 0%, so the cost sits elsewhere.
- Savers shopping fee bands: Vivid Standard charges 0.5% to 1.5%, higher than the band here.
Country by country
| Country | bevestor | Moneyfarm |
|---|---|---|
| Germany | Yes | No |
| United Kingdom | No | Yes |
Questions about each
bevestor
How much does bevestor charge?+
bevestor charges a management fee of 0.6% for running the portfolio. The portfolio is built from etfs and funds, so the fee pays for ongoing management rather than individual trade dealing, and the whole account is handled in the bevestor App.
How much do I need to start?+
The minimum investment runs €25 to €500, which sits at the site median of €25. That keeps bevestor reachable for people setting aside small monthly amounts rather than committing a large lump sum on day one.
Moneyfarm
What does Moneyfarm charge to run my money?+
The ongoing cost is a management fee of 0.1% to 0.45% on the value of the portfolio, taken as a percentage of what you hold rather than as a price per trade. Accounts open at £500, so the fee applies to whatever sits above that floor.
Is there a fee for buying or selling?+
A stock trade fee of £3.95 is listed for anyone who places a trade, and it sits alongside the management fee. Because the portfolio is run for you, the management fee is the line that does most of the work in practice.
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