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Broker Comparison

Acorns vs Plus500

Compare Acorns and Plus500 side by side: fees, regulation, platforms.

Acorns

Acorns

Hands-off investors who want automated ETF portfolios

Acorns is an automated saving and investing app with ETF portfolios, Round-Ups, retirement accounts, and pric…

VS
Plus500

Plus500

Active CFD traders who want web and mobile access

Plus500 offers CFD trading across forex, shares, ETFs, options and crypto, plus Plus500 Invest for stocks, wi…

Head-to-head comparison

Acorns vs Plus500
Feature Acorns Plus500
Minimum deposit No minimum opening deposit or minimum balance required for Mighty Oak and Emergency Savings banking services —
Stock trading fee No commissions —
Regulators SEC, FINRA CySEC, FCA, EFSA, CFTC, ASIC, FMA, FSCA, SCA, DFSA, JFSA, MAS, FSA, SCB, BAPPEBTI, CIRO
Best for Hands-off investors who want automated ETF portfolios Active CFD traders who want web and mobile access
Markets & account
Stocks
ETFs
Forex
—
CFDs
—
Crypto
—
Bonds
—
Options
—
Futures
—
Investment Plans
—
Ready Made Portfolios
—
Demo Account
—

Pros & cons

Acorns

Acorns

Pros

  • Round-Ups invest spare change once it reaches at least $5
  • Automatic rebalancing keeps Base portfolio allocations on track
  • Dividends are automatically reinvested
  • No hidden costs, transaction fees, or commissions stated
  • Checking has no overdraft, maintenance, or AllPoint ATM fees
  • Gold adds individual stocks and ETFs to Custom Portfolios
  • SIPC protection up to $500,000 for Invest, Later and Early

Cons

  • Lowest listed subscription is $3/mo.
  • Gold costs $12/mo. for the full suite
  • Custom Portfolios are available only to Gold customers
  • Acorns Early Invest is a Gold subscription exclusive
  • Money Manager is available with Acorns Gold
  • No direct Bitcoin access; exposure is through BITO ETF
  • Investment products are not FDIC insured or bank guaranteed
Plus500

Plus500

Pros

  • 0% opening and closing trade fees on CFD positions
  • 0% Plus500 deposit and withdrawal fees
  • Unlimited demo with live quotes and adjustable balance
  • +Insights shows trends from millions of Plus500 trades
  • 100+ technical indicators and flexible alerts
  • Client deposits held separately under CySEC rules
  • Selected clients can receive technical analysis and an account manager

Cons

  • Inactivity fee up to 10 USD after three months without login
  • Currency conversion fee up to 0.7% of realized profit or loss
  • Overnight financing can apply when positions remain open
  • Guaranteed stop orders use a wider spread
  • Third-party fees may apply to international cards or bank transfers
  • Real-time prices require opening an account
Acorns

Acorns

Acorns is an automated saving and investing app with ETF portfolios, Round-Ups, retirement accounts, and pricing from $3/mo.

Visit Acorns Read review

Your capital is at risk. Other fees apply.

Plus500

Plus500

Plus500 offers CFD trading across forex, shares, ETFs, options and crypto, plus Plus500 Invest for stocks, with web/mobile apps and a demo account.

Visit Plus500 Read review

Your capital is at risk. Other fees apply.

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