Updated September 28, 2026 · BrokerCue Editorial Team
Titan vs Whitebox
What sets them apart
| Compare |  Titan |  Whitebox |
|---|---|---|
| Minimum deposit | $500 | €25 |
| Markets | Stocks, ETFs, Bonds, Crypto, FundsCovers more | ETFs |
| Regulators | Securities and Exchange Commission (SEC) | Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Account fee | Not confirmed | €0.35 to €0.95 |
| Platforms | Web, Mobile app | Not confirmed |
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Key differences
- Whitebox scores higher overall: 8.9 vs 8.5.
- Regulators: only Titan offers Securities and Exchange Commission (SEC).
- Regulators: only Whitebox offers Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin).
- Founded is lower at Whitebox: 2016 vs 2017.
- Markets: only Titan offers Stocks, Bonds, Crypto.
- Support channels: only Whitebox offers Email, Phone.
Our verdict on each
Titan
Titan is a US robo-advisor for investors who want a portfolio run for them, with a single management fee of 0.4% across holdings in stocks, etfs and bonds. The trade-off is entry size: a minimum investment of $500 keeps small savers out, though the money sits under SIPC up to USD 500,000.
Whitebox
Whitebox is a German robo-advisor for investors who want portfolios built from ETFs and want the fee and the entry amount settled up front: a deposit of €25 and fees of 0.35% to 0.95%. It is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) with deposits covered by EU ICS up to EUR 20,000.
Score breakdown
| Area | Titan | Whitebox |
|---|---|---|
| Cost | 8.3Management fee of 0.4% matches the site median of 0.4%; minimum investment of $500 sits above €25. | 9.1Higher |
| Offer | 8.8 | 9.2Higher |
| Trust | 8.5 | 8.7Higher |
Feature by feature
| Markets | Titan | Whitebox |
|---|---|---|
| Stocks | Yes | No |
| ETFs | Yes | Yes |
| Crypto | Yes | No |
| Bonds | Yes | No |
| Funds | Yes | No |
How they place
| Ranking | Titan | Whitebox |
|---|---|---|
| Stock and ETF brokers | 215 of 471 | 170 of 471 |
| Robo-advisors | 94 of 151 | 68 of 151 |
Sources behind this comparison
Titan
- titan.com: 11 facts, checked September 26, 2026
Whitebox
- whitebox.eu: 6 facts, checked September 26, 2026
- robo-advisorfinder.com: 3 facts, checked September 26, 2026
Every fact side by side
| Fact | Titan | Whitebox |
|---|---|---|
| Features | Crypto, Mobile app | Not confirmed |
| Pricing model | Low fees | Not confirmed |
| Legal entity | Titan Global Capital Management USA LLC | Whitebox GmbH |
| Headquarters | United States | Germany |
| Founded | 2017 | 2016Lower |
| Support channels | Help centre | Email, Phone, Help centreCovers more |
Robo-advisors
| Fact | Titan | Whitebox |
|---|---|---|
| Management fee | 0.4% | 0.35% to 0.95%Lower |
| Minimum investment | $500 | Not confirmed |
| Portfolio types | Cash, Crypto | ETF, ESG, Cash |
Where each stands against the rest
| Fact | Titan | Whitebox | Median |
|---|---|---|---|
| Account fee | Not confirmed | €0.35 to €0.95highest quarter | €0 |
Median across 52 listed brokers.
Pros and cons
Titan
Pros
- A single management fee of 0.4% covers the managed portfolio, so the running cost is easy to forecast.
- Regulated in the US by the Securities and Exchange Commission, with holdings under SIPC up to USD 500,000.
- Holdings span stocks, etfs and bonds, so crypto sits alongside the usual assets rather than needing a second provider.
Cons
- Minimum investment of $500 and minimum deposit of $500 sit well above the site median of €25.
- Support runs on help centre only, so there is no direct phone or email line for questions.
- Portfolio choice is narrow, limited to cash and crypto.
Whitebox
Pros
- Fees of 0.35% to 0.95% sit below the robo-advisor median, which is 0.35%.
- The account opens at €25, so a small starting sum is enough to be invested.
- Portfolio types of etf, esg and cash give a standard, ESG and cash route through the same account.
Cons
- Only etfs are covered, so there are no individual shares or wider markets to trade.
- The charge is quoted as a range, 0.35% to 0.95%, so the top of that range costs more than the bottom for the same service.
- Support runs on email, phone and help centre, with no live chat among the channels.
Who each suits
Titan
Who it suits
- US investors who want a robo-managed portfolio and not to monitor it day to day.
- Savers who can start from $500 and hand the decisions to a manager.
- Investors comfortable with a cash sleeve alongside crypto.
Who should look elsewhere
- Small savers: CFI takes a minimum deposit of $0, against $500 here.
- Direct traders: eToro covers stocks, etfs and forex, wider than stocks, etfs and bonds.
- Small-account traders: Vantage asks $5 to get going.
Whitebox
Who it suits
- Euro-area investors who want a locally regulated firm choosing and rebalancing the portfolio for them.
- First-time investors who would rather hold a set ETF strategy than choose funds themselves.
- Investors who want ESG and cash options alongside a standard ETF plan, covered by etf, esg and cash.
Who should look elsewhere
- eToro, for a management fee of 0% and a wider choice of markets to trade.
- Axos Invest, for readers who would rather hold their money under SIPC.
- Vivid Standard, for business plans where fees run 0.5% to 1.5%, above 0.35% to 0.95%.
Country by country
| Country | Titan | Whitebox |
|---|---|---|
| Germany | No | Yes |
| United States | Yes | No |
Questions about each
Titan
What does Titan charge?+
The running cost is a management fee of 0.4% on the portfolio, the same as the site median of 0.4%. Because the account is managed for you, that fee is the line to compare rather than a price per trade.
Is Titan regulated and is my money protected?+
Titan Global Capital Management USA LLC is registered with the Securities and Exchange Commission in the US, and holdings sit under SIPC up to USD 500,000. That cover is a limit on broker failure, not a guarantee on what an account earns.
Whitebox
What does Whitebox charge to manage my money?+
The fee is 0.35% to 0.95%, charged as the management fee, and the same figure is listed as the account fee of €0.35 to €0.95. Because it is a range, the plan you pick sets where you land inside it. It is the ongoing cost of the managed portfolio, not a one-off charge.
How much money do I need to open an account?+
The minimum deposit is €25, a small entry point for a managed portfolio. The robo-advisor median for a minimum investment is €60.06, so the bar sits toward the lower end of the category. Starting small is realistic.