MyFin review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
MyFin is a Bulgarian app-led broker for retail investors who want cheap, simple access to stocks, ETFs and metals. Regulated by the Bulgarian National Bank, it charges an account fee of €0, a currency conversion fee of 0% and a minimum deposit of €0, with EU investor compensation included.
Key facts
- Best for
- Investors who want a low cost app for stocks, ETFs and metals with EU investor protection.
- Minimum deposit
- €0 (Source, checked September 26, 2026)
- Account fee
- €0 (Source, checked September 26, 2026)
- Markets
- Stocks, ETFs, Metals (Source, checked September 26, 2026)
- Regulators
- Bulgarian National Bank (Source, checked September 26, 2026)
- Investor protection
- EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Deposit and withdrawal fees
- Free top-up by card (Source, checked September 26, 2026)
- Platforms
- MyFin App (Source, checked September 26, 2026)
- Headquarters
- Bulgaria (Source, checked September 26, 2026)
- Founded
- 2020 (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Features
- Mobile app
- Official website
- myfin.bg
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataLinkedInbg.linkedin.com
Pros and cons
Pros
- Account fee of €0 and a minimum deposit of €0, so holding costs and the entry point both sit at the floor
- Currency conversion at 0% and free top-up by card, which keeps moving money in cheap
- Regulated by the Bulgarian National Bank, with investor protection of EU ICS up to EUR 20,000
- Mobile app listed in MyFin App, so the account is built around phone trading
Cons
- Support runs on email and phone only, with no chat or help centre listed
- The market list in stocks, etfs and metals is limited to stocks, ETFs and metals, so no forex, bonds or funds
- Investor protection of EU ICS up to EUR 20,000 is a modest ceiling compared with larger schemes
Who it suits
- Retail investors in the UK and Europe who hold euro-denominated accounts and want a low fixed charge
- Buy and hold investors using the mobile app for stocks and ETFs
- Savers who care about the cost of currency conversion on a cross-border account
Who should look elsewhere
- People who want forex, CFDs, crypto or bonds under one account, since Vantage and eToro cover a wider market list
- Traders who need live chat or a help centre, because support here is email and phone
- Investors who need a large protection ceiling, since EU ICS up to EUR 20,000 is the stated cover
Fees and costs
Costs sit at the cheap end. The account fee is €0 and the minimum deposit is €0, so there is no account charge to weigh against portfolio size. Free top-up by card means money moves in without a charge, while currency conversion runs at 0% for euro accounts holding US-listed shares.
How MyFin compares
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Where MyFin is available
- Available
- Bulgaria
- Licence in Bulgaria
- Bulgarian National Bank, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to hold a MyFin account?+
The account fee is €0 and the minimum deposit is €0, so there is no annual charge to weigh against the size of the portfolio. A dormant account therefore does not quietly cost money, though €0 is the figure to check again if terms change.
What are MyFin's trading costs?+
Trading runs through the MyFin App, and the cost of buying shares sits alongside the account fee of €0. Currency conversion is charged at 0%, the line that matters most when buying US-listed shares in euros. No separate platform or custody charge is listed.
How is MyFin regulated and is my money protected?+
MyFin is regulated by the Bulgarian National Bank, and the stated investor protection is EU ICS up to EUR 20,000. That scheme covers eligible claims up to the stated limit, so larger balances sit above the ceiling. Check the current terms before depositing a sum that exceeds it.
What can I invest in through MyFin?+
The market list covers stocks, ETFs and metals, as set out in stocks, etfs and metals. That is enough for a simple long-term portfolio but not for forex, CFDs, crypto or bonds. Investors who need those asset classes should look at a wider platform instead.
Which platforms can I use?+
The listed platform is the mobile app, which is also a confirmed feature, so the account runs from a phone. Support is handled over email and phone, meaning questions go to email or phone rather than in-app chat.
Who is MyFin suited to?+
MyFin suits retail investors in the UK and Europe who want a low fixed charge and a simple phone-based account. The free card top-up makes it convenient for regular small contributions, and a founding year of 2020 points to a young operation still building its record.
What are the alternatives to MyFin?+
eToro also charges an account fee of $0 with a broader market list. Vantage asks for a minimum deposit of $5 and targets active traders, while CFI has a minimum deposit of $0. MyFin leads on cost, not on choice.
Sources
- myfin.bg checked September 26, 2026
Backs: Features, Markets, Platforms
“trade stocks and ETFs on world markets”
- myfin.bg/about-us checked September 26, 2026
Backs: Founded, Investor protection, Regulators, Licences
“MyFin receives an Electronic Money Institution license in 2020”
- myfin.bg/contact-us checked September 26, 2026
Backs: Headquarters, Support channels
“111P Tsarigradsko shose Blvd., 1784 Sofia, Bulgaria”
- myfin.bg/tariff checked September 26, 2026
Backs: Account fee, Deposit and withdrawal fees, Currency conversion fee, Minimum deposit
“Account maintenance - Free of charge”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Stock trade fee, Inactivity fee, Retail accounts that lose money.
Related by the facts
MyFin
Investors who want a low cost app for stocks, ETFs and metals with EU investor protection.