Updated September 29, 2026 · BrokerCue Editorial Team
Freetrade vs Tradier
Freetrade vs Tradier: the differences
| Compare |  Freetrade |  Tradier |
|---|---|---|
| Minimum deposit | £1 | $500 |
| Stock trade fee | £0 | $0 |
| Account fee | £0 | $120 |
| Markets | Stocks, ETFs, Bonds, Funds | Stocks, Options, Futures, Crypto, Forex, ETFs |
| Regulators | Financial Conduct Authority (FCA) | FINRA, SIPC |
| Investor protection | FSCS up to GBP 85,000 | SIPC up to USD 500,000 |
| Platforms | App, Web | Tradier Pro, Tradier Web, Tradier Mobile |
| Currency conversion fee | 0.99% | Not confirmed |
| Margin rate | Not confirmed | 9.75% |
| Options contract fee | Not confirmed | $0.35 |
| Deposit and withdrawal fees | Not confirmed | $30 per wire |
| Account types | ISA, SIPP, Jisa | Not confirmed |
| Interest on cash | 1% | Not confirmed |
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Key differences
- Tradier scores higher overall: 9.0 vs 8.8.
- Regulators: only Freetrade offers Financial Conduct Authority (FCA).
- Regulators: only Tradier offers FINRA, SIPC.
- Founded is lower at Tradier: 2012 vs 2016.
- Markets: only Freetrade offers Bonds, Funds.
- Markets: only Tradier offers Options, Futures, Crypto.
- Platforms: only Freetrade offers App, Web.
- Platforms: only Tradier offers Tradier Pro, Tradier Web, Tradier Mobile.
- Support channels: only Freetrade offers Chat.
- Features: only Freetrade offers Fractional shares, Demo account.
Our verdict on each
Freetrade
Freetrade suits UK beginners who want to buy shares, ETFs, bonds and funds without paying a dealing charge or an annual account fee. Regulation sits with the Financial Conduct Authority and holdings are covered by the FSCS, though a currency conversion fee of 0.99% applies and support runs on email, chat and help centre only.
Tradier
Tradier is a US broker for experienced traders and day traders who want commission-free stock dealing across stocks, options, futures, crypto, forex and ETFs. Stock trades cost $0 and the account fee is $120, though a minimum deposit of $500 puts a floor under the account.
Score breakdown
| Area | Freetrade | Tradier |
|---|---|---|
| Cost | 9.0HigherStock trade fees of £0 and an account fee of £0 sit alongside a 0.99% currency conversion charge. | 8.7Stock trades are commission-free at $0, but the account fee of $120 and wire charges of $30 per wire weigh on totals. |
| Offer | 9.1A UK platform with isa, sipp and jisa accounts, plus a demo account, fractional shares and stocks, etfs and bonds. | 9.3Higher |
| Trust | 8.5 | 9.1Higher |
Licences and countries
| Country | Freetrade | Tradier |
|---|---|---|
| United Kingdom | Not confirmed | |
| United States | Not confirmed | FINRA 104982 SIPC SIPC member 52972 |
Additional countries for Freetrade: 1. Additional countries for Tradier: 1.
Choosing between them
Pick Freetrade if cost matter most.
Pick Tradier if trust matter most.
Where these facts come from
Freetrade
- freetrade.io: 14 facts, checked September 26, 2026
- en.wikipedia.org: 3 facts, checked September 26, 2026
Tradier
- tradier.com: 14 facts, checked September 26, 2026
- brokercheck.finra.org: 2 facts, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
How they place
| Ranking | Freetrade | Tradier |
|---|---|---|
| Stock and ETF brokers | 179 of 471 | 151 of 471 |
Every fact side by side
| Fact | Freetrade | Tradier |
|---|---|---|
| Features | Fractional shares, Mobile app, Demo account | Crypto, Futures, Options, Mobile app |
| Pricing model | Commission free | Commission free |
| Audience | Beginners | Experienced, Day traders |
| Legal entity | Freetrade Limited | TRADIER BROKERAGE INC |
| Headquarters | United Kingdom | United States |
| Founded | 2016 | 2012Lower |
| Support channels | Email, Chat, Help centreCovers more | Email, Help centre |
Where each stands against the rest
| Fact | Freetrade | Tradier | Median |
|---|---|---|---|
| Currency conversion fee | 0.99%highest quarter | Not confirmed | 0.45% |
| Margin rate | Not confirmed | 9.75%above the median | 8.75% |
| Options contract fee | Not confirmed | $0.35lowest quarter | $0.625 |
| Interest on cash | 1%lowest quarter | Not confirmed | 3% |
Median across 43 listed brokers.
Pros and cons
Freetrade
Pros
- Dealing commission of £0 and an account fee of £0 keep the running cost of an ISA, SIPP or Junior ISA low.
- Regulated by the Financial Conduct Authority in the UK, with protection stated as FSCS up to GBP 85,000.
- Fractional shares and a demo account let you size positions in small amounts and practise before committing money.
Cons
- A currency conversion fee of 0.99% applies whenever you hold investments in more than one currency.
- Support runs on email, chat and help centre only, with no phone line listed for account or transfer questions.
- The account range is limited to isa, sipp and jisa, so there is no general investment account for shares outside a wrapper.
Tradier
Pros
- Stock trades are commission-free at $0
- Deals in stocks, options and futures from one account
- Accounts run on Tradier Pro, Tradier Web and Tradier Mobile
Cons
- The account fee of $120 applies where most rivals charge nothing
- Funding and withdrawals cost $30 per wire
- Support runs on email and help centre only, with no phone or live chat line
Who each suits
Freetrade
Who it suits
- UK beginners opening a stocks and shares ISA or Junior ISA with small monthly amounts
- Long-term investors who want to hold a simple share and ETF portfolio without a dealing charge
- SIPP holders who prefer an app and web platform to a phone-only service
Who should look elsewhere
- People who need a general investment account outside a tax wrapper
- Investors who trade frequently in several currencies, because the 0.99% conversion fee applies each time
- Anyone who wants to speak to support by phone, as support runs on email, chat and help centre only
Tradier
Who it suits
- Experienced traders who place regular stock, options and futures orders
- Day traders working across several markets at once
- US residents who want a regulated broker with SIPC cover
Who should look elsewhere
- eToro, if a free account fee matters more than a US-only setup
- CFI, if you want to start funding with a smaller minimum deposit
- Vantage, if a lower minimum deposit is the priority
Current offers
Tradier
Current offer
Free trial
Get full access to Pro or Pro Plus - free for 2 months: 2 months free
$500 minimum deposit within 30 days, new customers only
Source, checked September 26, 2026
Country by country
| Country | Freetrade | Tradier |
|---|---|---|
| United Kingdom | Yes | No |
| United States | No | Yes |
Questions about each
Freetrade
How much does it cost to buy shares on Freetrade?+
The dealing charge is £0 and the account fee is £0. Those two cover the trading and holding side of a stocks and shares ISA, SIPP or Junior ISA. The charge that appears is currency conversion at 0.99%, which only shows up if part of your portfolio sits in another currency.
Who regulates Freetrade and is my money protected?+
Freetrade Limited is regulated in the UK by the Financial Conduct Authority, with register reference 783189. Protection for eligible holdings is stated as FSCS up to GBP 85,000, which is the ceiling the scheme pays if the firm cannot return your money. It covers firm failure rather than market losses.
Tradier
What does Tradier charge for buying stocks?+
Stock trades are commission-free, with a stock trade fee of $0. The account fee of $120 still applies, and options contracts cost $0.35 each. Many rivals keep the account fee at $0, so weigh that against your trade volume.
Is there an account fee at Tradier?+
Yes. The account fee is $120, which ranks the broker near the back of the field on this measure. If you would rather pay nothing on an idle account, eToro lists an account fee of $0.
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