Updated September 29, 2026 · BrokerCue Editorial Team
Freedom24 vs Swissquote
What sets them apart
| Compare |  Freedom24 |  Swissquote |
|---|---|---|
| Minimum deposit | €0 | $1,000 |
| Stock trade fee | €2 | $20 |
| Inactivity fee | €0 | $10 |
| Markets | Stocks, ETFs, Options, Bonds | Stocks, Forex, CFDs, Crypto |
| Regulators | CySEC | Commission de Surveillance du Secteur Financier (CSSF) |
| Account fee | €0 | Not confirmed |
| Currency conversion fee | 0.005% | Not confirmed |
| Options contract fee | $0.65 | Not confirmed |
| Deposit and withdrawal fees | EUR 7 per withdrawal | Not confirmed |
| Platforms | Freedom24 App, Freedom24 Web | Not confirmed |
| Maximum retail leverage | Not confirmed | 1:100 |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- Freedom24 scores higher overall: 8.9 vs 8.8.
- Regulators: only Freedom24 offers CySEC.
- Regulators: only Swissquote offers Commission de Surveillance du Secteur Financier (CSSF).
- Founded is lower at Swissquote: 1996 vs 2013.
- Markets: only Freedom24 offers ETFs, Options, Bonds.
- Markets: only Swissquote offers Forex, CFDs, Crypto.
- Features: only Freedom24 offers Options.
- Features: only Swissquote offers Demo account.
Our verdict on each
Freedom24
Freedom24 suits European investors who want stocks, ETFs, options and bonds under one CySEC-regulated roof, and who would rather not pay an annual account charge of €0. A euro minimum deposit of €0 keeps entry easy, while per-deal trading costs make it a better fit for occasional buyers than for frequent traders.
Swissquote
Swissquote runs a Swiss bank entity under CSSF supervision with EU investor compensation, so it suits traders who want a bank behind the account. The trade-off is entry cost: a stock trade fee of $20 and a minimum deposit of $1,000 sit well above cheaper rivals.
Score breakdown
| Area | Freedom24 | Swissquote |
|---|---|---|
| Cost | 9.2HigherCost is middling: account fee €0 and minimum deposit €0 are nil, but €2 per deal is high against the €0 median. | 8.3Costs run high: stock trade fee $20, minimum deposit $1,000 and inactivity fee $10 sit above site medians. |
| Offer | 8.9 | 9.0Higher |
| Trust | 8.7 | 9.0Higher |
Side by side, item by item
| Markets | Freedom24 | Swissquote |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | No |
| Forex | No | Yes |
| CFDs | No | Yes |
| Options | Yes | No |
| Crypto | No | Yes |
| Bonds | Yes | No |
What we checked
Freedom24
- forex.wikibit.com: 3 facts, checked September 26, 2026
- matchmybroker.com: 3 facts, checked September 26, 2026
- ucits-etfs.com: 3 facts, checked September 26, 2026
- beinoption.vercel.app: 2 facts, checked September 26, 2026
- eupersonalfinance.eu: 2 facts, checked September 26, 2026
Swissquote
- swissquote.com: 7 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
How they place
| Ranking | Freedom24 | Swissquote |
|---|---|---|
| Stock and ETF brokers | 161 of 471 | 187 of 471 |
Every fact side by side
| Fact | Freedom24 | Swissquote |
|---|---|---|
| Features | Options, Mobile app | Demo account, Mobile app |
| Legal entity | Freedom Finance Europe Ltd | Swissquote Bank Europe SA |
| Headquarters | Cyprus | Luxembourg |
| Founded | 2013 | 1996Lower |
| Support channels | Not confirmed | Phone, Help centre |
Robo-advisors
| Fact | Freedom24 | Swissquote |
|---|---|---|
| Portfolio types | Not confirmed | ESG |
Where each stands against the rest
| Fact | Freedom24 | Swissquote | Median |
|---|---|---|---|
| Account fee | €0at the median | Not confirmed | €0 |
| Currency conversion fee | 0.005%lowest quarter | Not confirmed | 0.45% |
| Options contract fee | $0.65above the median | Not confirmed | $0.625 |
Median across 52 listed brokers.
Pros and cons
Freedom24
Pros
- Account fee €0 and inactivity fee €0 leave the cost of holding an account at nil.
- A minimum deposit of €0 sits well under the €6.17 median for stock brokers.
- A single account covers stocks, etfs and options, so an ETF, a bond and an option sit together.
Cons
- A stock trade fee of €2 ranks 126 of 161 on the site, well behind the field.
- Withdrawals cost EUR 7 per withdrawal each.
- Currency conversion is charged at 0.005% on positions held outside the euro.
Swissquote
Pros
- Regulated by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, with the legal entity named as Swissquote Bank Europe SA.
- Covers stocks, forex, CFDs and crypto on a single account, with retail leverage of 1:100.
- A demo account and a mobile app are both listed features, so you can test before committing.
Cons
- Costs are high for a retail account: a stock trade fee of $20 against a site median of €0.
- The minimum deposit of $1,000 ranks 191 of 213, far above the site median of €4.64.
- An inactivity fee of $10 applies, where the site median is €0.
Who each suits
Freedom24
Who it suits
- Investors who want stocks, etfs and options in one account with an account fee of €0.
- Savers who prefer a euro starting point of €0 and a firm authorised in Cyprus under 275/15.
- People who trade from a phone as well as a browser, since Freedom24 App and Freedom24 Web lists the Freedom24 App and web platform.
Who should look elsewhere
- eToro, if the cost of each trade decides it, because its stock trade fee is $0.
- Vantage, if you would rather start with a deposit of $5 than fund the account from the first unit.
Swissquote
Who it suits
- Traders moving between forex, CFDs, crypto and shares on a single account
- Investors who put weight on a supervised bank entity and investor compensation
- People who want to practise on a demo account before risking money
Who should look elsewhere
- Newcomers with a small starting balance, since the minimum deposit is $1,000
- Share buyers focused on trading costs, given the stock trade fee of $20 against eToro at $0
- Passive long term investors, because the portfolio options listed are esg
Questions about each
Freedom24
What does a trade cost at Freedom24?+
A stock trade costs €2, with options at $0.65 per contract and currency conversion at 0.005%. That per-deal cost is the number to weigh, since the account fee of €0 adds nothing to it.
Is there an account fee or an inactivity charge?+
The account fee is €0 and the inactivity fee is €0. Both rank 1 on the site, so an unused account does not start costing money. That suits investors who top up in small amounts rather than trading often.
Swissquote
How much does it cost to trade shares with Swissquote?+
The stock trade fee is $20, which is well above the site median of €0. Swissquote ranks 161 of 161 on this measure, so share dealing here is costly. eToro, by contrast, charges $0 per trade.
What is the minimum deposit to open an account?+
The minimum deposit is $1,000, which is a high bar for a first account. On our data Swissquote ranks 191 of 213 on this measure, against a site median of €4.64. Vantage asks for $5 and CFI for $0.
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